NOT LISTED FOR SALE

428 Pearl St Ottawa, IL 61350

Estimated Value: $321,000 - $478,000

4 Beds
2.5 Baths
2,693 Sq Ft
$151/Sq Ft Est. Value

Last Sold May 17, 2022

Last sale price $360,000 $134 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $2,986/month

5 Days on Market

Highlights

  • River Front
  • Clubhouse
  • Property is near a park
  • Mature Trees
  • Deck
  • Family Room with Fireplace

About This Home

As of May 2022

Welcome to historic Ottawa, Il, heart of Starved Rock Country. This 4+ bedroom 2.5 bath Arts & Crafts home is located on the Historical Eastside of Ottawa on the Fox River with Fox River frontage in the town of Two Rivers, both the Illinois and Fox rivers. Beautiful great fenced in large back yard with mature trees and a large deck that extends out over the river is perfect for Panoramic River Views and Great Sunsets! Tiled entry foyer with built-in closets and powder room. The spacious living room, as well as some other rooms, have crown molding and living room has wood burning fireplace with glass French doors with leaded glass leading in to the family room or sunroom. The 1st floor library has gas fireplace and built in shelving. The formal dining room has beautiful built in buffet and china cabinet. The eat-in kitchen features St Charles kitchen cabinetry, corian counter tops and water filtration system. Spacious bedrooms. Beautiful natural woodwork and mostly hardwood flooring. The lower level features a 22 x 20 Rec room, a full bath with oversized walk-in sauna/shower, laundry room and possible 5th bedroom or office. 2 HVAC systems. Spacious 2 car garage with newer insulated wooden garage doors with patio overlooking the garage with piped in gas grill. House roof new in 2021. You'll never tire of the spectacular year round water view. Make this your new home before summer!

Last Agent to Sell the Property

Linda Kaszynski

Janko Realty & Development - Peru Listed on: 03/31/2022

Last Buyer's Agent

Debbie Burns

RE/MAX 1st Choice License #471009811

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,542

Year Built

  • Built in 1919

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 61x233x66x258
  • River Front
  • Fenced Yard
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2 Car Detached Garage
  • Garage ceiling height seven feet or more
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Stucco

Interior Spaces

  • 2,693 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Formal Dining Room
  • Library
  • Recreation Room
  • Water Views
  • Carbon Monoxide Detectors
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • Steam Shower

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Patio
  • Outdoor Grill

Location

  • Property is near a park

Schools

  • Ottawa Township High School

Utilities

  • Central Air
  • Two Heating Systems
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,542

Year Built

Built in 1919

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1919
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Log
  • Fireplaces: 2
  • Interior Amenities: Hardwood Floors, Built-in Features, Walk-In Closet(s)
  • LivingArea: 2693
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s)
  • Room Type: Foyer, Library, Recreation Room, Bedroom 5
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished
  • Bathroom Amenities: Steam Shower
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Fireplace Location: Family Room,Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio, Outdoor Grill
  • Lot Features: Fenced Yard, River Front, Water View, Mature Trees
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Stucco

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Driveway
  • ParkingTotal: 4
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s),7 Foot or more high garage door
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Sep Heating Systems - 2+
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Curbs, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • High School: Ottawa Township High School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.33
  • Lot Dimensions: 61X233X66X258
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 18
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7541.6
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 31, 2022
Closed on
May 5, 2022
Sold by
Stiles Theresa
Bought by
Rodeghier James R and Rodeghier Konni
Seller's Agent
Linda Kaszynski
Janko Realty & Development - Peru
Buyer's Agent
Debbie Burns
RE/MAX 1st Choice
List Price
$340,000
Sold Price
$360,000
Premium/Discount to List
$20,000
5.88%
Current Estimated Value
$406,959

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$46,959
Avg. Annual Appreciation
3.62%
Original Mortgage
$288,000
Outstanding Balance
$272,251
Interest Rate
4.72%
Mortgage Type
New Conventional
Estimated Equity
$134,708

Purchase Details

Listed on
Aug 27, 2018
Closed on
Nov 1, 2018
Sold by
Biewer Steven E and Biewer Linda J
Bought by
Stiles Theresa
Seller's Agent
George Shanley
Coldwell Banker Real Estate Group
Buyer's Agent
Pamela Bollengier
Starved Rock Realty
List Price
$335,000
Sold Price
$326,500
Premium/Discount to List
-$8,500
-2.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.83%
Original Mortgage
$261,200
Interest Rate
4.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 19, 2015
Sold by
Biewer Steven E and Biewer Linda J
Bought by
Biewer Linda J and Biewer Steven E
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rodeghier James R $360,000 None Available
Stiles Theresa $326,500 None Available
Biewer Linda J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rodeghier James R $288,000
Previous Owner Stiles Theresa $261,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/17/2022 05/17/22 Sold $360,000 +5.9% $134 / Sq Ft
04/06/2022 04/06/22 Pending -- -- --
03/31/2022 03/31/22 For Sale $340,000 +4.1% $126 / Sq Ft
11/16/2018 11/16/18 Sold $326,500 -2.5% $115 / Sq Ft View Prior Sale
10/11/2018 10/11/18 Pending -- -- --
08/27/2018 08/27/18 For Sale $335,000 -- $118 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,276 $105,781 $16,865 $88,916
2023 $9,340 $94,675 $15,094 $79,581
2022 $8,534 $85,927 $22,251 $63,676
2021 $7,043 $80,539 $20,856 $59,683
2020 $7,542 $76,507 $19,812 $56,695
2019 $7,161 $75,727 $19,610 $56,117
2018 $7,505 $73,909 $19,139 $54,770
2017 $7,228 $71,645 $18,553 $53,092
2016 $6,915 $68,572 $17,757 $50,815
2015 $2,979 $60,102 $9,738 $50,364
2012 -- $65,704 $10,645 $55,059
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11361821

Midwest Real Estate Data (MRED)

APN: 21-12-136004