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Schaghticoke, NY Homes for Rent

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  • /12

    $1,200

    Total Monthly Price

    • 2 Beds
    • 1 Bath
    • 1,000 Sq Ft
    • Condo for Rent

    157 3rd St Unit 1, Waterford, NY 12188

    Embrace waterfront living in this two-bedroom, one-bathroom apartment. Recently renovated, it boasts a modern kitchen and bathroom for your comfort. The highlight? A tranquil back room offering breathtaking views of the Hudson River, creating a serene escape. Plus, you're just minutes from 787 and I-87, ensuring a hassle-free commute. With the added convenience of off-street parking, this

    157 3rd St Unit 1, Waterford, NY 12188
  • /40

    $2,800 Per Month

    • 3 Beds
    • 2.5 Baths
    • 2,000 Sq Ft
    • House for Rent

    820 Valley Falls Rd Unit 1, Schaghticoke, NY 12154

    Welcome to an extraordinary brand new luxury rental that has been completely gutted and thoughtfully redesigned from the ground up. Never before lived in, this stunning three bedroom two and a half bath home offers its first tenant the rare opportunity to enjoy every finish fixture appliance and detail completely new.The heart of the home is a spectacular chefs kitchen featuring soaring

    Coty Demers Real Broker NY LLC

    820 Valley Falls Rd Unit 1, Schaghticoke, NY 12154

Why Live in Schaghticoke

Schaghticoke, located in the upper Hudson Valley of New York, is a rural area just over 20 miles north of Albany. Known for its scenic countryside, the town is surrounded by the Hudson and Hoosic rivers, which nourish the farmland and forests. The area features a mix of newer builds and historic 1800s American Gothic and colonial-style homes, with some ranch-style residences from the 1970s. The town's hamlets, such as Speigletown and Melrose, offer a variety of living options, including riverfront properties. Schaghticoke's natural attractions include the Hudson River, popular for fishing and nature walks, and the Hoosic River, known for its trout fishing. Willard Mountain, located ten miles north, provides opportunities for hiking in the summer and skiing in the winter. The town's small center on Main Street includes local businesses like Lewis’ Tavern, Sammy Cohen’s Restaurant and Bar, and Chrissy’s Cravings, a family-run ice cream parlor. For more extensive shopping, Clifton Park is less than 15 miles away. Schaghticoke is conveniently located near larger cities, with Troy less than 15 miles south and Albany just over 20 miles away. The area is served by the Hoosic Valley Central School District, which includes Hoosic Valley Elementary and Hoosic Valley Junior and Senior High. Albany International Airport is also just over 20 miles southwest, providing easy access for travel.

Frequently Asked Questions

How much does it cost to rent a home in Schaghticoke, NY?
The median rent for a home in Schaghticoke, NY is $2,800 per month, though prices vary by neighborhood, size, and property type. As of September 2026, condos tend to be the most affordable option.
How much do you need to make to afford rent in Schaghticoke, NY?
To comfortably afford the median rent in Schaghticoke, NY, a household needs to earn roughly $112,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $2,800 per month in Schaghticoke, NY, renters typically need to show $8,400 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Schaghticoke, NY?
In Schaghticoke, NY, the price-to-rent ratio is 11.0, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in Schaghticoke, NY are best for renting a home?
The best neighborhood for renting in Schaghticoke, NY depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Lansingburgh, North Central, The Hill, Downtown Troy and South Central, each with its own character and price range.

Rental Home Trends

Number of Homes for Rent
2
Median Rent
$2,800
Median Condo Rent
$2,800
How to Rent a Home