NOT LISTED FOR SALE

4305 Tarnowski Rd Duluth, MN 55803

Estimated Value: $440,000 - $548,000

2 Beds
1.5 Baths
1,635 Sq Ft
$304/Sq Ft Est. Value

Last Sold August 15, 2023

Last sale price $462,000 $283 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,858/month

2 Days on Market

Highlights

  • Private Waterfront
  • Docks
  • Heated Floors
  • Homecroft Elementary School Rated A-
  • Lake View
  • Deck

About This Home

As of August 2023

Welcome to your gorgeous lake home on private Schultz Lake! Come see this gem in the heart of lake country. In "Eagles Nest Cove" you will see eagles flying over daily. In the past 4 years this home has been meticulously renovated throughout. Walk into your new mudroom with in-floor heat, then into your new kitchen with granite counters, new appliances, flooring and cabinets. You can enjoy views of the lake while eating or having a cup of coffee in the dining room. A new composite deck in the back off the living room overlooking your dock and private bay, which has been treated with a state of the art Bio-Health Pod System. The basement boasts a brand new bedroom and a half bath. A bonus room currently used for woodworking, but has endless options to finish. Add a sauna next to your bathroom in the basement, then you won't ever have to leave! All the major updates have been done for you, so all you need to do is move in! Updates include: roof (30 year architectural shingles), siding (Eastern White Cedar Shakes), bathroom (with in-floor heating), kitchen, basement bedroom, patio and front doors, hot water heater, furnace, wood-burning stove, plumbing, docks, insulation, 4 new windows, well pump, float valves for septic... it might be easier to list what hasn't been updated! There is a convenient storage shed and a 2-stall detached garage for all of your toys. They stock the fish right on this shoreline; just drop a line off the end of the dock and start reeling them in! With a cabin feel but modern updates this home wont last long!

Last Agent to Sell the Property

Hannah Hillman

Hillman Realty & Appraisal Listed on: 07/11/2023

Last Buyer's Agent

Kathy Cortes

Adolphson Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,567

Year Built

  • Built in 1950

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 75 x 225
  • Private Waterfront
  • 80 Feet of Waterfront
  • Lake Front

Home Design

  • Ranch Style House
  • Concrete Foundation
  • Wood Frame Construction
  • Asphalt Shingled Roof
  • Wood Siding

Interior Spaces

  • Wood Burning Fireplace
  • Mud Room
  • Entryway
  • Living Room
  • Dining Room
  • Lower Floor Utility Room
  • Lake Views

Kitchen

  • Range
  • Microwave

Flooring

  • Wood
  • Heated Floors

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Bedroom in Basement
  • Finished Basement Bathroom

Parking

  • 2 Car Detached Garage
  • Gravel Driveway

Outdoor Features

  • Docks
  • Deck
  • Storage Shed

Utilities

  • Forced Air Heating System
  • Heating System Uses Wood
  • Heating System Uses Propane
  • Drilled Well
  • Gas Water Heater
  • Private Sewer

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 375-0110-00040

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,567

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Directions: Rice Lake Rd., turn right on Normanna Rd., turn left on Church Rd. Church turns into Tarnowski Rd. first house on the right after the small hill and turn.
  • L O1 Office Phone1 Number: 218-724-8111
  • ShorelineCharacteristics: Rocky, Sand
  • Property Sub-Type: SF/Detached
  • Tax Year: 2023
  • View Type:Pond View: Inland Lake
  • Lot Description Waterfront: Yes
  • Reso Association Amenities: Hardwood Floors
  • Amenities Exterior: Deck, Dock
  • Half Bathrooms: 1
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 1100
  • Below Grade Finished Sq Ft: 535
  • Garage Type: Detached
  • Heat: Fireplace, Forced Air, In Floor, Wood, Propane
  • Fireplaces: 1
  • MainFloorBath: Yes
  • RdBtwnWtrfrntAndHome: No
  • Reso Roof: Asphalt Shingles
  • Bedroom 3: Bathroom
  • TotalBedrooms: 2
  • Year Built: 1950
  • Level 1 Bedroom: Main
  • RoomLevel3: Main
  • RoomLevel4: Main
  • RoomLevel5: Main
  • RoomLevel6: Main
  • RoomLevel7: Lower
  • RoomLevel8: Lower
  • Property Style: Ranch/Rambler
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Three Quarter Bathrooms: 1
  • Appliances: Dryer, Microwave, Refrigerator, Range/Stove, Washer
  • Basement Features: Bath, Bedrooms, Utility Room
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Bathroom Description: 1/2 Basement, 3/4 Main Floor
  • Extra Rooms: Mud Room, Entry
  • Fireplace: Yes
  • Den Fireplace Type: Wood Burning
  • Bedroom Features:Main Floor Bedroom: Yes
  • Bathroom 1: Bedroom
  • Bathroom 2: Bedroom
  • Main Residence Features:Family Room4: Kitchen
  • Bedroom 5: Dining Room
  • Stories: 1 Story
  • Room 6: Living Room
  • Room 7: Bedroom
  • Room 8: Bathroom
  • Total Bathrooms: 2
  • Total Fin Square Footage: 1635
  • Exercise Room Level2: Main

