$330,000
SOLD OCT 12, 2022

428 Buffalo Rd Lusby, MD 20657

3 Beds
2 Baths
1,296 Sq Ft
1,307 Sq Ft Lot

Recently Sold

$255 Per Sq Ft

2% Above List Price

12 Days on Market

Highlights

  • Boat Ramp
  • Open Floorplan
  • Community Lake
  • Beach
  • Lake Privileges
  • Clubhouse

About This Home

As of May 2025

This one is a must see! Newly renovated with all the bells and whistles. The home has an open floor plan. The kitchen has upgraded appliances, granite countertops, large new cabinets, pantry, and island. The windows are also new. There is a bonus room with and office or a 4th bedroom if you like. French doors walkout onto a deck. There is an attached garage. There is no other home like this one currently on the market in Chesapeake Ranch Estates!!!

Last Agent to Sell the Property

Gary Durand

CENTURY 21 New Millennium License #583660 Listed on: 09/02/2022

CENTURY 21 New Millennium

Last Buyer's Agent

Samara Dinnius

JPAR Real Estate Professionals License #676977

JPAR Real Estate Professionals

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,490

Year Built

  • Built in 1992 | Remodeled in 2022

HOA Fees

  • $48 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Front Facing Garage

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • 1,296 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • 1 Fireplace
  • Window Treatments
  • Combination Dining and Living Room
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Front Loading Dryer
  • Front Loading Washer

Outdoor Features

  • Lake Privileges

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 16
  • Assessor Parcel Number 0501077635

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance, reserve funds, road maintenance, snow removal
  • Chesapeake Ranch Estates HOA
  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,490

Year Built

Built in 1992 | Remodeled in 2022

Lot Details

0

HOA Fees

$48 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1992
  • Year Renovated: 2022
  • Automatically Close On Close Date: Yes
  • Remarks Public: This one is a must see! Newly renovated with all the bells and whistles. The home has an open floor plan. The kitchen has upgraded appliances, granite countertops, large new cabinets, pantry, and island. The windows are also new. There is a bonus room with and office or a 4th bedroom if you like. French doors walkout onto a deck. There is an attached garage. There is no other home like this one currently on the market in Chesapeake Ranch Estates!!!
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Front Loading, Oven/Range - Electric, Stainless Steel Appliances, Washer - Front Loading, Refrigerator
  • Interior Amenities: Ceiling Fan(s), Combination Dining/Living, Floor Plan - Open, Kitchen - Island, Pantry, Upgraded Countertops, Window Treatments
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 1296
  • Living Area Sq Ft: 1296
  • Price Per Sq Ft: 250.77
  • Above Grade Finished Sq Ft: 1296
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 428

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Electric Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 575.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Bike Trail, Club House, Common Grounds, Jog/Walk Path, Boat Ramp, Lake, Picnic Area, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance, Reserve Funds, Road Maintenance, Snow Removal
  • HOA Name: CHESAPEAKE RANCH ESTATES
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Units: Square Feet
  • Year Assessed: 2022
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2490.00
  • Assessor Parcel Number: 0501077635
  • Tax Lot: 16
  • Tax Total Finished Sq Ft: 1296
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 10/12/2022

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2022
Closed on
Oct 12, 2022
Sold by
Finn Sherrie Marie
Bought by
Barselou Caitlynn and Barselou Thomas
Seller's Agent
Gary Durand
CENTURY 21 New Millennium
Buyer's Agent
Samara Dinnius
JPAR Real Estate Professionals
List Price
$325,000
Sold Price
$330,000
Premium/Discount to List
$5,000
1.54%
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.05%
Original Mortgage
$340,659
Outstanding Balance
$326,211
Interest Rate
5%
Mortgage Type
VA
Estimated Equity
$23,047

Purchase Details

Listed on
Feb 7, 2022
Closed on
Feb 10, 2022
Sold by
Richard Skirchak
Bought by
Coats Holloway and Finn Sherrie Marie
Seller's Agent
Gary Durand
CENTURY 21 New Millennium
Buyer's Agent
Gary Durand
CENTURY 21 New Millennium
List Price
$200,000
Sold Price
$200,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
111.16%

Purchase Details

Closed on
Jan 30, 2006
Sold by
Coats Holloway
Bought by
Skirchak Richard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$257,000
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 2, 2005
Sold by
Coats Holloway and Coats Kim
Bought by
Coats Holloway

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,750
Interest Rate
5.25%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jan 31, 2005
Sold by
Coats Kim
Bought by
Coats Holloway

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,800
Interest Rate
5.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 22, 2003
Sold by
Coates Holloway
Bought by
Coats Holloway and Coats Kim
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $333,000 Lakeside Title
Deed $200,000 Old Republic Title
Deed $257,000 --
Deed -- --
Quit Claim Deed -- None Available
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $340,659 VA
Previous Owner $257,000 Purchase Money Mortgage
Previous Owner $182,750 Adjustable Rate Mortgage/ARM
Previous Owner $159,800 Adjustable Rate Mortgage/ARM
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2025 07/01/25 For Sale $300,000 -14.3% $231 / Sq Ft
05/29/2025 05/29/25 For Sale $349,999 0.0% $270 / Sq Ft
05/12/2025 05/12/25 Price Changed $349,999 -1.4% $270 / Sq Ft
05/09/2025 05/09/25 Sold $355,000 +1.4% $274 / Sq Ft
05/07/2025 05/07/25 Price Changed $349,999 0.0% $270 / Sq Ft
04/07/2025 04/07/25 Pending -- -- --
03/27/2025 03/27/25 For Sale $349,999 +6.1% $270 / Sq Ft
10/12/2022 10/12/22 Sold $330,000 +1.5% $255 / Sq Ft
09/14/2022 09/14/22 Pending -- -- --
09/02/2022 09/02/22 For Sale $325,000 +62.5% $251 / Sq Ft
02/10/2022 02/10/22 Sold $200,000 0.0% $154 / Sq Ft
02/07/2022 02/07/22 Pending -- -- --
02/07/2022 02/07/22 For Sale $200,000 -- $154 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,042 $241,933 $0 $0
2023 $2,320 $208,500 $55,200 $153,300
2022 $2,506 $200,167 $0 $0
2021 $2,506 $191,833 $0 $0
2020 $2,336 $183,500 $55,200 $128,300
2019 $1,861 $177,367 $0 $0
2018 $1,796 $171,233 $0 $0
2017 $2,130 $165,100 $0 $0
2016 -- $165,100 $0 $0
2015 $2,717 $165,100 $0 $0
2014 $2,717 $167,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2008210

Bright MLS

APN: 01-077635