$1,599,000

428 Captains Cir Destin, FL 32541

Estimated payment $9,620/month

Total Views 11,911
3 Beds
2.5 Baths
3,408 Sq Ft
$469 Price per Sq Ft

Highlights

  • Waterfront Community
  • Golf Course Community
  • Screened Pool
  • Destin Elementary School Rated A-
  • Community Boat Launch
  • Fishing

About This Home

Boasting $150,000 in upgrades is straight out of Tuscany, capturing its essence in every detail. From the moment you arrive, the warm hues of Venetian plaster, the rich textures of Italian tumbled travertine, and the exquisite architectural details transport you to a European retreat. Meticulously maintained and thoughtfully designed, this residence offers an unparalleled blend of elegance and craftsmanship. Situated on a picturesque homesite with breathtaking water and golf course views, this single-level estate features three bedrooms, 2.5 bathrooms, an office, and soaring ceilings that enhance the open and airy feel of the home. A stunning 35-foot wall of windows stretches across the back of the house, offering unobstructed views of the pool, lanai patio doors create a seamless transition between indoor and outdoor living, allowing natural light to fill the space while inviting in the beauty of the surroundings. The gourmet kitchen is a chef's dream, outfitted with high-end Café appliances, a Sub-Zero refrigerator, a gas stove and oven, a convection oven, microwave, dishwasher, and a wine cooler, making it ideal for cooking and entertaining. Every detail has been carefully considered to provide both functionality and luxury, with ample counter space and custom cabinetry adding to the home's refined aesthetic. The primary suite is a private oasis, offering a spa-like retreat with elegant finishes, generous closet space, and direct access to the lanai. The additional bedrooms are equally well-appointed, providing comfort and style for family or guests. Beyond the main living spaces, this home also offers two separate garages accommodating three vehicles, as well as 580 square feet of floored attic space for additional storage. Every aspect of this property has been meticulously cared for, ensuring it remains in pristine condition. Make 428 Captains Circle your ultimate quality of life choice. This is more than a home it's an experience, a lifestyle, and a piece of Tuscany right here. Schedule your private tour today and make it yours forever.Amenities:Regatta Bay goes above and beyond in providing exceptional amenities to meet its members' diverse needs and preferences.Golf Academy & Member's covered practice area with greenside bunkersRegatta Bay Amenity Center Pool and PlaygroundRubio Tennis & Pickle Ball CourtsAccess to Member's Lounge, Library, and Locker RoomsTrackman Technology from our PGA ProfessionalsGPS System on all golf cartsDiscounts at our Pro-Shop and RestaurantPrivate Golf Bag StorageOn-course circulating beverage cartsLulu's Restaurant & Bar on The BayAccess to the private pool & bar overlooking the Choctawhatchee BayBoat Storage OptionsMarina Ship StoreBoating classesInvitations to Yacht Club parties & events

Listing Agent

Karen Phillips

The Agency Northwest Florida Beaches License #557915 Listed on: 02/28/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,344

Year Built

  • Built in 2005

Lot Details

  • Lot Dimensions are 106 x 273
  • Corner Lot
  • Sprinkler System
  • Lawn Pump

HOA Fees

  • $253 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Frame Construction
  • Slate Roof
  • Stucco

Interior Spaces

  • 3,408 Sq Ft Home
  • 1-Story Property
  • Central Vacuum
  • Furnished
  • Built-in Bookshelves
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Family Room
  • Living Room
  • Breakfast Room
  • Dining Area
  • Home Office
  • Lake Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Home Security

  • Home Security System
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • Heated In Ground Pool

Outdoor Features

  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • High Efficiency Air Conditioning
  • Multiple cooling system units
  • Central Heating
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0515-0000-0010

Community Details

Overview

  • Association fees include accounting, legal, management, master, recreational faclty, security
  • Regatta Bay Ph 1 Subdivision
  • The community has rules related to covenants

Recreation

  • Community Boat Launch
  • Waterfront Community
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Additional Features

  • Community Barbecue Grill
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,344

Year Built

Built in 2005

Lot Details

0

HOA Fees

$253 per month

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 106 X 273
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: REGATTA BAY PH 1
  • Directions: Hwy 98, east of Mid-Bay Bridge Rd and Destin Commons. Turn North into Regatta Bay entrance, and go to stop sign. Turn right on Commodore Point Rd: go to 2nd Captains Circle sign and home is on the rig
  • Architectural Style: Other
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2005
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Breakfast Room: Yes
  • Rooms:Dining Area: Yes
  • Energy:AC - 2 or More: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Rooms:Office2: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Furnished - All
  • Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Microwave, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Wine Refrigerator, Water Heater - Gas
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Kitchen Island: Yes
  • Appliances:Security System: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Built-In Bookcases: Yes
  • Appliances:Central Vacuum: Yes

Exterior Features

  • Lot Features: Corner, Covenants, Restrictions, Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • View: Lake
  • Construction Type: Frame, Stucco
  • Exterior Features: BBQ Pit/Grill, Lawn Pump, Pool - Enclosed, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Pool - Enclosed: Yes
  • Exterior:Pool - In-Ground: Yes
  • Lot Features:Corner: Yes
  • Exterior:BBQ PitGrill: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Ceiling Fans
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, Underground

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Boat Launch, Fishing, Gated Community, Golf, Pets Allowed, Playground, Pool, Tennis, Waterfront
  • Association #2 Fee: 760.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Legal, Management, Master Association, Recreational Faclty, Security

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-0515-0000-0010
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 7344.38
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,410 $756,234 -- --
2023 $7,410 $734,208 $0 $0
2022 $7,255 $712,823 $0 $0
2021 $7,277 $692,061 $0 $0
2020 $7,232 $682,506 $141,379 $541,127
2019 $7,350 $682,836 $141,379 $541,457
2018 $7,530 $653,371 $0 $0
2017 $7,501 $638,241 $0 $0
2016 $6,985 $598,391 $0 $0
2015 $6,927 $574,982 $0 $0
2014 $6,506 $532,815 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/05/2025 06/05/25 Price Changed $1,599,000 -5.9% $469 / Sq Ft
02/28/2025 02/28/25 For Sale $1,699,000 +13.3% $499 / Sq Ft
03/07/2024 03/07/24 Sold $1,499,880 -6.2% $440 / Sq Ft
02/15/2024 02/15/24 Pending -- -- --
11/21/2023 11/21/23 Price Changed $1,598,700 -4.2% $469 / Sq Ft
10/28/2023 10/28/23 Price Changed $1,668,000 -1.2% $489 / Sq Ft
10/03/2023 10/03/23 For Sale $1,688,000 +88.6% $495 / Sq Ft
04/30/2023 04/30/23 Off Market $895,000 -- --
10/26/2018 10/26/18 Sold $895,000 0.0% $263 / Sq Ft
09/21/2018 09/21/18 Pending -- -- --
07/03/2018 07/03/18 For Sale $895,000 -- $263 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,499,900 Customers First Title
Deed -- --
Warranty Deed $895,000 Aqua Title Services
Warranty Deed $680,000 Aqua Title
Warranty Deed $155,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $200,000 No Value Available
Previous Owner -- No Value Available
Previous Owner $200,000 Commercial
Previous Owner $50,000 Credit Line Revolving
Previous Owner $544,000 New Conventional
Previous Owner $40,000 Credit Line Revolving
Previous Owner $331,000 New Conventional
Previous Owner $335,969 New Conventional
Previous Owner $359,650 Fannie Mae Freddie Mac
Previous Owner $124,000 Balloon
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 969827

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0515-0000-0010