NOT LISTED FOR SALE

43 Academy St Cambridge, NY 12816

Estimated Value: $222,902 - $256,000

3 Beds
1 Bath
1,024 Sq Ft
$228/Sq Ft Est. Value

Last Sold August 06, 2024

Last sale price $215,000 $210 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $1,482/month

1 Day on Market

Highlights

  • Deck
  • No HOA
  • Bathroom on Main Level
  • Wood Flooring
  • Cottage
  • Shed

About This Home

As of August 2024

Absolutely adorable cottage in the quaint Village of Cambridge! This 3BR/1 FULL bath home is updated and move-in ready! So much character with the exposed beams and brick! The kitchen looks out to your beautiful backyard and includes stainless steel appliances and the kitchen island! Large back deck offers a great space for entertaining. The 1st floor bedroom is smaller and would also make a great reading room or office. Nicely located in beautiful Washington County of Upstate NY- only 30 minutes to Manchester, VT, 40 min to Saratoga Springs and just over an hour to several major Vermont ski mountains! High-speed internet (SPECTRUM). 2 sheds included. Survey available.

Last Agent to Sell the Property

Abbey McCormick

KW Platform License #10301220833 Listed on: 06/20/2024

KW Platform

Last Buyer's Agent

Catherine Combs

Julie & Co Realty, LLC License #10401345850

Julie & Co Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,674

Year Built

  • Built in 1910

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 50 x 72
  • Back Yard Fenced
  • Level Lot

Home Design

  • 1,024 Sq Ft Home
  • Cottage
  • Stone Foundation
  • Slate Roof
  • Vinyl Siding
  • Asphalt

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Washer and Dryer

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • 2 Parking Spaces
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Deck
  • Shed

Schools

  • Cambridge Elementary School
  • Cambridge High School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Propane
  • Heating System Powered By Leased Propane
  • 200+ Amp Service
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 263.7-2-31

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,674

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1910
  • Directions: West Main St to Academy St. House will be on the left.
  • Above Grade Finished Sq Ft: 1024.0
  • Architectural Style: Cottage
  • Financial Details General Taxes: 1033.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 1789.0
  • School Taxes Description: Estimated
  • Financial Details Village Taxes: 852.0
  • Village Taxes Description: Estimated
  • Lot Size Acres: 0.2
  • Lot Size: 50 x 72
  • New Construction: No
  • Parking Features Parking Total: 2.0
  • Full Bathroom Level: First
  • Sale Detail Buyer Zip Code: 05261
  • Sale Detail Seller Contribution: No
  • Appliances Refrigerators: Yes
  • Fencing:Back Yard: Yes
  • Appliances Microwave: Yes
  • Flooring:Wood: Yes
  • Laundry Features:In Basement: Yes
  • Architectural Style:Cottage: Yes
  • Foundation Details:Stone4: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Wood
  • Basement: Full
  • Interior Amenities: Radon System
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer/Dryer
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1024.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:WasherDryer: Yes
  • Attic Features:Hatch: Yes
  • Appliances Range: Yes
  • Interior Features:Radon System: Yes

Exterior Features

  • Exterior Features: None
  • Roof: Slate, Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Back Yard
  • Foundation Details: Stone
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Exterior Features:None37: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • Parking Features: Off Street, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes

Utilities

  • Utilities: Cable Connected
  • Sewer: Septic Tank
  • Cooling: None
  • Electric: 200+ Amp Service
  • Heating: Forced Air, Propane, Propane Tank Leased
  • Laundry Features: In Basement
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Forced Air: Yes
  • Heating:Propane: Yes
  • Heating:Propane Tank Leased: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Cambridge

Lot Info

  • Lot Features: Level
  • Parcel #: 263.7-2-31
  • Lot Size Sq Ft: 8712.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3674.0

MLS Schools

  • Elementary School: Cambridge
  • HighSchool: Cambridge

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2024
Closed on
Aug 6, 2024
Sold by
Lowe Sandra R
Bought by
Marie-Hunt Coral A
Seller's Agent
Abbey McCormick
KW Platform
Buyer's Agent
Catherine Combs
Julie & Co Realty, LLC
List Price
$215,000
Sold Price
$215,000
Views
16
Current Estimated Value
$233,976

