$800,000
SOLD MAR 2, 2026

428 Pinnacle Dr Swanton, MD 21561

4 Beds
3.5 Baths
2,970 Sq Ft
43,996 Sq Ft Lot

Recently Sold

$269 Per Sq Ft

17% Below List Price

450 Days on Market

Highlights

  • Home fronts navigable water
  • Spa
  • Open Floorplan
  • Canoe or Kayak Water Access
  • Fishing Allowed
  • Deck

About This Home

As of March 2026

Stunning home in The Pinnacle at Deep Creek Lake - This 4-bedroom, 3.5-bath lake access home boasts breathtaking views from every north-facing window. Enjoy the entry-level primary suite with a private second-story balcony. An open floor plan that’s perfect for entertaining, featuring hardwood floors throughout the main living and dining areas. Cozy up by the stacked stone fireplace on either floor or relax in the hot tub under the outdoor gazebo. The oversized two-car garage leads to a spacious mudroom and a large outdoor deck, ideal for summer gatherings with even more outdoor living around the firepit patio. Sold “turnkey” fully furnished and just minutes from local restaurants, state parks, and Wisp Resort... Call today for details!

Last Agent to Sell the Property

Jon Bell

(301) 387-2000 jbell@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 Listed on: 10/23/2024

Railey Realty, Inc.

Last Buyer's Agent

Karen Myers

(301) 387-4700 terah@deepcreeksales.com Taylor Made Deep Creek Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,362

Year Built

  • Built in 2003

Lot Details

  • 1.01 Acre Lot
  • Home fronts navigable water

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Contemporary Architecture
  • Permanent Foundation
  • Stone Siding
  • HardiePlank Type

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Furnished
  • Ceiling Fan
  • 2 Fireplaces
  • Gas Fireplace
  • Window Treatments
  • Window Screens
  • Mud Room
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Utility Room

Kitchen

  • Stove
  • Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Basement Windows

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Property is near a lake
  • Swimming Allowed
  • Deck
  • Patio

Schools

  • Southern Garrett High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Water Dispenser
  • Well
  • Propane Water Heater

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot 37
  • Assessor Parcel Number 1218062828

Community Details

Overview

  • The Pinnacle Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,362

Year Built

Built in 2003

Lot Details

1.01 Acres

HOA Fees

$83 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 2003
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Cooktop, Dishwasher, Freezer, Disposal, Microwave, Refrigerator, Icemaker, Stove, Water Dispenser
  • Interior Amenities: Wood Floors, Window Treatments, Carpet, Ceiling Fan(s), Floor Plan - Open
  • Window Features: Screens
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Foyer, Bedroom 1, Laundry, Office, Utility Room, Bathroom 1, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Walkout Level, Windows, Fully Finished
  • Laundry Type: Main Floor
  • Total Sq Ft: 2970
  • Living Area Sq Ft: 2970
  • Price Per Sq Ft: 576.12
  • Above Grade Finished Sq Ft: 1562
  • Below Grade Finished Sq Ft: 1408
  • Total Below Grade Sq Ft: 1408
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 2
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stone, Hardiplank Type
  • Exterior Features: Hot Tub
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 1000.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN GARRETT HIGH

Lot Info

  • Lot Size Acres: 1.01
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43996.00
  • Outdoor Living Structures: Patio(s), Deck(s)
  • Zoning: RES
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 7362.00
  • Assessor Parcel Number: 1218062828
  • Tax Lot: 37
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 23, 2024
Closed on
Mar 2, 2026
Sold by
Yandrick Gregory and Suzanne Katie
Bought by
Boucot Mark
Seller's Agent
Jon Bell
Railey Realty, Inc.
Buyer's Agent
Karen Myers
Taylor Made Deep Creek Real Estate
List Price
$959,900
Sold Price
$800,000
Premium/Discount to List
-$159,900
-16.66%
Views
235

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
400.44%
Original Mortgage
$760,000
Outstanding Balance
$760,000
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$107,077

Purchase Details

Closed on
Jun 3, 2022
Sold by
Stoltz Todd P and Stoltz Beth A
Bought by
Yandrick Gregory M and Yandrick Suzanne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$370,000
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 5, 2021
Closed on
May 21, 2021
Sold by
Hughes Harry Jon and Kessler Laura
Bought by
Stoltz Todd P and Stoltz Beth A
Seller's Agent
Jon Bell
Railey Realty, Inc.
Buyer's Agent
Mike Kennedy
Railey Realty, Inc.
List Price
$699,900
Sold Price
$695,000
Premium/Discount to List
-$4,900
-0.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.68%

Purchase Details

Closed on
Jul 9, 2001
Sold by
Lewis Dale S and Lewis Betty L
Bought by
Hughes Harry J and Kesler Laura

Purchase Details

Closed on
Feb 21, 1997
Sold by
Pete'S Pinnacle Llc
Bought by
Lewis Dale S and Lewis Betty L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Deed $800,000 Lake Title
Deed $720,000 None Listed On Document
Deed $695,000 Deep Creek Title Group Llc
Deed $62,000 --
Deed $49,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $760,000 New Conventional
Previous Owner $370,000 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/02/2026 03/02/26 Sold $800,000 -11.1% $269 / Sq Ft
01/16/2026 01/16/26 Pending -- -- --
06/19/2025 06/19/25 Price Changed $899,900 -6.3% $303 / Sq Ft
10/23/2024 10/23/24 For Sale $959,900 +38.1% $323 / Sq Ft
05/21/2021 05/21/21 Sold $695,000 -0.7% $234 / Sq Ft View Prior Sale
04/09/2021 04/09/21 Pending -- -- --
04/05/2021 04/05/21 For Sale $699,900 -- $236 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,690 $735,200 $110,200 $625,000
2024 $7,740 $630,300 $0 $0
2023 $6,504 $525,400 $0 $0
2022 $5,248 $420,500 $110,200 $310,300
2020 $5,248 $417,167 $0 $0
2019 $5,227 $415,500 $110,200 $305,300
2018 $4,948 $415,167 $0 $0
2017 $4,877 $415,500 $0 $0
2016 -- $414,500 $0 $0
2015 -- $414,500 $0 $0
2014 -- $414,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2008382

Bright MLS

APN: 18-062828

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