$270,000
SOLD MAY 16, 2025

43 Chippewa Ln Palmyra, VA 22963

2 Beds
2 Baths
1,222 Sq Ft
0.34 Acres

Recently Sold

$221 Per Sq Ft

2% Above List Price

8 Days on Market

Highlights

  • Boat Ramp
  • Golf Club
  • Community Lake
  • Beach
  • Bar or Lounge
  • Clubhouse

About This Home

As of May 2025

This 2 bedroom, 2 bath 1,222 fin sq ft home features a newer roof and an easy one level living floorplan! Enjoy all the amenities that Lake Monticello has to offer (pool, clubhouse, playgrounds, beaches, lake, tennis, and more!) without the hassle of the Main Gate. Grill out on the sunny back deck or prepare meals in the eat-in kitchen. Entertain friends in the light-filled living room or wave to neighbors from the front porch. Rest easy in the first floor primary suite and utilize the second bedroom as a home office or guest bedroom. This home is conveniently located just 8 minutes from the Turkeysag Gate's Food Lion, nearby convenience stores, restaurants and just 20 minutes from Zion Crossroads (Wal Mart, Lowes) and Charlottesville's Pantops (Wegman's, The Alamo Movie Theater, and more)! Open House this Saturday (4/5) between 12PM-2PM!,Formica Counter,Wood Cabinets

Last Agent to Sell the Property

Sasha Tripp

STORY HOUSE REAL ESTATE License #0225180969[8071] Listed on: 04/01/2025

Last Buyer's Agent

JASON BENNETT

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225271129[111424]

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,409

Year Built

  • Built in 1990

Lot Details

  • 0.34 Acre Lot
  • Landscaped
  • Partially Wooded Lot
  • Property is zoned R-4

HOA Fees

  • $106 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Block Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,222 Sq Ft Home
  • Property has 1 Level
  • High Ceiling
  • Double Hung Windows
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Garden Views
  • Crawl Space

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Security Gate
  • Fire and Smoke Detector

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System

Community Details

Overview

  • Association fees include common area maintenance, insurance, pool(s), reserve funds, road maintenance, trash
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Jogging Path

Security

  • Security Service
  • Front Desk in Lobby

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,409

Year Built

Built in 1990

Lot Details

0

HOA Fees

$106 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Building Total Sq Ft: 1222.00
  • Historic: No
  • Inclusions: kitchen appliances, window blinds, light fixtures, washer, dryer
  • New Construction: No
  • Story List: Main
  • Year Built: 1990
  • Remarks Public: This 2 bedroom, 2 bath 1,222 fin sq ft home features a newer roof and an easy one level living floorplan! Enjoy all the amenities that Lake Monticello has to offer (pool, clubhouse, playgrounds, beaches, lake, tennis, and more!) without the hassle of the Main Gate. Grill out on the sunny back deck or prepare meals in the eat-in kitchen. Entertain friends in the light-filled living room or wave to neighbors from the front porch. Rest easy in the first floor primary suite and utilize the second bedroom as a home office or guest bedroom. This home is conveniently located just 8 minutes from the Turkeysag Gate's Food Lion, nearby convenience stores, restaurants and just 20 minutes from Zion Crossroads (Wal Mart, Lowes) and Charlottesville's Pantops (Wegman's, The Alamo Movie Theater, and more)! Open House this Saturday (4/5) between 12PM-2PM!,Formica Counter,Wood Cabinets
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer
  • Flooring Type: Carpet, Wood
  • Interior Amenities: Entry Level Bedroom, Primary Bath(s)
  • Window Features: Double Hung
  • Fireplace: No
  • Wall Ceiling Types: High
  • Foundation Details: Block, Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Foyer, Laundry, Full Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1222
  • Living Area Sq Ft: 1222
  • Price Per Sq Ft: 216.86
  • Above Grade Finished Sq Ft: 1222
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 43

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Roof: Composite
  • View: Garden/Lawn
  • Water Oriented: No
  • Pool: Yes - Community
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Security: Security System, Desk In Lobby, Security Gate, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 1267.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 800.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Club House, Tot Lots/Playground, Security, Tennis Courts, Bar/Lounge, Boat Ramp, Community Center, Dining Rooms, Golf Club, Lake, Picnic Area, Swimming Pool, Jog/Walk Path
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Pool(s), Reserve Funds, Road Maintenance, Trash
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Features: Landscaping, Trees/Wooded, Partly Wooded
  • Lot Size Acres: 0.34
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1408.64
  • Tax Year: 2023
  • Close Date: 05/16/2025

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 1, 2025
Closed on
Apr 22, 2025
Sold by
Clerke Diane Alice
Bought by
Palmer Stacy
Seller's Agent
Sasha Tripp
STORY HOUSE REAL ESTATE
Buyer's Agent
JASON BENNETT
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$265,000
Sold Price
$270,000
Premium/Discount to List
$5,000
1.89%
Views
20

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.29%
Original Mortgage
$272,727
Outstanding Balance
$272,246
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
-$5,074

Purchase Details

Closed on
Dec 14, 2018
Sold by
Clerke Alice E
Bought by
Clerke Diane Alice
Source: Public Records

Similar Homes in Palmyra, VA

  • 13 Tobacco Terrace, Palmyra, VA 22963

    $304,999

    • 3 Beds
    • 2.5 Baths
    • 1,596 Sq Ft
    • 13 Tobacco Terrace
    • Palmyra, VA

    Welcome home! This well-designed 3-bedroom, 2.5-bath home sits on a beautiful corner lot with a spacious, landscaped yard that offers privacy, curb appeal, and plenty of outdoor space to enjoy. Step out back to a huge deck?perfect for cookouts, gatherings, or simply relaxing in the fresh air. The interior features a functional layout with a comfortable living area, a dedicated dining room right

