NOT LISTED FOR SALE

428 Saint Gemma Dr O Fallon, MO 63366

Estimated Value: $466,000 - $504,211

4 Beds
3.5 Baths
2,178 Sq Ft
$222/Sq Ft Est. Value

Last Sold December 15, 2022

Current estimated payment $2,968/month

4 Days on Market

Highlights

  • Primary Bedroom Suite
  • Open Floorplan
  • Vaulted Ceiling
  • Joseph L. Mudd Elementary School Rated A-
  • Atrium Room
  • Traditional Architecture

About This Home

As of December 2022

Enjoy peaceful living in this stunning atrium ranch tuck away near the end of the street backing to woods. This beautiful home offers lots of living space too with full finished walkout lower level, 4 large bedrooms and 3.5 baths! On the main level you will find an open floor plan with large great room with wood burning fireplace, dining room, a cooks kitchen with center island, breakfast room, master bedroom suite with walk-in closets and luxury bath, two additional large bedrooms with Jack and Jill bathroom and hall bath. The walkout lower level offers a huge family room, wet bar area, large bedroom, full bath and huge storage area.

Last Agent to Sell the Property

Laurie Wuestling

Coldwell Banker Realty - Gundaker License #2009022533 Listed on: 11/13/2022

Coldwell Banker Realty - Gundaker

Co-Listed By

Patty Gabel

Coldwell Banker Realty - Gundaker License #1999111776

Last Buyer's Agent

Paul Morad

Coldwell Banker Realty - Gundaker License #1999086959

Coldwell Banker Realty - Gundaker

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,729

Year Built

  • Built in 2004

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 80 x 140
  • Backs To Open Common Area
  • Level Lot
  • Backs to Trees or Woods

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Veneer
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Insulated Windows
  • Bay Window
  • Panel Doors
  • Great Room with Fireplace
  • Family Room
  • Breakfast Room
  • Atrium Room
  • Partially Carpeted
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven or Range
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • In-Law or Guest Suite
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Bedroom in Basement
  • Finished Basement Bathroom
  • Basement Window Egress

Outdoor Features

  • Covered Patio or Porch

Schools

  • J.L. Mudd/Forest Park Elementary School
  • Ft. Zumwalt North Middle School
  • Ft. Zumwalt North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 2-0050-8879-00-0112.0000000

Community Details

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,729

Year Built

Built in 2004

Lot Details

0

HOA Fees

$17 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Atrium
  • Municipality Township: O'Fallon
  • Special Areas: Family Room, Great Room, Main Floor Laundry
  • Age: 18
  • Ownership: Private
  • Year Built: 2004
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: 8 ft + pour, Bathroom in LL, Egress Window, Full, Partially Finished, Rec/Family Area, Sleeping Area, Walk-Out
  • Bedroom Types: In-Law Quarters, Main Floor Master, Master Bdr. Suite
  • Dining Room: Dining/Living Rm Cmb, Kitchen/Dining Combo
  • Fireplace Location: Great Room
  • Fireplace Type: Woodburning Fireplce
  • Interior Amenities: Open Floor Plan, Some Carpeting, Vaulted Ceiling, Walk-In Closets, Some Wood Floors
  • Kitchen: Breakfast Bar, Breakfast Room, Center Island, Custom Cabinetry, Eat-In Kitchen, Pantry
  • Lower Level Bedrooms: 1
  • Lower Full Bathrooms: 1
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 2
  • Main Half Bathrooms: 1
  • Master Bed.: Double Sink, Full Bath, Tub & Separate Shwr
  • Misc Features: Patio, Porch-Covered
  • Windows/Doors: Bay/Bow Window, Panel Door(s), Some Insulated Wndws
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Microwave, Range/Oven-Electric
  • Bathrooms: 4.00
  • Bedrooms: 4.00
  • Room Cnt: 11
  • Square Footage: 2178
  • Square Footage Below Grade: 2178
  • Total Full Baths: 3
  • Total Half Baths: 1
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Brick Veneer Decrtv, Vinyl Siding

Garage/Parking

  • Garage Spaces: 3
  • Parking: Attached Garage, Garage Door Opener

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 200
  • Association Fee Frequency: Yearly

Schools

  • School District: Ft. Zumwalt R-II
  • Elementary School: J.L. Mudd/Forest Park
  • Middle School: Ft. Zumwalt North Middle
  • High School: Ft. Zumwalt North High
  • Elementary School: J.L. Mudd/Forest Park
  • Junior High School: Ft. Zumwalt North Middle
  • School District: Ft. Zumwalt R-II
  • Senior High School: Ft. Zumwalt North High

Lot Info

  • Lot Description: Backs to Comm. Grnd, Backs to Trees/Woods, Level Lot, Sidewalks
  • Lot Dimensions: 80 x 140
  • Lot Sq Ft: 11326
  • Acres: 0.2600

Tax Info

  • Taxes Paid: 4570
  • Taxes Paid Year: 2021
  • Assessor Parcel Number: 2-0050-8879-00-0112.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 13, 2022
Closed on
Dec 15, 2022
Sold by
Moore Robert and Moore Kimberli A
Bought by
Morad Paul and Morad Pamela
Seller's Agent
Laurie Wuestling
Coldwell Banker Realty - Gundaker
Buyer's Agent
Paul Morad
Coldwell Banker Realty - Gundaker
List Price
$450,000
Views
19
Current Estimated Value
$483,803

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.93%

Purchase Details

Closed on
Nov 4, 2016
Sold by
Bradford Kimberli A and Bradford David C
Bought by
Bradford Kimberli A and Moore Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Interest Rate
3.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 6, 2006
Sold by
Wills Vicki and Kelley Jacqueline
Bought by
Bradford David C and Bradford Kimberli A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,800
Interest Rate
6.66%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 23, 2004
Sold by
Cinco T C Inc
Bought by
Wills Vicki and Kelley Jacqueline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
5.74%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Morad Paul -- Investors Title
Bradford Kimberli A -- None Available
Bradford David C $356,000 Investors Title
Wills Vicki -- Inv
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bradford Kimberli A $290,000
Previous Owner Bradford David C $284,800
Previous Owner Wills Vicki $120,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/15/2022 12/15/22 Sold -- -- --
11/18/2022 11/18/22 Pending -- -- --
11/13/2022 11/13/22 For Sale $450,000 -- $207 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,729 $77,997 -- --
2023 $4,731 $71,619 $0 $0
2022 $4,567 $64,342 $0 $0
2021 $4,570 $64,342 $0 $0
2020 $4,838 $65,982 $0 $0
2019 $4,850 $65,982 $0 $0
2018 $4,153 $53,899 $0 $0
2017 $4,107 $53,899 $0 $0
2016 $3,681 $48,117 $0 $0
2015 $3,422 $48,117 $0 $0
2014 $3,326 $45,978 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS22072370

MARIS MLS

APN: 2-0050-8879-00-0112.0000000