NOT LISTED FOR SALE

428 Island Pointe Dr Unit 111 Saint Joseph, MI 49085

Estimated Value: $483,000 - $616,000

4 Beds
3 Baths
2,132 Sq Ft
$266/Sq Ft Est. Value

Last Sold July 15, 2022

Last sale price $405,658 $190 Per Sq Ft

Est. 40% increase in value since last sale

Current estimated payment $4,463/month

11 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Docks
  • Clubhouse
  • Upton Middle School Rated A
  • In Ground Pool
  • Deck

About This Home

As of July 2022

Have you always dreamed of living in a waterfront neighborhood with a laid back island vibe all in Southwest Michigan? Well you have found it! Bring your boat, because this community is surrounded by water and docks with a heated waterfront pool, hot tub, clubhouse with banquet/laundry facilities, barbeque area, and kids park all at the heart of it. The home is located only a few houses down from the clubhouse/pool, includes a 40 ft boat slip with electric & water/dock-box and is eligible to be rented short term/VRBO which is a rarity in the city of St. Joseph. It is has the perfect open layout with a primary bedroom/en-suite or den on the main floor, 4 bedrooms and 3 full bathrooms total, 5 foot crawl space for storage. The association takes care of the lawn-care, landscaping, mulch, dock maintenance and driveway snow removal for practical maintenance free coastal living. Located within walking distance of downtown St. Joseph, Benton Harbor arts district and Harbor Shores community. Homes in this community rarely come up for sale, so don't miss this opportunity!

Last Listed By

Ryan Green

Green Towne Coastal Realty License #6501325481 Listed on: 06/12/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,948

Year Built

  • Built in 2006

Lot Details

  • 4,076 Sq Ft Lot
  • Lot Dimensions are 44x92
  • Property fronts a private road
  • Shrub
  • Flag Lot
  • Sprinkler System

HOA Fees

  • $212 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,132 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Living Room
  • Dining Area
  • Ceramic Tile Flooring
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Deeded Waterfront Access Rights
  • Docks
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • Association fees include trash, snow removal, lawn/yard care
  • $424 HOA Transfer Fee
  • Island Pointe Subdivision

Amenities

  • Clubhouse
  • Meeting Room

Recreation

  • Community Playground
  • Community Pool
  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,948

Year Built

Built in 2006

Lot Details

0

HOA Fees

$212 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • Stories: 2
  • Year Built: 2006
  • ResoPropertyType: Residential
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Appliances Microwave: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile
  • Interior Amenities: Garage Door Opener
  • Fireplace Features: Gas Log
  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2132.0
  • Window Features: Low-Emissivity Windows
  • Appliances Range: Yes
  • Fireplace:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 425000.0
  • Lot Features: Flag Lot
  • Patio and Porch Features: Deck
  • Pool Features: In Ground
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Pool:In Ground: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Broadband, High-Speed Internet
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Meeting Room, Pets Allowed, Playground, Pool, Spa/Hot Tub
  • Association Fee: 212.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Info:Approx Assoc Fee2: 212.0
  • Association Info:Assoc Buy in Fee: 424
  • Water Fea Amenities:Deeded Access: Yes
  • Association Info:Assoc Fee Payable: Monthly
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Playground: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:SpaHot Tub: Yes
  • Assoc Amenities:Meeting Room: Yes

Fee Information

  • Association Fee Includes: Trash, Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.09
  • Lot Size Area: 0.09
  • Lot Dimensions: 44x92
  • Lot Size Sq Ft: 4076.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5948.0
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2022
Closed on
Jul 19, 2022
Sold by
Tamara Grady
Bought by
Green Mike and Green Debra S
Seller's Agent
Ryan Green
Green Towne Coastal Realty
Buyer's Agent
Michael Green
Green Towne Coastal Realty
List Price
$425,000
Sold Price
$405,658
Premium/Discount to List
-$19,342
-4.55%
Total Days on Market
11
Current Estimated Value
$567,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$161,342
Avg. Annual Appreciation
12.61%

