$585,000
SOLD OCT 28, 2020

428 Islebay Dr Apollo Beach, FL 33572

4 Beds
2.5 Baths
2,765 Sq Ft
6,380 Sq Ft Lot

Recently Sold

$212 Per Sq Ft

2% Below List Price

37 Days on Market

Highlights

  • 60 Feet of Waterfront
  • Boat Ramp
  • Boat Lift
  • Apollo Beach Elementary School Rated A-
  • Dock made with wood
  • Fitness Center

About This Home

As of August 2025

Look no more, this is everything you've been searching for! Waterfront with a Canal, a Dock, a Boat Lift, a heated Pool and Spa! Thats what you call resort style living at its finest! This gorgeous home offers 4 bedrooms, 2 1/2 baths, a formal dining room, a large updated kitchen including a breakfast nook. Kitchen is open to the family room that includes abundant lighting and soaring ceilings! Master bedroom is located on the 1st floor with an exit out to your screened porch. The Bathroom ensuite boost a Soaker tub. Upstairs you willl find a bonus/entertainment room. functional as an additional bedroom, office space, play room or theater room. Upgrades include Remodeled kitchen with granite counter-tops, stainless steel appliances., Tile and hardwood floors, crown molding, and a 10,000 pound lift at your dock with all the dock accessories needed! Now lets talk about your fabulous screened in heated salt water pool & spa with bench seating with table, bar stools and a swim jet Located in the sought out Coastal neighborhood of MiraBay!!! With this home You have direct access to Tampa Bay from your own private dock behind your home. Enjoy all the fun amenities the neighborhood has to offer, including: A 10,000 square foot clubhouse, state of the art gym, Gally Café, spa services, Olympic size heated swimming pool with a 136 foot water slide, tennis, volleyball and basketball courts, 3 parks and a Bait and Tackle shop where the residents have free use of canoes, kayaks and sunfish! Don't miss out on making this your home!

Last Agent to Sell the Property

Luz Juvert

LOMBARDO TEAM REAL ESTATE LLC License #3332430 Listed on: 08/10/2020

LOMBARDO TEAM REAL ESTATE LLC

Co-Listed By

Jaqueline Juvert

LOMBARDO TEAM REAL ESTATE LLC License #3312325

Last Buyer's Agent

Brett Alvarez

MCNALLY REAL ESTATE GROUP LLC License #3415943

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,679

Year Built

  • Built in 2004

Lot Details

  • 6,380 Sq Ft Lot
  • 60 Feet of Waterfront
  • Property fronts a saltwater canal
  • East Facing Home
  • Mature Landscaping
  • Irrigation
  • Fruit Trees
  • Land Lease expires 9/30/20
  • Property is zoned PD

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Open Parking

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Metal Roof
  • Block Exterior

Interior Spaces

  • 2,765 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Blinds
  • French Doors
  • Family Room Off Kitchen
  • Formal Dining Room
  • Den
  • Bonus Room
  • Canal Views
  • Fire and Smoke Detector
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Heated Spa
  • Gunite Pool
  • Fence Around Pool
  • Pool Tile

Outdoor Features

  • Access to Saltwater Canal
  • Dock has access to water
  • Boat Lift
  • Dock made with wood
  • Deck
  • Screened Patio
  • Porch

Schools

  • Apollo Beach Elementary School
  • Eisenhower Middle School
  • East Bay High School

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater
  • High Speed Internet

Listing and Financial Details

  • Down Payment Assistance Available
  • Visit Down Payment Resource Website
  • Legal Lot and Block 14 / 23
  • Assessor Parcel Number U-29-31-19-648-000023-00014.0
  • $3,271 per year additional tax assessments

Community Details

Overview

  • Rizzetta And Company Inc. Association, Phone Number (813) 933-5571
  • Visit Association Website
  • Mirabay Ph 1B 1 2A 1 3B 1 Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions, fencing

Recreation

  • Boat Ramp
  • Boat Dock
  • Tennis Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park

Security

  • Card or Code Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,679

Year Built

Built in 2004

Lot Details

0

HOA Fees

$10 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2765
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 2004
  • Building Area Total: 3640
  • Lot Size Sq Ft: 6380
  • Directions to Property: US 41 south to Mirabay Blvd. right on Mirabay Blvd and Right on Islebay Drive.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/T3258703?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/T3258703?w=Customer
  • Homestead Y N: No
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Home Warranty Y N: No
  • Ratio: Close Price\List Price: 0.98485
  • Price per Sq Ft: 211.57
  • Close to Original List Price Ratio: 0.98485
  • Ratio: Current Price\Building Area Total: 160.71
  • View: Yes
  • Co List Office Mls Id: 780577
  • Co List Office Phone: 813-642-3325
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: Builder
  • Tax Year: 2019
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Hardwood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eating Space In Kitchen, Kitchen/Family Room Combo, Master Bedroom Main Floor, Open Floorplan, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Spa Features: Heated
  • Spa Yn: Yes
  • Window Features: Blinds
  • Street Number Modifier: 428
  • Room Count: 8
  • Additional Rooms: Bonus Room, Den/Library/Office, Formal Dining Room Separate
  • ResoLivingAreaSource: Builder

