$1,885,000
SOLD APR 30, 2026

874 White Oak Dr Swanton, MD 21561

6 Beds
4.5 Baths
3,463 Sq Ft
0.34 Acre Lot

Sale Details

Date Sold: April 30, 2026

$544 Per Sq Ft

3% Below List Price

11 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Fishing Allowed
  • Deck
  • 2 Dock Slips
  • Open Floorplan
  • Contemporary Architecture

About This Home

As of April 2026

The perfect spot on Deep Creek Lake if you're in the market for a home with spectacular lake frontage, exceptional views, and the added bonus of excellent rental potential. The recently updated 6 bedroom 4.5 bath home is located near the end of a cul-de-sac on a quiet, yet open cove offering one of the most unique settings on the lake. The lake frontage is shielded from the effects of heavy boat traffic by two islands that essentially protect the shoreline and dock area. Recent updates include expanded kitchen, and dining areas, multiple primary bedroom suites, additional living space in the detached oversized garage, outdoor decking , an added lakeside patio., updated HVAC and sprinkler system in the main house structure. Virtually all the rooms in the house offer plenty of natural lighting with many offering great lake views. The oversized type A dock is perfect to relax on at any time of day. The lakeside of the house features a generous play area for children while the deck, patio and hot tub all offer inviting views of the lake and distant horizon. Additional benefits of the property include easy convenience to area restaurants, services, state parks, golf and amenities. Many are located within 5-10 minutes of the property. It all adds up to a great opportunity. Schedule your appointment today.

Last Agent to Sell the Property

Bill Weissgerber

(301) 387-2000 billw@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 Listed on: 03/22/2026

Railey Realty, Inc.

Last Buyer's Agent

Kellyann Green

(301) 387-2000 kellyann@railey.com Railey Realty, Inc. License #315861

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,839

Year Built

  • Built in 1960 | Remodeled in 2022

Lot Details

  • 14,810 Sq Ft Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Southwest Facing Home
  • Landscaped
  • Level Lot
  • Front Yard
  • Property is in very good condition

Parking

  • 3 Car Detached Garage
  • 6 Driveway Spaces
  • Front Facing Garage
  • Side Facing Garage
  • Garage Door Opener

Property Views

  • Water
  • Mountain

Home Design

  • Contemporary Architecture
  • Bump-Outs
  • Architectural Shingle Roof
  • Wood Siding
  • Stick Built Home

Interior Spaces

  • 3,463 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Wood Ceilings
  • Screen For Fireplace
  • Stone Fireplace
  • Wood Frame Window
  • French Doors
  • Six Panel Doors
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Game Room
  • Utility Room
  • Crawl Space

Kitchen

  • Double Oven
  • Cooktop
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Mobility Improvements

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Sail
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Deck
  • Patio

Schools

  • Broadford Elementary School
  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Well
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot I
  • Assessor Parcel Number 1218012839

Community Details

Overview

  • No Home Owners Association
  • White Oak Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,839

Year Built

Built in 1960 | Remodeled in 2022

Lot Details

0.34 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Accessibility Features: Mobility Improvements
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Appliances, docks
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 3/22/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1960
  • Year Renovated: 2022
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Extra Refrigerator/Freezer, Cooktop, Oven - Double, Dishwasher, Disposal, Washer, Dryer
  • Flooring Type: Ceramic Tile, Carpet, Laminated, Luxury Vinyl Plank
  • Interior Amenities: Carpet, Combination Kitchen/Dining, Floor Plan - Open, Wood Floors
  • Window Features: Wood Frame
  • Fireplace Features: Stone, Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Six Panel
  • Wall Ceiling Types: Dry Wall, Wood Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Family Room, Laundry, Utility Room, Bedroom 6, Primary Bathroom, Full Bath, Half Bath
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 3463
  • Living Area Sq Ft: 3463
  • Price Per Sq Ft: 563.10
  • Above Grade Finished Sq Ft: 3463
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 2
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Stick Built, Wood Siding
  • Exterior Features: Bump-Outs
  • Road Surface Type: Paved
  • Roof: Architectural Shingle
  • Spa: No
  • View: Mountain, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry, Garage - Side Entry, Garage Door Opener, Oversized
  • Number Of Detached Garage Spaces: 3
  • Total Garage And Parking Spaces: 9
  • Type Of Parking: Driveway, Detached Garage
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: BROADFORD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Additional Parcels: No
  • Lot Features: Front Yard, Landscaping, Level
  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14810.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Very Good
  • Zoning: R
  • Zoning Description: Residential only
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Total Actual Rent: 100000.00
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 13839.00
  • Assessor Parcel Number: 1218012839
  • Tax Lot: I
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 22, 2026
Closed on
Apr 30, 2026
Sold by
Bought by
Seller's Agent
Bill Weissgerber
Railey Realty, Inc.
Buyer's Agent
Kellyann Green
Railey Realty, Inc.
List Price
$1,950,000
Sold Price
$1,885,000
Premium/Discount to List
-$65,000
-3.33%
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.42%

Purchase Details

Closed on
Mar 17, 2021
Sold by
Bought by

Purchase Details

Listed on
Jul 30, 2020
Closed on
Oct 2, 2020
Sold by
Bought by
Seller's Agent
Betsy Spiker Holcomb
Taylor-Made Deep Creek Real Estate, LLC
Buyer's Agent
Bill Weissgerber
Railey Realty, Inc.
List Price
$945,000
Sold Price
$975,000
Premium/Discount to List
$30,000
3.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.36%

Purchase Details

Closed on
Aug 21, 2007
Sold by
Bought by

Purchase Details

Closed on
Aug 10, 2007
Sold by
Bought by

Purchase Details

Closed on
Oct 2, 2006
Sold by
Bought by

Purchase Details

Closed on
Apr 26, 1996
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $1,885,000 Lake Title
Deed -- None Available
Deed $975,000 Deep Creek Title Group
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/30/2026 04/30/26 Sold $1,885,000 -3.3% $544 / Sq Ft
03/22/2026 03/22/26 For Sale $1,950,000 +100.0% $563 / Sq Ft
10/02/2020 10/02/20 Sold $975,000 +3.2% $420 / Sq Ft View Prior Sale
07/30/2020 07/30/20 For Sale $945,000 -- $407 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,450 $1,222,500 $431,200 $791,300
2024 $13,111 $1,067,633 $0 $0
2023 $11,300 $912,767 $0 $0
2022 $9,459 $757,900 $375,000 $382,900
2020 $6,101 $484,967 $0 $0
2019 $6,075 $482,900 $375,000 $107,900
2018 $5,575 $467,767 $0 $0
2017 $5,148 $482,900 $0 $0
2016 -- $437,500 $0 $0
2015 -- $437,500 $0 $0
2014 -- $437,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDGA2011386

Bright MLS

APN: 18-012839

Your Personal Tour Guide

Ask me questions while you tour the home.