$270,000
SOLD MAY 16, 2025

43 Chippewa Ln Palmyra, VA 22963

2 Beds
2 Baths
1,222 Sq Ft
0.34 Acres

Recently Sold

$221 Per Sq Ft

2% Above List Price

8 Days on Market

Highlights

  • Boat Ramp
  • Golf Club
  • Community Lake
  • Beach
  • Bar or Lounge
  • Clubhouse

About This Home

As of May 2025

This 2 bedroom, 2 bath 1,222 fin sq ft home features a newer roof and an easy one level living floorplan! Enjoy all the amenities that Lake Monticello has to offer (pool, clubhouse, playgrounds, beaches, lake, tennis, and more!) without the hassle of the Main Gate. Grill out on the sunny back deck or prepare meals in the eat-in kitchen. Entertain friends in the light-filled living room or wave to neighbors from the front porch. Rest easy in the first floor primary suite and utilize the second bedroom as a home office or guest bedroom. This home is conveniently located just 8 minutes from the Turkeysag Gate's Food Lion, nearby convenience stores, restaurants and just 20 minutes from Zion Crossroads (Wal Mart, Lowes) and Charlottesville's Pantops (Wegman's, The Alamo Movie Theater, and more)! Open House this Saturday (4/5) between 12PM-2PM!,Formica Counter,Wood Cabinets

Last Agent to Sell the Property

Sasha Tripp

(434) 260-1435 sasha@storyhousere.com STORY HOUSE REAL ESTATE License #0225180969[8071] Listed on: 04/01/2025

Last Buyer's Agent

JASON BENNETT

(443) 289-4776 j_bbennett@hotmail.com KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225271129[111424]

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,409

Year Built

  • Built in 1990

Lot Details

  • 0.34 Acre Lot
  • Landscaped
  • Partially Wooded Lot
  • Property is zoned R-4

HOA Fees

  • $106 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Block Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,222 Sq Ft Home
  • Property has 1 Level
  • High Ceiling
  • Double Hung Windows
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Garden Views
  • Crawl Space

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Security Gate
  • Fire and Smoke Detector

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System

Community Details

Overview

  • Association fees include common area maintenance, insurance, pool(s), reserve funds, road maintenance, trash
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Jogging Path

Security

  • Security Service
  • Front Desk in Lobby

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,409

Year Built

Built in 1990

Lot Details

0

HOA Fees

$106 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Building Total Sq Ft: 1222.00
  • Historic: No
  • Inclusions: kitchen appliances, window blinds, light fixtures, washer, dryer
  • New Construction: No
  • Story List: Main
  • Year Built: 1990
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer
  • Flooring Type: Carpet, Wood
  • Interior Amenities: Entry Level Bedroom, Primary Bath(s)
  • Window Features: Double Hung
  • Fireplace: No
  • Wall Ceiling Types: High
  • Foundation Details: Block, Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Foyer, Laundry, Full Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1222
  • Living Area Sq Ft: 1222
  • Price Per Sq Ft: 216.86
  • Above Grade Finished Sq Ft: 1222
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Roof: Composite
  • View: Garden/Lawn
  • Water Oriented: No
  • Pool: Yes - Community
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Security: Security System, Desk In Lobby, Security Gate, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 1267.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 800.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Club House, Tot Lots/Playground, Security, Tennis Courts, Bar/Lounge, Boat Ramp, Community Center, Dining Rooms, Golf Club, Lake, Picnic Area, Swimming Pool, Jog/Walk Path
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Pool(s), Reserve Funds, Road Maintenance, Trash
  • HOA: Yes
  • Senior Community: No

Schools

  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Features: Landscaping, Trees/Wooded, Partly Wooded
  • Lot Size Acres: 0.34
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1408.64
  • Tax Year: 2023

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 1, 2025
Closed on
Apr 22, 2025
Sold by
Clerke Diane Alice
Bought by
Palmer Stacy
Seller's Agent
Sasha Tripp
STORY HOUSE REAL ESTATE
Buyer's Agent
JASON BENNETT
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$265,000
Sold Price
$270,000
Premium/Discount to List
$5,000
1.89%
Views
20
Current Estimated Value
$267,820

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,180
Avg. Annual Appreciation
-1.19%
Original Mortgage
$272,727
Outstanding Balance
$271,514
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
-$3,694

Purchase Details

Closed on
Dec 14, 2018
Sold by
Clerke Alice E
Bought by
Clerke Diane Alice
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $270,000 Stewart Title Guaranty Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $272,727 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/16/2025 05/16/25 Sold $270,000 +1.9% $221 / Sq Ft
04/09/2025 04/09/25 Pending -- -- --
04/01/2025 04/01/25 For Sale $265,000 -- $217 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,837 $244,900 $30,000 $214,900
2024 $14 $166,900 $30,000 $136,900
2023 $1,409 $166,900 $30,000 $136,900
2022 $1,212 $139,300 $25,000 $114,300
2021 $1,212 $139,300 $25,000 $114,300
2020 $1,183 $127,900 $25,000 $102,900
2019 $1,183 $127,900 $25,000 $102,900
2018 $1,110 $122,400 $25,000 $97,400
2017 $1,110 $122,400 $25,000 $97,400
2016 $1,093 $119,200 $25,000 $94,200
2015 $443 $119,200 $25,000 $94,200
2014 $443 $117,000 $25,000 $92,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 662602

Bright MLS

APN: 18A-10-63