Seller's Agent in 2025
Kelly McNay
eXp Realty, LLC
(859) 802-5051
1 in this area
42 Total Sales
43 E 40th St Covington, KY 41015
Latonia-Rosedale NeighborhoodEstimated Value: $133,000 - $155,000
2
Beds
1
Bath
685
Sq Ft
$215/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Cottage
- Soaking Tub
- No HOA
- Fireplace
- Walk-In Closet
About This Home
As of June 2025Enjoy the best of both worlds—modern conveniences and the beauty of a simple, peaceful lifestyle. This cute and charming cottage offers off-street parking and a serene setting that invites relaxation. Fully equipped (including washer and dryer) and move-in ready, this home is perfect for anyone ready to experience the pride of homeownership. Don't miss your chance to own this quaint retreat—schedule a tour today!
Home Details
Home Type
- Single Family
Year Built
- Built in 1911
Lot Details
- 4,356 Sq Ft Lot
Home Design
- Cottage
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 685 Sq Ft Home
- 1-Story Property
- Fireplace
- Insulated Windows
- Living Room
- Basement Fills Entire Space Under The House
Kitchen
- Electric Range
- Dishwasher
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 1 Full Bathroom
- Soaking Tub
Laundry
- Dryer
- Washer
Parking
- Driveway
- Off-Street Parking
Schools
- Latonia Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 056-32-06-006.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 3, 2025
Closed on
Jun 27, 2025
Sold by
Bought by
Seller's Agent
Kelly McNay
eXp Realty, LLC
Buyer's Agent
Sara Foltz
Keller Williams Realty Service
List Price
$150,000
Sold Price
$150,000
Views
99
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,672
Avg. Annual Appreciation
-1.82%
Original Mortgage
$140,000
Outstanding Balance
$138,903
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$8,425
Purchase Details
Closed on
Oct 20, 2021
Sold by
Bought by
Purchase Details
Closed on
Nov 16, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,600
Interest Rate
4.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 29, 2012
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$43,859
Interest Rate
3.95%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 19, 2010
Sold by
Bought by
Purchase Details
Closed on
Aug 2, 2010
Sold by
Bought by
Purchase Details
Closed on
Feb 14, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,200
Interest Rate
5.85%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $150,000 | 360 American Title | ||
| $120,000 | 360 American Title Svcs Llc | ||
| $67,000 | Agility Closing & Title Serv | ||
| $45,000 | None Available | ||
| $31,500 | Prism Title & Closing Servic | ||
| $38,667 | None Available | ||
| $39,200 | Advanced Land Title Agency |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $140,000 | ||
| Previous Owner | $53,600 | ||
| Previous Owner | $43,859 | ||
| Previous Owner | $39,200 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/27/2025 06/27/25 | Sold | $150,000 | 0.0% | $219 / Sq Ft |
| 05/22/2025 05/22/25 | Pending | -- | -- | -- |
| 05/19/2025 05/19/25 | For Sale | $150,000 | 0.0% | $219 / Sq Ft |
| 05/05/2025 05/05/25 | Pending | -- | -- | -- |
| 05/03/2025 05/03/25 | For Sale | $150,000 | -- | $219 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,590 | $120,000 | $10,000 | $110,000 |
| 2024 | $1,578 | $120,000 | $10,000 | $110,000 |
| 2023 | $1,598 | $120,000 | $10,000 | $110,000 |
| 2022 | $1,629 | $120,000 | $10,000 | $110,000 |
| 2021 | $1,077 | $67,000 | $10,000 | $57,000 |
| 2020 | $1,071 | $67,000 | $10,000 | $57,000 |
| 2019 | $1,083 | $67,000 | $10,000 | $57,000 |
| 2018 | $767 | $45,000 | $10,000 | $35,000 |
| 2017 | $777 | $45,000 | $10,000 | $35,000 |
| 2015 | $974 | $45,000 | $10,000 | $35,000 |
| 2014 | $905 | $45,000 | $10,000 | $35,000 |
Source: Public Records
Agents Affiliated with this Home
-
Kelly McNay
-
Sara Foltz
Buyer's Agent in 2025
Sara Foltz
Keller Williams Realty Service
(513) 377-1070
2 in this area
140 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 632145
APN: 056-32-06-006.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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