NOT LISTED FOR SALE

428 Otter River Rd Templeton, MA 01468

Estimated Value: $375,000 - $395,000

3 Beds
1 Bath
1,264 Sq Ft
$304/Sq Ft Est. Value

Last Sold February 17, 2017

Last sale price $102,000 $81 Per Sq Ft

Est. 277% increase in value since last sale

Current estimated payment $2,410/month

547 Days on Market

About This Home

As of February 2017

This 3-bdrm ranch offers so much more than you can see from the road. A beautiful family room addition off the rear of the home has a wood cathedral ceiling and sliders to a good-sized back deck. The living room has a fireplace and all appliances go with the house. 3 bedrooms, a full bath and an open kitchen/dining area complete the main living space. The basement is partially finished and offers addtnl room for an office or game room (or a combo of both). A buderus oil burner makes the home very efficient to heat, and updated windows (with removable wooden inserts), vinyl siding and roof are low maintenance. A lovely front porch and 2 back decks overlook the almost half-acre lot. Septic failed Title V inspection (new system needed), mold remediation in attic is likely necessary, some pipe damage. *Sold As Is* *HOME WILL LIKELY NOT QUALIFY FOR MOST LOAN TYPES (due to lot size < 0.5 acres and new septic needed). **BRING OFFERS**

Last Agent to Sell the Property

Vanessa Epro

Coldwell Banker Realty - Leominster License #454502290 Listed on: 10/07/2014

Last Buyer's Agent

Tim Damon

Mercury Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,815

Year Built

  • 1973

Lot Details

  • 0.46

Utilities

  • Private Sewer

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,815

Year Built

1973

Lot Details

0

Listing Details

  • Lot Description: Paved Drive, Gentle Slope
  • Property Type: Single Family
  • Lead Paint: Unknown
  • Special Features: 12
  • Property Sub Type: Detached
  • Year Built: 1973

Interior Features

  • Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
  • Fireplaces: 2
  • Has Basement: Yes
  • Fireplaces: 2
  • Number of Rooms: 6
  • Amenities: Stables, Golf Course, Highway Access, House of Worship, Public School
  • Electric: Circuit Breakers
  • Energy: Insulated Windows
  • Flooring: Tile, Wall to Wall Carpet
  • Interior Amenities: Cable Available
  • Basement: Partially Finished, Concrete Floor
  • Bedroom 2: First Floor, 8X11
  • Bedroom 3: First Floor, 9X11
  • Bathroom #1: First Floor
  • Kitchen: First Floor, 9X11
  • Living Room: First Floor, 12X14
  • Master Bedroom: First Floor, 11X14
  • Master Bedroom Description: Flooring - Wall to Wall Carpet
  • Dining Room: First Floor, 10X11
  • Family Room: Basement, 21X18
  • Oth1 Room Name: Great Room
  • Oth1 Dimen: 15X19
  • Oth1 Dscrp: Ceiling - Cathedral, Ceiling Fan(s), Ceiling - Beamed, Flooring - Wall to Wall Carpet, Deck - Exterior, Slider

Exterior Features

  • Roof: Asphalt/Fiberglass Shingles
  • Frontage: 100.00
  • Construction: Frame
  • Exterior: Vinyl
  • Exterior Features: Porch, Deck, Gutters, Storage Shed
  • Foundation: Poured Concrete

Garage/Parking

  • Parking: Off-Street, Paved Driveway
  • Parking Spaces: 5

Utilities

  • Heating: Hot Water Baseboard, Oil, Electric
  • Heat Zones: 3
  • Hot Water: Oil
  • Utility Connections: for Electric Range, for Electric Dryer, Washer Hookup, Icemaker Connection
  • Sewer: Private Sewerage
  • Water: City/Town Water

Lot Info

  • Assessor Parcel Number: M:05-09 B:00104 L:00000

Multi Family

  • Foundation: 24 x 42

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 12, 2017
Sold by
Twohey Craig S
Bought by
Bariloni-Smith Alyson H
Current Estimated Value
$384,704

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,878
Outstanding Balance
$158,177
Interest Rate
3.94%
Mortgage Type
New Conventional
Estimated Equity
$216,631

Purchase Details

Listed on
Oct 7, 2014
Closed on
Feb 17, 2017
Sold by
Lacouture Wayne S
Bought by
Twohey Craig S
Seller's Agent
Vanessa Epro
Coldwell Banker Realty - Leominster
Buyer's Agent
Tim Damon
Mercury Real Estate
List Price
$125,000
Sold Price
$102,000
Premium/Discount to List
-$23,000
-18.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.48%
Original Mortgage
$90,000
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 4, 2006
Sold by
Lacouture Justine M and Lacouture Wayne S
Bought by
Lacouture Wayne S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,600
Interest Rate
6.34%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bariloni-Smith Alyson H $186,000 --
Twohey Craig S $102,000 --
Lacouture Wayne S -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bariloni-Smith Alyson H $187,878
Previous Owner Twohey Craig S $90,000
Previous Owner Lacouture Wayne S $207,600
Previous Owner Lacouture Wayne S $10,400
Previous Owner Lacouture Justine M $159,200
Previous Owner Lacouture Wayne S $142,400
Previous Owner Lacouture Wayne S $110,000
Previous Owner Lacouture Wayne S $25,000
Previous Owner Lacouture Wayne S $17,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/17/2017 02/17/17 Sold $102,000 -18.4% $81 / Sq Ft
04/06/2016 04/06/16 Pending -- -- --
11/20/2015 11/20/15 Price Changed $125,000 0.0% $99 / Sq Ft
11/20/2015 11/20/15 For Sale $125,000 +22.5% $99 / Sq Ft
11/11/2015 11/11/15 Off Market $102,000 -- --
11/11/2015 11/11/15 For Sale $159,900 +56.8% $127 / Sq Ft
09/04/2015 09/04/15 Pending -- -- --
12/04/2014 12/04/14 Off Market $102,000 -- --
11/08/2014 11/08/14 Price Changed $159,900 -13.6% $127 / Sq Ft
10/07/2014 10/07/14 For Sale $185,000 -- $146 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,815 $314,800 $50,000 $264,800
2024 $3,717 $295,000 $43,000 $252,000
2023 $3,528 $273,100 $43,000 $230,100
2022 $3,662 $240,300 $32,000 $208,300
2021 $3,472 $215,500 $32,000 $183,500
2020 $3,260 $193,700 $32,000 $161,700
2018 $2,781 $166,300 $29,000 $137,300
2017 $2,608 $161,800 $29,000 $132,800
2016 $2,490 $151,200 $29,000 $122,200
2015 $2,471 $148,500 $30,600 $117,900
2014 $2,314 $142,500 $30,600 $111,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 71753608

MLS Property Information Network (MLS PIN)

APN: TEMP-000509-000104