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,976
Avg. Annual Appreciation
7.50%
Original Mortgage
$209,605
Outstanding Balance
$207,038
Interest Rate
6.86%
Mortgage Type
FHA
Estimated Equity
$26,938

Purchase Details

Listed on
Mar 16, 2015
Closed on
May 8, 2015
Sold by
Mw Property Solutions Llc
Bought by
Lowe Sandra
Seller's Agent
Melody White
Century 21 - Potvin Realty
Buyer's Agent
Non-Member Office
List Price
$99,900
Sold Price
$97,500
Premium/Discount to List
-$2,400
-2.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.94%
Original Mortgage
$87,750
Interest Rate
3.66%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 8, 2014
Closed on
Dec 8, 2014
Sold by
Federal National Mortgage Association
Bought by
Mw Property Solutions Llc
Seller's Agent
Pamela Worobey
Adirondack Real Estate LLC
Buyer's Agent
Pamela Worobey
RE/MAX Park Place
List Price
$45,000
Sold Price
$16,750
Premium/Discount to List
-$28,250
-62.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7242.24%

Purchase Details

Closed on
Apr 22, 2014
Sold by
Frakes Jami L
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 1, 2008
Sold by
Nationstar Mortgage
Bought by
Frakes Jami

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,000
Interest Rate
6.2%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 30, 2006
Sold by
Pierce Keith
Bought by
Nationstar Mortgage Llc

Purchase Details

Closed on
Jun 14, 2002
Sold by
Reed Donald G
Bought by
Pierce Keith

Purchase Details

Closed on
Jun 2, 2001
Sold by
Wash Co Treasurer
Bought by
Reed Donald G
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Marie-Hunt Coral A $215,000 None Available
Lowe Sandra $97,500 Emily M. Ciulla
Lowe Sandra $97,500 Emily M. Ciulla
Mw Property Solutions Llc $16,750 Timothy Shuler
Mw Property Solutions Llc $16,750 Timothy Shuler
Federal National Mortgage Association $57,195 --
Federal National Mortgage Association $57,195 --
Frakes Jami $61,000 Brandi Burns
Frakes Jami $61,000 Brandi Burns
Nationstar Mortgage Llc $82,884 Steven Baum
Nationstar Mortgage Llc $82,884 Steven Baum
Pierce Keith $53,000 None
Pierce Keith $53,000 None
Reed Donald G $1,900 None
Reed Donald G $1,900 None
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Marie-Hunt Coral A $209,605
Previous Owner Lowe Sandra $87,750
Previous Owner Frakes Jami $61,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/06/2024 08/06/24 Sold $215,000 0.0% $210 / Sq Ft
06/22/2024 06/22/24 Pending -- -- --
06/20/2024 06/20/24 For Sale $215,000 +120.5% $210 / Sq Ft
05/13/2015 05/13/15 Sold $97,500 -2.4% $95 / Sq Ft View Prior Sale
03/20/2015 03/20/15 Pending -- -- --
03/16/2015 03/16/15 For Sale $99,900 +496.4% $97 / Sq Ft
12/15/2014 12/15/14 Sold $16,750 -62.8% $16 / Sq Ft View Prior Sale
11/25/2014 11/25/14 Pending -- -- --
07/02/2014 07/02/14 For Sale $45,000 -- $44 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,886 $136,528 $18,020 $118,508
2023 $3,679 $128,800 $17,000 $111,800
2022 $3,186 $89,000 $23,800 $65,200
2021 $3,301 $89,000 $23,800 $65,200
2020 $3,209 $89,000 $23,800 $65,200
2019 $3,145 $89,000 $23,800 $65,200
2018 $3,145 $89,000 $23,800 $65,200
2017 $3,145 $89,000 $23,800 $65,200
2016 $3,059 $89,000 $23,800 $65,200
2015 -- $89,000 $23,800 $65,200
2014 -- $89,000 $23,800 $65,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202419766

Global MLS

APN: 532201-263-007-0002-031-000-0000