    Khaliyah Barakhyahu EXP REALTY LLC, - RICHMOND

    Section Image
  • 4 Hopi Way, Palmyra, VA 22963

    $319,000

    • 3 Beds
    • 2.5 Baths
    • 1,660 Sq Ft
    • 4 Hopi Way
    • Palmyra, VA

    More pictures coming soon,Formica Counter

    Jen Sample LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 17 Hatchechubee Rd, Palmyra, VA 22963

    $275,000

    • 3 Beds
    • 2.5 Baths
    • 1,664 Sq Ft
    • 17 Hatchechubee Rd
    • Palmyra, VA

    Short Sale! Adorable colonial home in Lake Monticello, but outside the main gate for easy access. WHOLE HOUSE GENERATOR. This home offers hardwood floors, gas log fireplace, eat-in kitchen if desired. Laundry room that leads out to the side entrance. ALL bedrooms are very SPACIOUS. Plenty of storage and a back deck to extend your family gatherings. Leaf filter gutters guards, trees

    Sandy Morris KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

    Section Image
  • 16 Mecanop Ct, Palmyra, VA 22963

    $310,000

    • 3 Beds
    • 2 Baths
    • 1,196 Sq Ft
    • 16 Mecanop Ct
    • Palmyra, VA

    Welcome to this charming ranch-style home located outside the gates of Lake Monticello? yet still enjoy full community amenities! Situated on a nearly half-acre corner lot, the property features a beautifully landscaped front yard and a welcoming front porch. Inside, one-level living offers a functional and easy-flow layout with an eat-in kitchen and spacious living areas. Step out onto the large

    TREY DURHAM KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

    Section Image
  • 661 Jefferson Dr, Palmyra, VA 22963

    $335,000

    • 4 Beds
    • 2.5 Baths
    • 2,128 Sq Ft
    • 661 Jefferson Dr
    • Palmyra, VA

    Welcome to your dream home in the heart of Lake Monticello! This well loved property boasts 4 spacious bedrooms and 2.5 bathrooms, offering ample space for your family and guests. The inviting eat-in kitchen comes with a convenient laundry room, making daily chores a breeze. Enjoy family meals in the dining room, or relax in the large living room with an adjacent versatile space perfect for a

    Amanda SHAHEEN LONG & FOSTER REAL ESTATE INC STAUNTON/WAYNESBORO

    Section Image
  • 22 Loblolly Rd, Palmyra, VA 22963

    $257,500

    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft
    • 22 Loblolly Rd
    • Palmyra, VA

    Welcome to Lake Monticello! This 1,344 sq ft ranch-style home is tucked inside a gated community rich with amenities and natural beauty. Featuring a newer roof (2021) and updated bedroom flooring, this well-maintained home is move-in ready and awaiting your personal touch. Whether you're looking for a primary residence or a weekend getaway, this home offers comfortable living and tons of

    Spencer Wenger Kline May Realty

    Section Image
  • 25 S Bearwood Dr, Palmyra, VA 22963

    $330,000

    • 3 Beds
    • 2 Baths
    • 1,504 Sq Ft
    • 25 S Bearwood Dr
    • Palmyra, VA

    Enjoy the convenience of one story living with 3 bedrooms, 2 baths with a thoughtfully designed layout that maximizes space and natural light. The partially finished basement provides additional living space, perfect for a recreaction room along with a 2 car gargage. The driveway is paved for easy access to the uppper and lower levels. This well maintained home has been repainted on the maim

    LORI CLICK RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

    Section Image
  • 426 Jefferson Dr, Palmyra, VA 22963

    $339,900

    • 3 Beds
    • 2.5 Baths
    • 1,750 Sq Ft
    • 426 Jefferson Dr
    • Palmyra, VA

    Welcome to 426 Jefferson Dr ? a beautifully refreshed home in the heart of Lake Monticello! This move-in ready gem features newly refinished hardwood floors and tasteful modern updates throughout, offering a fresh and inviting feel the moment you step inside. The spacious living areas flow seamlessly, perfect for entertaining or cozy nights in while enjoying your wood burning fireplace. Main

    CHRISTY BECK LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 10 Loblolly Rd, Palmyra, VA 22963

    $295,000

    • 3 Beds
    • 2 Baths
    • 1,196 Sq Ft
    • 10 Loblolly Rd
    • Palmyra, VA

    Great Location, on a quiet street inside the gates of Lake Monticello, sits this sweet three bedroom, two bath, one level home. This main-level living home is ready for you to make it your own. Features plenty of natural light and a great layout inside, nicely landscaped with lots of good shade, and large back deck outside. Updated front porch; ramp added to back deck; power washed; large shed

    Susan Watts FRANK HARDY SOTHEBY'S INTERNATIONAL REALTY

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $270,000 Stewart Title Guaranty Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $272,727 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/16/2025 05/16/25 Sold $270,000 +1.9% $221 / Sq Ft
04/09/2025 04/09/25 Pending -- -- --
04/01/2025 04/01/25 For Sale $265,000 -- $217 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,837 $244,900 $30,000 $214,900
2024 $14 $166,900 $30,000 $136,900
2023 $1,409 $166,900 $30,000 $136,900
2022 $1,212 $139,300 $25,000 $114,300
2021 $1,212 $139,300 $25,000 $114,300
2020 $1,183 $127,900 $25,000 $102,900
2019 $1,183 $127,900 $25,000 $102,900
2018 $1,110 $122,400 $25,000 $97,400
2017 $1,110 $122,400 $25,000 $97,400
2016 $1,093 $119,200 $25,000 $94,200
2015 $443 $119,200 $25,000 $94,200
2014 $443 $117,000 $25,000 $92,000
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: 662602

Bright MLS

APN: 18A-10-63