Exterior Features

  • Out Buildings: Storage Shed
  • Road Frontage: Township
  • Waterfront Access: Private
  • Water Frontage In Feet: 80
  • Waterfront Name: Schultz
  • Construction Status: Previously Owned
  • Exterior: Wood

Garage/Parking

  • Parking Driveway: Driveway - Gravel
  • Garage Capacity: 2
  • ParkingFeaturesGarageDimensions: 22 X 24

Utilities

  • Power Company: Minnesota Power
  • Sewer: Private
  • Water: Drilled

Condo/Co-op/Association

  • Association Fee: No

Schools

  • Junior High Dist: Duluth #709

Lot Info

  • Estimated Lot Dimensions: 75 X 225
  • Estimated Number of Acres: 0.37
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Lot Description: Accessible Shoreline
  • Parcel Number: 375-0110-00040
  • Waterfront Type: Inland Lake

Rental Info

  • Lease Terms: Cash, Conventional, FHA, VA DVA

Tax Info

  • Tax Amount: 2567

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 5, 2019
Closed on
Aug 7, 2019
Sold by
Lassman Marybeth and Lassman David E
Bought by
Fitzgerald John A and Fitzgerald Sally A
Seller's Agent
Kevin O'Brien
Messina & Associates Real Estate
Buyer's Agent
Hannah Hillman
Hillman Realty & Appraisal
List Price
$284,900
Sold Price
$284,900
Current Estimated Value
$496,838

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$211,938
Avg. Annual Appreciation
9.34%
Original Mortgage
$35,000
Outstanding Balance
$30,587
Interest Rate
3.7%
Mortgage Type
New Conventional
Estimated Equity
$466,251

Purchase Details

Closed on
Mar 17, 2006
Sold by
Bourgeault Robert A and Bourgeault Janice A
Bought by
Lassman David E and Lassman Marybeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,600
Interest Rate
6.38%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bowers Rody Jo $462,000 The Title Team
Fitzgerald John A $284,900 North Shore Title Llc
Lassman David E $297,000 Rels Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bowers Rody Jo $369,600
Previous Owner Fitzgerald John A $35,000
Previous Owner Lassman David E $237,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/15/2023 08/15/23 Sold $462,000 0.0% $283 / Sq Ft
07/13/2023 07/13/23 Pending -- -- --
07/11/2023 07/11/23 For Sale $462,000 +62.2% $283 / Sq Ft
08/15/2019 08/15/19 Sold $284,900 0.0% $285 / Sq Ft View Prior Sale
06/27/2019 06/27/19 Pending -- -- --
03/05/2019 03/05/19 For Sale $284,900 -- $285 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,086 $294,600 $115,200 $179,400
2023 $3,086 $238,400 $109,800 $128,600
2022 $2,434 $238,400 $109,800 $128,600
2021 $2,288 $204,300 $93,000 $111,300
2020 $2,150 $194,900 $81,100 $113,800
2019 $2,324 $181,000 $76,300 $104,700
2018 $2,294 $181,000 $76,300 $104,700
2017 $2,320 $181,000 $76,300 $104,700
2016 $2,810 $181,000 $76,300 $104,700
2015 $2,967 $218,300 $111,600 $106,700
2014 $2,967 $218,300 $111,600 $106,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6109285

APN: 375011000040