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, Heated, In Ground, Other, Screen Enclosure, Tile
  • Exterior Features: French Doors, Irrigation System
  • Roof: Metal
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Patio, Porch, Screened
  • Road Surface Type: Paved
  • Water View: Canal
  • Water Access: Canal - Saltwater
  • Water Extras: Dock - Wood, Dock w/Electric, Dock w/Water Supply, Lift
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: Yes
  • Flood Zone Panel: 12057C0493H
  • Waterfront Frontage: 60
  • Water Frontage Feet Canal Salt: 60
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Public, Sprinkler Meter
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public
  • Public Remarks Required: One or more photo(s) has been virtually staged.
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Community Boat Ramp, Deed Restrictions, Fitness, Gated Community, Park, Playground, Pool, Tennis Courts, Water Access
  • Association Amenities: Boat Dock, Fence Restrictions, Fitness Center, Gated, Park, Playground, Private Boat Ramp, Recreation Facilities, Tennis Court(s)
  • Association Fee: 115
  • Association Fee Frequency: Annually
  • Association Name: Rizzetta and company inc.
  • Phone: 813-933-5571
  • Association: Yes
  • Security: Gated Community, Key Card Entry, Smoke Detector(s)
  • Senior Community: No
  • Association Website: wwww.rizzetta.com
  • Association Email: wwww.rizzetta.com
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 115
  • Monthly HOA Fee: 9.58
  • Total Monthly Fees: 9.58

Schools

  • Elementary School: Apollo Beach-HB
  • High School: East Bay-HB
  • Middle Or Junior School: Eisenhower-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-29-31-19-648-000023-00014.0
  • Additional Parcels: No
  • Lot Features: In County, Sidewalk
  • Flood Zone Code: AE
  • Flood Zone Date: 2008-08-28
  • Land Lease Expiration Date: 2020-09-30
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Lease Restrictions Y N: No
  • Additional Lease Restrictions: See HOA for all leasing rules

Tax Info

  • Tax Annual Amount: 7679
  • Tax Block: 23
  • Tax Book Number: 94-41
  • Tax Lot: 14
  • Tax Other Annual Assessment Amount: 3271

Multi Family

  • Waterfront Features: Canal - Saltwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 10, 2020
Closed on
Oct 28, 2020
Sold by
Cintron Jose
Bought by
Oleson Christopher and Oleson Svetlana
Seller's Agent
Luz Juvert
LOMBARDO TEAM REAL ESTATE LLC
Buyer's Agent
Brett Alvarez
MCNALLY REAL ESTATE GROUP LLC
List Price
$594,000
Sold Price
$585,000
Premium/Discount to List
-$9,000
-1.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.62%
Original Mortgage
$510,400
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 21, 2017
Sold by
Hahn Jeffry W and Hahn Pamela L
Bought by
Cintron Jose

Purchase Details

Closed on
Apr 2, 2004
Sold by
Morrison Homes Inc
Bought by
Satterfield James D and Satterfield Cheryl A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$333,700
Interest Rate
3.5%
Mortgage Type
Unknown

Purchase Details

Closed on
Jul 21, 2003
Sold by
Terrabrook Apollo Beach Lp
Bought by
Morrison Homes Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $585,000 Hillsborough Title Inc
Warranty Deed $529,900 Hillsborough Title Inc
Warranty Deed $409,800 Stewart Title Of Tampa
Special Warranty Deed $178,000 Stewart Title Of Tampa
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Open $510,400 Credit Line Revolving
Closed $510,400 New Conventional
Previous Owner $315,450 VA
Previous Owner $240,000 Credit Line Revolving
Previous Owner $202,000 Stand Alone Second
Previous Owner $107,000 Stand Alone Second
Previous Owner $333,700 Unknown
Closed $41,900 No Value Available
Closed $0 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 Sold $880,000 -2.2% $318 / Sq Ft
07/22/2025 07/22/25 Pending -- -- --
06/09/2025 06/09/25 Price Changed $900,000 -5.3% $325 / Sq Ft
05/23/2025 05/23/25 Price Changed $950,000 -4.9% $343 / Sq Ft
03/14/2025 03/14/25 For Sale $999,000 +70.8% $361 / Sq Ft
10/28/2020 10/28/20 Sold $585,000 0.0% $212 / Sq Ft
09/16/2020 09/16/20 Pending -- -- --
09/08/2020 09/08/20 Off Market $585,000 -- --
08/10/2020 08/10/20 For Sale $594,000 0.0% $215 / Sq Ft
09/24/2019 09/24/19 Rented $3,900 0.0% --
09/11/2019 09/11/19 For Rent $3,900 +11.4% --
08/01/2018 08/01/18 Rented $3,500 0.0% --
07/13/2018 07/13/18 For Rent $3,500 -- --
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,894 $458,522 -- --
2023 $11,946 $445,167 $0 $0
2022 $11,447 $432,201 $0 $0
2021 $11,111 $419,613 $92,893 $326,720
2020 $11,486 $399,216 $92,893 $306,323
2019 $10,953 $387,860 $92,893 $294,967
2018 $12,468 $375,050 $0 $0
2017 $8,113 $346,974 $0 $0
2016 $7,800 $267,167 $0 $0
2015 $7,919 $265,310 $0 $0
2014 $8,013 $263,204 $0 $0
2013 -- $259,314 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: T3258703

Stellar MLS

APN: U-29-31-19-648-000023-00014.0