Purchase Details

Closed on
Feb 22, 2006
Sold by
Powell Construction Services Llc
Bought by
Grady Tamara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$249,080
Interest Rate
9.55%
Mortgage Type
Balloon

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Similar Homes in Saint Joseph, MI

  • 1022 Pearl St, Saint Joseph, MI 49085

    $589,900

    • 4 Beds
    • 2 Baths
    • 2,190 Sq Ft
    • 1022 Pearl St
    • Saint Joseph, MI

    Welcome to 1022 Pearl Street, a rare and stunningly restored 4-bedroom, 2-bath historic home, short walking distance to downtown St. Joseph and Lake Michigan beaches. With over $150,000 in high-end renovations—including a $75K designer kitchen—this home perfectly blends timeless character with modern amenities. Step onto the expansive 27-ft. enclosed front porch/sunroom, then into an inviting

    Gretchen Volkenstein @properties Christie's International R.E.

    Section Image
  • 1701 Forres Ave, Saint Joseph, MI 49085

    $474,900

    • 3 Beds
    • 2 Baths
    • 2,040 Sq Ft
    • 1701 Forres Ave
    • Saint Joseph, MI

    This Charming Traditional sits in one of the best locations the city of St. Joe has to offer. With its timeless appeal and inviting atmosphere, this home is perfect for those seeking a peaceful retreat with easy access to local amenities, quaint shops, dining, and the sandy shores of SW MI. Three bedrooms with large closets and two full baths with main floor laundry is a hard find on this coveted

    Kelly Arellano Cressy & Everett Real Estate

    Section Image
  • 1908 Niles Ave, Saint Joseph, MI 49085

    $550,000

    • 3 Beds
    • 3 Baths
    • 2,763 Sq Ft
    • 1908 Niles Ave
    • Saint Joseph, MI

    Welcome to this beautifully updated home, situated on 3 city lots where modern touches and timeless charm come together in a prime location! Walking distance to Lake Michigan beaches, down town St. Joseph convenient 90-minute drive to Chicago, this home offers the perfect blend of tranquility and accessibility.This home boasts 3 FIREPLACES! First step into the inviting family room, now featuring

    Jamie Kastelic @properties Christie's International R.E.

    Section Image
  • 517 Archer Ave, Saint Joseph, MI 49085

    $479,900

    • 3 Beds
    • 2 Baths
    • 1,674 Sq Ft
    • 517 Archer Ave
    • Saint Joseph, MI

    Custom-built, & only 3 years old in the City of St. Joe. Lake views from the front yard. 2 blocks to the ice cream parlor & 4 blocks to sandy Lions Park Beach on Lake Michigan, via the Boardwalk at the end of Lake Court. The 9 x 30 front porch is great for relaxing with a book or entertaining a crowd. The pillars & decking were just stained. Upon entering the open Kitchen, dining area, and living

    Ryan Arnt Keller Williams Realty Swm

    Section Image
  • 530 Summer Ridge Pkwy, Saint Joseph, MI 49085

    $550,000

    • 4 Beds
    • 3.5 Baths
    • 2,802 Sq Ft
    • 530 Summer Ridge Pkwy
    • Saint Joseph, MI

    Perfect location in downtown St. Joseph! Stroll down to both Tiscornia Beach & Jean Klock Park Beach to jump in Lake Michigan and enjoy the sandy beaches. Looking for a home with a main floor primary suite... this home offers just that. This 4 bedroom, 3.5 bath home includes a finished basement & covered front porch. Guest bedrooms easily accommodate Queen Beds while the Master can accommodate a

    Shelle Dragomer @properties Christie's International R.E.

