NOT LISTED FOR SALE

43 Gina Ln Elkton, MD 21921

Estimated Value: $515,000 - $585,000

4 Beds
2.5 Baths
3,227 Sq Ft
$170/Sq Ft Est. Value

Last Sold October 25, 2013

Last sale price $310,000 $96 Per Sq Ft

Est. 77% increase in value since last sale

Current estimated payment $3,228/month

Highlights

  • Boat Ramp
  • Beach
  • Home fronts navigable water
  • 1 Boat Dock
  • Pier
  • Private Beach

About This Home

As of October 2013

Magnificent colonial in picturesque water oriented comm. Completely remodeled w/French country kitchen cabinets, granite counter tops, hard wood floors, new carpets, neutral colors of fresh paint. 1st floor laundry w/huge office. All bathrooms remodeled. HUGE deck for entertaining, flat yard. Basement finished w/open floor plan. Water access ,boat ramp, pavilion, floating dock & boat slips.

Last Agent to Sell the Property

Amber Durand

(410) 877-5093 amber@psre.net Patterson-Schwartz Real Estate License #RB-0020896 Listed on: 04/18/2013

Last Buyer's Agent

David Landon

(302) 218-8473 davelandon@gmail.com Patterson-Schwartz-Newark License #521092

Patterson-Schwartz-Newark

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,294

Year Built

  • Built in 1988 | Remodeled in 2011

Lot Details

  • 1.14 Acre Lot
  • Home fronts navigable water
  • Private Beach
  • South Facing Home
  • Property is in very good condition
  • Property is zoned SR

HOA Fees

  • $19 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Recessed Lighting
  • Fireplace Mantel
  • Double Pane Windows
  • Window Treatments
  • Window Screens
  • French Doors
  • Entrance Foyer
  • Family Room
  • Sitting Room
  • Dining Room
  • Wood Flooring
  • Storm Doors
  • Washer and Dryer Hookup
  • Attic

Kitchen

  • Eat-In Kitchen
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • 2.5 Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Sump Pump

Parking

  • Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Pier
  • Water Access
  • 1 Boat Dock
  • Lake Privileges
  • Deck
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Programmable Thermostat
  • Well
  • Electric Water Heater
  • Gravity Septic Field
  • Septic Tank

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 0805087414

Community Details

Overview

  • Association fees include insurance, pier/dock maintenance
  • The community has rules related to covenants

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Pier or Dock
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,294

Year Built

Built in 1988 | Remodeled in 2011

Lot Details

0

HOA Fees

$19 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: ,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1988
  • Year Renovated: 2011
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only
  • Interior Amenities: Kitchen - Island, Kitchen - Table Space, Dining Area, Window Treatments, Upgraded Countertops, Master Bath(s), Wood Floors, Recessed Lighting, Floor Plan - Traditional
  • Window Features: Double Pane, Screens
  • Fireplace Features: Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Storm
  • Wall Ceiling Types: Dry Wall
  • Entry Location: Foyer
  • Levels Count: 3+
  • Room List: Dining Room, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Attic
  • Basement: Yes
  • Basement Type: Connecting Stairway, Sump Pump, Full, Fully Finished, Improved
  • Living Area Units: Square Feet
  • Total Sq Ft: 3539
  • Living Area Sq Ft: 3227
  • Price Per Sq Ft: 118.78
  • Above Grade Finished Sq Ft: 2652
  • Below Grade Finished Sq Ft: 575
  • Below Grade Sq Ft: 312
  • Total Below Grade Sq Ft: 887
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination, Brick
  • Dock Type: Pier (Perpendicular)
  • Construction Completed: No
  • Exterior Features: Private Beach
  • Road Surface Type: Black Top
  • Roof: Asphalt
  • Water Access: Yes
  • Water Body Name: ELK RIVER
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Parking Space Number Assigned: 4
  • Garage Features: Garage - Side Entry, Garage Door Opener
  • Type Of Parking: Off Street, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Programmable Thermostat
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Gravity Sept Fld, Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 225.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Common Grounds, Picnic Area, Pier/Dock, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Insurance, Pier/Dock Maintenance
  • HOA Condo Co-Op Management Type: Owner/Self-Management
  • HOA Condo Co-Op Rules: Covenants, Restrictions
  • HOA: Yes

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Lot Info

  • Improvement Assessed Value: 160600.00
  • Land Assessed Value: 138100.00
  • Lot Size Acres: 1.14
  • Lot Size Area: 49658
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 49658.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Zoning: SR

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 4467007
  • Tax Annual Amount: 3293.76
  • Assessor Parcel Number: 0805087414
  • Tax Lot: 3
  • County Tax Payment Frequency: Annually
  • Tax Year: 2012

Multi Family

  • Dock Slip Conveyance: None Available

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 10, 2020
Sold by
Long Jesse A and Long Kimberly Styles
Bought by
Long Kimberly S
Current Estimated Value
$548,378

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$312,000
Outstanding Balance
$275,664
Interest Rate
3.6%
Mortgage Type
New Conventional
Estimated Equity
$272,714

Purchase Details

Listed on
Apr 18, 2013
Closed on
Oct 25, 2013
Sold by
Wahlig Cort C and Wahlig Tammi L
Bought by
Long Kimberly Styles and Long Jesse A
Seller's Agent
Amber Durand
Patterson-Schwartz Real Estate
Buyer's Agent
David Landon
Patterson-Schwartz-Newark
List Price
$325,000
Sold Price
$310,000
Premium/Discount to List
-$15,000
-4.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.86%
Original Mortgage
$304,385
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
May 28, 1998
Sold by
Mazujian Harry and Mazujian Ruth P
Bought by
Wahlig Cort C and Wahlig Tammi L

Purchase Details

Closed on
Aug 2, 1988
Sold by
Baldwin & Associates, Inc.
Bought by
Mazujian Harry and Mazujian Ruth P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
10.49%

Purchase Details

Closed on
Mar 2, 1988
Sold by
Pembrey Partnership
Bought by
Baldwin & Associates, Inc.

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$24,900
Interest Rate
9.87%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Long Kimberly S -- Ardent Title Company Llc
Long Kimberly Styles $310,000 Ultimate Title Llc
Wahlig Cort C $159,900 --
Mazujian Harry $154,000 --
Baldwin & Associates, Inc. $24,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Long Kimberly S $312,000
Closed Long Kimberly Styles $304,385
Previous Owner Mazujian Harry $100,000
Previous Owner Baldwin & Associates, Inc. $24,900
Closed Wahlig Cort C --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/25/2013 10/25/13 Sold $310,000 -1.6% $96 / Sq Ft
09/12/2013 09/12/13 Pending -- -- --
07/15/2013 07/15/13 Price Changed $315,000 -3.1% $98 / Sq Ft
04/18/2013 04/18/13 For Sale $325,000 -- $101 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,067 $366,167 $0 $0
2024 $3,501 $346,433 $0 $0
2023 $2,968 $326,700 $138,100 $188,600
2022 $3,700 $323,200 $0 $0
2021 $3,626 $319,700 $0 $0
2020 $3,707 $316,200 $138,100 $178,100
2019 $3,707 $316,200 $138,100 $178,100
2018 $3,707 $316,200 $138,100 $178,100
2017 $3,780 $322,500 $0 $0
2016 $3,441 $314,567 $0 $0
2015 $3,441 $306,633 $0 $0
2014 $3,630 $298,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1003460070

Bright MLS

APN: 05-087414