NOT LISTED FOR SALE

4309 Mcclay Rd Saint Charles, MO 63304

Estimated Value: $291,000 - $336,225

3 Beds
3 Baths
2,272 Sq Ft
$137/Sq Ft Est. Value

Last Sold May 14, 2021

Current estimated payment $1,896/month

4 Days on Market

Highlights

  • Primary Bedroom Suite
  • Deck
  • Ranch Style House
  • Central Elementary School Rated A-
  • Vaulted Ceiling
  • Granite Countertops

About This Home

As of May 2021

Charming Ranch-Style Home in St. Charles boasts an open floorplan with 3 Bedrooms, 3 Bathrooms & 1200+ Sqft of living space not including the finished walkout Lower Level! Once you step inside the Entry Foyer, you'll notice the coat closet & laminate wood floors which flow throughout most of the Main Floor. The Family Room features a vaulted ceiling, wood burning fireplace & a newer ceiling fan. The Kitchen was updated in 2017 & boasts granite countertops, stainless steel appliances, a custom tile backsplash & a dining area with a bay window. Lovely Master Suite includes a spacious closet & a private en suite Bathroom. Completing the Main Floor are 2 additional Bedrooms, an updated hall Bathroom & a Laundry Room. The finished Lower Level boasts a huge Rec Room, a full Bathroom & ample storage space! Highlights: new carpeting (2020), newer HVAC, newer water heater & a 2-car attached garage. Relax outside on the back deck or on the concrete back patio & enjoy the spacious, level yard!

Last Agent to Sell the Property

Mark Gellman

EXP Realty, LLC License #2007022959 Listed on: 04/08/2021

EXP Realty, LLC

Last Buyer's Agent

Lisa Peabody

RE/MAX Platinum License #2002017220

RE/MAX Platinum

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,961

Year Built

  • Built in 1997

Lot Details

  • 0.4 Acre Lot
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Additional Parking
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick Veneer
  • Vinyl Siding

Interior Spaces

  • 2,272 Sq Ft Home
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Bay Window
  • Entrance Foyer
  • Family Room with Fireplace
  • Combination Kitchen and Dining Room
  • Partially Carpeted
  • Security System Owned
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom Suite
  • 3 Full Bathrooms

Basement

  • Walk-Out Basement
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Patio

Schools

  • Central Elem. Elementary School
  • Hollenbeck Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Recreational Area

Listing and Financial Details

  • Assessor Parcel Number 3-0115-0285-00-0015.5000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,961

Year Built

Built in 1997

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Cross Street: Harvest Dr
  • Municipality Township: Unincorporated
  • Special Areas: Entry Foyer, Family Room, Main Floor Laundry
  • Age: 24
  • Ownership: Private
  • Year Built: 1997
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: Bathroom in LL, Rec/Family Area, Walk-Out
  • Bedroom Types: Main Floor Master, Master Bdr. Suite
  • Dining Room: Kitchen/Dining Combo
  • Fireplace Location: Family Room
  • Fireplace Type: Woodburning Fireplce
  • Interior Amenities: Some Carpeting, Vaulted Ceiling
  • Kitchen: Eat-In Kitchen, Granite Countertops
  • Lower Full Bathrooms: 1
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 2
  • Master Bed.: Full Bath
  • Misc Features: Deck, Patio, Security Alarm-Owned
  • Total Living Area: 2272.00
  • Windows/Doors: Bay/Bow Window
  • Appliances: Dishwasher, Disposal, Stainless Steel Appliances
  • Bathrooms: 3.00
  • Bedrooms: 3.00
  • Room Cnt: 6
  • Square Footage: 1290
  • Total Full Baths: 3
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Brick Veneer Decrtv, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Additional Parking, Attached Garage, Garage Door Opener, Off Street

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air, Humidifier

Schools

  • School District: Francis Howell R-III
  • Elementary School: Central Elem.
  • Middle School: Hollenbeck Middle
  • High School: Francis Howell Central High
  • Elementary School: Central Elem.
  • Junior High School: Hollenbeck Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell Central High

Lot Info

  • Lot Description: Level Lot, Sidewalks
  • Lot Dimensions: 0.4 Acres
  • Lot Sq Ft: 17424
  • Acres: 0.4000

Tax Info

  • Taxes Paid: 2386
  • Taxes Paid Year: 2020
  • Assessor Parcel Number: 3-0115-0285-00-0015.5000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 8, 2021
Closed on
May 14, 2021
Sold by
Wooldridge Kevin and Osborne Ashley
Bought by
Foster Ryan J
Seller's Agent
Mark Gellman
EXP Realty, LLC
Buyer's Agent
Lisa Peabody
RE/MAX Platinum
List Price
$250,000
Current Estimated Value
$311,056

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.04%
Original Mortgage
$212,500
Outstanding Balance
$192,987
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$130,191

Purchase Details

Listed on
May 13, 2014
Closed on
Aug 7, 2014
Sold by
Garver Helga
Bought by
Wooldridge Kevin and Osborne Ashley
Seller's Agent
Jake Glassman
Berkshire Hathaway HomeServices Alliance Real Estate
Buyer's Agent
Holly Even
RedKey Realty Leaders
List Price
$164,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.91%
Original Mortgage
$162,400
Interest Rate
4.19%
Mortgage Type
VA

Purchase Details

Closed on
Sep 25, 2002
Sold by
Hapke Lucy Elizabeth and Hapke Cassandra Kathleen
Bought by
Garver Gary L and Garver Helga

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
6.09%

Purchase Details

Closed on
Jan 30, 1998
Sold by
Coventry Builders Inc
Bought by
Hapke Josef S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,400
Interest Rate
6.98%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Foster Ryan J -- Title Partners Agency Llc
Wooldridge Kevin $159,000 Ust
Garver Gary L $129,500 --
Hapke Josef S -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Foster Ryan J $212,500
Previous Owner Wooldridge Kevin $162,400
Previous Owner Garver Gary L $80,000
Previous Owner Hapke Josef S $82,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/14/2021 05/14/21 Sold -- -- --
04/13/2021 04/13/21 Pending -- -- --
04/08/2021 04/08/21 For Sale $250,000 +51.6% $110 / Sq Ft
08/07/2014 08/07/14 Sold -- -- --
08/07/2014 08/07/14 Pending -- -- --
08/07/2014 08/07/14 For Sale $164,900 -- $128 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,961 $48,991 -- --
2023 $2,957 $47,758 $0 $0
2022 $2,580 $38,550 $0 $0
2021 $2,575 $38,550 $0 $0
2020 $2,386 $34,794 $0 $0
2019 $2,377 $34,794 $0 $0
2018 $2,300 $32,133 $0 $0
2017 $2,288 $32,133 $0 $0
2016 $1,919 $26,978 $0 $0
2015 $1,887 $26,978 $0 $0
2014 $1,870 $25,905 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS21018296

MARIS MLS

APN: 3-0115-0285-00-0015.5000000