$500,000

428B Montemar Ave Baltimore, MD 21228

Estimated payment $3,267/month

Total Views 6,568
-- Bed
-- Bath
3,425 Sq Ft
$146 Price per Sq Ft

Highlights

  • Hot Property
  • Second Kitchen
  • Deck
  • Catonsville High School Rated A-
  • Colonial Architecture
  • Traditional Floor Plan

About This Home

Welcome to 428B Montemar Avenue, nestled in the heart of Catonsville! This charming two-unit multi-family property, zoned separately, presents a unique opportunity for investors or owner-occupants looking to generate rental income while enjoying comfortable living. Ideal for dual living or full investment, each unit offers spacious, well-maintained interiors and thoughtful updates. Unit A (left side) features updated flooring throughout, a large eat-in kitchen, a spacious family room with a gas fireplace, formal dining area, and a beautifully renovated sunroom with multiple sliders that flood the space with natural light and provide access to the backyard. The primary bedroom includes a walk-in closet and ensuite bath with handicapped shower. Two additional bedrooms, a second full bath, in-unit laundry, and access to an efficiency suite (ideal for guests or extended family) complete this level. Unit A also offers a ground level entrance to the right side of the main entrance, with no steps. In addition, there is also a hidden, below grade workshop under a trap door in the den. Unit B (upper level) boasts new paint and refinished floors throughout, a full kitchen with laundry, a dining room with walkout to a covered deck, a cozy family room with a gas fireplace, and a large primary bedroom with walk-in closet and accessible ensuite bathroom. Two more bedrooms, a full bath, and a spacious attic for extra storage enhance the functionality of this unit. The property includes a large front porch for relaxing, a generous backyard with privacy galore), and ample parking, with a front lot and additional shared parking available in the adjacent lot (which is owned by this property). In addition to the main HVAC system, there is a separate secondary zoned-by-room radiant ceiling heating system in every room. With its desirable location in sought-after Catonsville, this multi-family home is perfect whether you're seeking a place to live and rent, or aiming to maximize returns as a full investment. HVAC '22! Roof '22 (35 year)! Don’t miss this rare opportunity!

Listing Agent

Charlotte Savoy

The KW Collective Listed on: 07/25/2025

The KW Collective

Co-Listing Agent

Amy Studdard

The KW Collective License #664000

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,998

Year Built

  • Built in 1965

Lot Details

  • 0.38 Acre Lot

Home Design

  • Duplex
  • Colonial Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 3,425 Sq Ft Home
  • Traditional Floor Plan
  • Built-In Features
  • 2 Fireplaces
  • Formal Dining Room
  • Efficiency Studio
  • Second Kitchen
  • Basement
  • Interior Basement Entry
  • Attic

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet

Parking

  • Driveway
  • Parking Lot

Outdoor Features

  • Deck
  • Porch

Schools

  • Catonsville Elementary School
  • Arbutus Middle School
  • Catonsville High School

Utilities

  • Forced Air Heating and Cooling System
  • Radiant Heating System
  • Natural Gas Water Heater

Community Details

  • Catonsville Subdivision

Listing and Financial Details

  • Tax Lot A1
  • Assessor Parcel Number 04012300005095

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,998

Year Built

Built in 1965

Lot Details

0

Listing Details

  • Property Type: Multi-Family
  • Property Sub Type: Duplex
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Year Built: 1965
  • Remarks Public: Welcome to 428B Montemar Avenue, nestled in the heart of Catonsville! This charming two-unit multi-family property, zoned separately, presents a unique opportunity for investors or owner-occupants looking to generate rental income while enjoying comfortable living. Ideal for dual living or full investment, each unit offers spacious, well-maintained interiors and thoughtful updates. Unit A (left side) features updated flooring throughout, a large eat-in kitchen, a spacious family room with a gas fireplace, formal dining area, and a beautifully renovated sunroom with multiple sliders that flood the space with natural light and provide access to the backyard. The primary bedroom includes a walk-in closet and ensuite bath with handicapped shower. Two additional bedrooms, a second full bath, in-unit laundry, and access to an efficiency suite (ideal for guests or extended family) complete this level. Unit A also offers a ground level entrance to the right side of the main entrance, with no steps. In addition, there is also a hidden, below grade workshop under a trap door in the den. Unit B (upper level) boasts new paint and refinished floors throughout, a full kitchen with laundry, a dining room with walkout to a covered deck, a cozy family room with a gas fireplace, and a large primary bedroom with walk-in closet and accessible ensuite bathroom. Two more bedrooms, a full bath, and a spacious attic for extra storage enhance the functionality of this unit. The property includes a large front porch for relaxing, a generous backyard with privacy galore), and ample parking, with a front lot and additional shared parking available in the adjacent lot (which is owned by this property). In addition to the main HVAC system, there is a separate secondary zoned-by-room radiant ceiling heating system in every room. With its desirable location in sought-after Catonsville, this multi-family home is perfect whether you're seeking a place to live and rent, or aiming to maximize returns as a full investment. HVAC '22! Roof '22 (35 year)! Don’t miss this rare opportunity!
  • Special Features: VirtualTour

Interior Features

  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: 2nd Kitchen, Attic, Built-Ins, Carpet, Efficiency, Floor Plan - Traditional, Formal/Separate Dining Room, Primary Bath(s), Walk-In Closet(s), Wood Floors
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Slab
  • Room Count: 19
  • Basement: Yes
  • Basement Type: Interior Access
  • Total Sq Ft: 3425
  • Living Area Sq Ft: 3425
  • Price Per Sq Ft: 145.99
  • Above Grade Finished Sq Ft: 3425
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 428

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Parking Lot, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Radiant, Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • Elementary School: CATONSVILLE
  • Middle School: ARBUTUS
  • High School: CATONSVILLE
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140087473
  • School District Source: Listing Agent
  • Elementary School: CATONSVILLE
  • High School: CATONSVILLE
  • Middle Or Junior School: ARBUTUS

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.38
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16552.80
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Year Assessed: 2025
  • Zoning: RES
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5998.00
  • Assessor Parcel Number: 04012300005095
  • Tax Lot: A1
  • Tax Total Finished Sq Ft: 3425
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Single Room Units Count: 1

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,241 $540,767 -- --
2024 $8,241 $494,900 $123,800 $371,100
2023 $7,794 $469,600 $0 $0
2022 $6,716 $444,300 $0 $0
2021 $5,681 $419,000 $123,800 $295,200
2020 $5,681 $419,000 $123,800 $295,200
2019 $6,133 $419,000 $123,800 $295,200
2018 $10,764 $432,700 $120,000 $312,700
2017 $5,812 $415,167 $0 $0
2016 $6,217 $397,633 $0 $0
2015 $6,217 $380,100 $0 $0
2014 $6,217 $380,100 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2025 07/24/25 For Sale $500,000 -- $146 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Source: Public Records

About the Listing Agent

Charlotte Savoy

The KW Collective

(410) 904-6537

Section Image

Hi! I'm Charlotte Savoy, and I am a native of Maryland. I began my real estate career in 1999 and am proud to have established myself as a respected leader & innovator in the industry. Our mission at The Savoy Team at The KW Collective is to be your trusted advisor for “all things real estate” while building a relationship-driven business that thrives on referrals provided by everyone we serve.

Since 2004, my team has been ranked among the Top 10 Teams at all Real Estate brokerages in

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Source: Bright MLS

MLS Number: MDBC2134926

Bright MLS

APN: 01-2300005095