    Section Image
  • 955 Tucker Dr, Saint Joseph, MI 49085

    $475,000

    • 5 Beds
    • 3.5 Baths
    • 2,990 Sq Ft
    • 955 Tucker Dr
    • Saint Joseph, MI

    Welcome to this beautiful home in a sought-after St. Joseph Schools neighborhood, perfectly located near all amenities! Featuring 5 bedrooms, this home offers both comfort & functionality. Open concept layout seamlessly connects the kitchen & family room, ideal for both everyday living & entertaining. Abundant natural light fills the home, creating a bright & inviting atmosphere. The kitchen has

    Benjamin Stephen Cressy & Everett Real Estate

    Section Image
  • 973 Heights Dr, Saint Joseph, MI 49085

    $590,000

    • 5 Beds
    • 3 Baths
    • 3,258 Sq Ft
    • 973 Heights Dr
    • Saint Joseph, MI

    Spacious 5 bedroom, 3 full bath home located in a great neighborhood with a short walk to Mclin Friendship Park. Light and bright kitchen features an island, newer appliances (including 2 dishwashers), pantry, plumbed for a gas stove if that's what you prefer & is open to the family room. Main floor also offers a large formal dining room, office w/french doors & closet (could be used as a 6th

    Shelle Dragomer @properties Christie's International R.E.

    Section Image
  • 760 Lincoln Pines Place, Saint Joseph, MI 49085

    $449,900

    • 5 Beds
    • 3.5 Baths
    • 2,736 Sq Ft
    • 760 Lincoln Pines Place
    • Saint Joseph, MI

    Covered front porch welcomes you to this 5 bedroom, 3 1/2 bath extremely well cared for home. Primary Suite w/remodeled attached bath & walk-in closet is located on the upper level, but this home also UNIQUELY offers a MAIN FLOOR Guest Suite w/attached bath. Perfect layout for guests/relatives that live with you full time or are frequent visitors. Convenient main floor laundry with washer/dryer

    Shelle Dragomer @properties Christie's International R.E.

    Section Image
  • 3744 Fox Crossing Dr, Saint Joseph, MI 49085

    $569,900

    • 4 Beds
    • 4.5 Baths
    • 3,342 Sq Ft
    • 3744 Fox Crossing Dr
    • Saint Joseph, MI

    Fenner built home in Fox Crossing Subdivision. Many updates since 2022 including refreshed custom maple wood floors throughout main level, new carpet, fresh paint throughout, new furnace & AC, water heater and Jenn-Air appliances. Open kitchen/living room concept. Spacious primary bedroom with large ensuite bathroom. One of the secondary bedrooms also boasts it's own private full bath. The

    Thomas Summers @properties Christie's International R.E.

    Section Image
See All Homes in Saint Joseph

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Green Mike -- Chicago Title
Grady Tamara $311,351 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Grady Tamara $290,125
Previous Owner Grady Tamara Lyn $285,000
Previous Owner Grady Tamara $261,500
Previous Owner Grady Tamara $249,080
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2022 07/15/22 Sold $405,658 -4.6% $190 / Sq Ft
06/12/2022 06/12/22 For Sale $425,000 -- $199 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $13,295 $247,200 $0 $0
2023 $12,723 $220,700 $0 $0
2022 $5,986 $188,000 $0 $0
2021 $5,948 $187,000 $26,400 $160,600
2020 $5,867 $185,900 $0 $0
2019 $5,822 $167,400 $26,000 $141,400
2018 $5,724 $167,400 $0 $0
2017 $5,134 $165,500 $0 $0
2016 $5,134 $156,300 $0 $0
2015 $5,072 $159,500 $0 $0
2014 $4,833 $156,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Ryan Green

    Seller's Agent in 2022

    Ryan Green

    Green Towne Coastal Realty

    (269) 208-4139

    35 in this area

    178 Total Sales

    Ryan Green
    Section Image
  • Michael Green

    Buyer's Agent in 2022

    Michael Green

    Green Towne Coastal Realty

    (269) 208-7550

    25 in this area

    131 Total Sales

    Michael Green
    Section Image
See All Agents

Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 22023452

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0049-00-0

Michigan Berrien County Saint Joseph 49085

428 Island Pointe Dr Unit 111, Saint Joseph, MI

Homes for Sale in Saint Joseph, MI

This home is located at 428 Island Pointe Dr Unit 111, Saint Joseph, MI 49085 since 12 June 2022 and is currently estimated at $567,000, approximately $265 per square foot. This property was built in 2006. 428 Island Pointe Dr Unit 111 is a home located in Berrien County with nearby schools including Upton Middle School, St. Joseph High School, and Benton Harbor Charter School Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.

Nearby Homes