429 Main St Oswego, IL 60543
Downtown Oswego Neighborhood
2
Beds
1
Bath
951
Sq Ft
1.15
Acres
Highlights
- 3 Car Attached Garage
- Living Room
- 1-Story Property
- Oswego High School Rated A-
- Laundry Room
- Forced Air Heating and Cooling System
About This Home
As of January 2025Welcome to this charming move-in-ready home nestled on a serene 1.15-acre wooded lot, offering privacy and tranquility. This cozy home features 2-bedrooms, 1-bathroom, a 3 seasons room, nice kitchen with beautiful hardwood floors, and updated NEW stainless steel appliances. The main level has newer carpet, with real hardwood floors underneath. This home boasts a spacious heated 3-car garage, providing ample storage and parking. Additionally, a separate temperature-controlled office space in the garage offers an ideal work-from-home setup. The tandem 3rd car garage and the finished office space also provides a unique opportunity for a future buyer with the vision to create additional living space for a possible master suite or in-law arrangement. The large, wide open unfinished basement presents endless possibilities for the potential to finish providing additional living space or storage. The backyard is the perfect spot to enjoy nature's views and the peaceful outdoors with the 3-season room as well the large deck overlooking the woods. There is also a large shed in the backyard providing space for storage. There is a John Deere lawnmower that stays with the home. Some recent updates include: New Furnace (2023), New A/C (2021), and a Newer water heater (2019). The roof was also a complete tear off in 2014 and was replaced with a 50 year architectural shingle. With its beautiful setting and versatile features, this home is a perfect retreat!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,206
Lot Details
- 1.15 Acre Lot
- Lot Dimensions are 503x99
Parking
- 3 Car Attached Garage
- Heated Garage
Interior Spaces
- 951 Sq Ft Home
- 1-Story Property
- Family Room
- Living Room
- Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry Room
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- 1 Full Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
- Senior Freeze Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 14, 2024
Closed on
Jan 16, 2025
Sold by
Constance C Stamm Trust and Stamm Michael E
Bought by
Blocker Vest Kristin and Scott Vest Dana
Seller's Agent
Chris McGary
eXp Realty
Buyer's Agent
Carol Guist
Baird & Warner
List Price
$359,000
Sold Price
$320,000
Premium/Discount to List
-$39,000
-10.86%
Views
70
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,182
Avg. Annual Appreciation
4.78%
Original Mortgage
$304,000
Outstanding Balance
$303,524
Interest Rate
7.25%
Mortgage Type
New Conventional
Estimated Equity
$22,658
Purchase Details
Closed on
Jul 3, 2013
Sold by
Stamm Constance C
Bought by
Stamm Constance C
Purchase Details
Closed on
Dec 30, 2009
Sold by
Oswego Community Bank
Bought by
Stamm Gary and Stamm Constance
Purchase Details
Closed on
Oct 1, 1993
Bought by
Old 2Nd Natl Bk Tr 5618
Purchase Details
Closed on
Sep 1, 1984
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $320,000 | Chicago Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $226,000 | Law Title Insurance | |
| Deed | $115,000 | -- | |
| Deed | $88,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $304,000 | New Conventional | |
| Previous Owner | $160,000 | Balloon | |
| Previous Owner | $200,000 | Credit Line Revolving | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/22/2025 01/22/25 | Sold | $320,000 | -10.9% | $336 / Sq Ft |
| 12/30/2024 12/30/24 | Pending | -- | -- | -- |
| 12/14/2024 12/14/24 | For Sale | $359,000 | -- | $377 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,337 | $92,979 | $21,919 | $71,060 |
| 2022 | $4,337 | $84,526 | $19,926 | $64,600 |
| 2021 | $4,494 | $82,868 | $19,535 | $63,333 |
| 2020 | $4,538 | $81,243 | $19,152 | $62,091 |
| 2019 | $4,610 | $80,628 | $19,152 | $61,476 |
| 2018 | $4,801 | $73,079 | $17,359 | $55,720 |
| 2017 | $4,923 | $67,354 | $15,999 | $51,355 |
| 2016 | $2,498 | $63,843 | $15,165 | $48,678 |
| 2015 | $2,620 | $61,388 | $14,582 | $46,806 |
| 2014 | -- | $59,027 | $14,021 | $45,006 |
| 2013 | -- | $61,486 | $14,605 | $46,881 |
Source: Public Records
Agents Affiliated with this Home
-
Chris McGary
Seller's Agent in 2025
Chris McGary
eXp Realty
(815) 970-4873
1 in this area
309 Total Sales
-
Carol Guist
Buyer's Agent in 2025
Carol Guist
Baird Warner
(630) 244-6808
2 in this area
278 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12223427
APN: 03-18-483-002
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