NOT LISTED FOR SALE

427 Stillwater Bridge Rd Schaghticoke, NY 12154

Estimated Value: $147,000 - $213,346

3 Beds
1 Bath
866 Sq Ft
$221/Sq Ft Est. Value

Last Sold September 22, 2023

Last sale price $105,100 $121 Per Sq Ft

Est. 81% increase in value since last sale

Current estimated payment $1,338/month

13 Days on Market

Highlights

  • Ranch Style House
  • 1 Car Detached Garage
  • Hot Water Heating System
  • No HOA
  • Bathroom on Main Level

About This Home

As of September 2023

HUD home. It sets on a lot that's almost and acre in size. It needs some TLC. It is eligible for an FHA loan.

Last Agent to Sell the Property

Greg Gersch

Gersch Real Estate Group License #10491205720 Listed on: 06/13/2023

Co-Listed By

Patrick Campbell

Gersch Real Estate Group License #10301214934

Last Buyer's Agent

Patrick Campbell

Gersch Real Estate Group License #10301214934

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,900

Year Built

  • Built in 1949

Lot Details

  • 0.86 Acre Lot
  • Lot Dimensions are 202x206

Parking

  • 1 Car Detached Garage
  • Carport

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • 866 Sq Ft Home
  • Basement Fills Entire Space Under The House
  • Washer and Dryer Hookup

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Schools

  • Hoosic Valley Elementary School
  • Hoosic Valley High School

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Hot Water Heating System
  • Drilled Well
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 28 / 1
  • Assessor Parcel Number 384289 10.-3-7.1

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,900

Year Built

Built in 1949

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1949
  • Directions: From Saratoga County cross the river on the Stillwater bridge. The house is about 3 miles on the right.
  • Above Grade Finished Sq Ft: 866.0
  • Architectural Style: Ranch
  • Lot Size Acres: 0.86
  • Lot Size: 202x206
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Full Bathroom Level: First
  • Sale Detail Buyer Zip Code: 12154
  • Sale Detail Seller Contribution: No
  • Co List Office Mls Id: o1010A
  • Co List Office Phone: 518-452-1456
  • Garage Yn: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Architectural Style:Ranch: Yes
  • Special Features: None

Interior Features

  • Basement: Full
  • Appliances: None
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 866.0
  • Bedroom Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Full Basement: Yes
  • Appliances:None18: Yes
  • Attic Features:None16: Yes

Exterior Features

  • Exterior Features: Drive-Paved
  • Construction Type: Vinyl Siding
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Drive-Paved: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Carport, Detached
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 1.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Carport: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: None
  • Heating: Hot Water, Oil
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Water Source: Drilled Well
  • Cooling Y N: No
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Oil: Yes
  • Heating:Hot Water: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Hoosic Valley

Lot Info

  • Parcel #: 384289 10.-3-7.1
  • Lot Size Sq Ft: 37461.6
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2900.0
  • Tax Block: 1
  • Tax Lot: 28
  • Tax Tract: 21

MLS Schools

  • Elementary School: Hoosic Valley
  • HighSchool: Hoosic Valley

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2023
Closed on
Sep 22, 2023
Sold by
Sec Of Hsng & Urban Dev
Bought by
Reaume Matthew and Reaume Elizabeth
Seller's Agent
Greg Gersch
Gersch Real Estate Group
Buyer's Agent
Patrick Campbell
Gersch Real Estate Group
List Price
$70,000
Sold Price
$105,100
Premium/Discount to List
$35,100
50.14%
Views
849
Current Estimated Value
$190,240

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$85,140
Avg. Annual Appreciation
33.61%
Original Mortgage
$114,795
Outstanding Balance
$113,045
Interest Rate
7.09%
Mortgage Type
FHA
Estimated Equity
$68,681

Purchase Details

Closed on
Jan 6, 2023
Sold by
Us Bank Na
Bought by
Sec Of Hsng & Urban Dev

Purchase Details

Closed on
Nov 30, 2022
Sold by
Wells Fargo Bank Na
Bought by
Us Bank Na Tr

Purchase Details

Closed on
Jan 29, 2010
Sold by
Galarneau Thomas J Jill F
Bought by
Kirkwood Stacey

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,915
Interest Rate
5.25%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 13, 2008
Sold by
Cukrovany Bernard
Bought by
Galarneau Thomas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Reaume Matthew $105,001 None Available
Sec Of Hsng & Urban Dev -- None Available
Us Bank Na Tr $152,527 None Available
Kirkwood Stacey $153,700 Smith Flink Smith Llc
Galarneau Thomas $80,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Reaume Matthew $114,795
Previous Owner Kirkwood Stacey $150,915
Previous Owner Galarneau Thomas $64,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/22/2023 09/22/23 Sold $105,100 +50.1% $121 / Sq Ft
06/26/2023 06/26/23 Pending -- -- --
06/13/2023 06/13/23 For Sale $70,000 -- $81 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,557 $27,100 $8,100 $19,000
2023 $3,537 $27,100 $8,100 $19,000
2022 $3,508 $27,100 $8,100 $19,000
2021 $3,318 $27,100 $8,100 $19,000
2020 $3,391 $27,100 $8,100 $19,000
2019 $2,952 $27,100 $8,100 $19,000
2018 $2,952 $27,100 $8,100 $19,000
2017 $2,927 $27,100 $8,100 $19,000
2016 $2,899 $27,100 $8,100 $19,000
2015 -- $27,100 $8,100 $19,000
2014 -- $27,100 $8,100 $19,000
Source: Public Records

Agents Affiliated with this Home

  • Greg Gersch

    Seller's Agent in 2023

    Greg Gersch

    Gersch Real Estate Group

    (518) 573-8195

    1 in this area

    92 Total Sales

    Section Image

  • P

    Seller Co-Listing Agent in 2023

    Patrick Campbell

    Gersch Real Estate Group

    (518) 859-9656

    3 in this area

    120 Total Sales

    Section Image
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Map

Source: Global MLS

MLS Number: 202318665

Global MLS

APN: 4289-021-1-28

New York Rensselaer County Schaghticoke 12154

427 Stillwater Bridge Rd, Schaghticoke, NY

This home is located at 427 Stillwater Bridge Rd, Schaghticoke, NY 12154 since 13 June 2023 and is currently estimated at $191,587, approximately $221 per square foot. This property was built in 1949. 427 Stillwater Bridge Rd is a home located in Rensselaer County with nearby schools including Hoosic Valley Elementary School and Hoosic Valley Junior/Senior High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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