$375,000
OPEN SAT 1PM - 3PM

Estimated payment $2,515/month

3 Beds
2 Baths
1,171 Sq Ft
$320 Price per Sq Ft

Highlights

  • Mature Trees
  • Patio
  • Laundry Room
  • Wood Flooring
  • Living Room
  • Video Cameras

About This Home

Welcome to 431 Badger Lane in Oswego! This well-maintained, tri-level home has 2255 square feet and a basement. This home offers comfortable living with timeless curb appeal in a quiet, established neighborhood. Featuring a classic vinyl and brick exterior, 3 car heated garage with convenient water spicket. Welcoming front entry, this home is ideal for those seeking convenience, functionality, and charm. Inside, you'll find a tri-level designed layout with generous living spaces, abundant natural light, with 3 bedrooms and Two full baths. The home offers a practical floor plan perfect for everyday living and entertaining alike. The attached 3 garage has epoxy flooring and private driveway for everyday convenience, while the backyard provides a fenced in yard for relaxing, grilling in the attached natural gas grill, and large patio. Shed stays. Efficient 2 stage furnace honeywell high IQ thermostat. humidifier and de-humidifier control. All Kitchen appliances stay and Washer and Dryer.

Listing Agent

Norma Yario

Keller Williams Inspire - Geneva License #471004266 Listed on: 01/16/2026

Keller Williams Inspire - Geneva

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,887

Year Built

  • Built in 1996

Lot Details

  • Lot Dimensions are 80x124x80x124
  • Fenced
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 3 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Split Level with Sub
  • Tri-Level Property
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,171 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Video Cameras

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio
  • Shed
  • Outdoor Grill

Schools

  • Fox Chase Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Powered By Gas
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Community Details

  • Fox Chase Of Oswego Subdivision, Highlander Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,887

Year Built

Built in 1996

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Split Level w/ Sub
  • Ownership: Fee Simple
  • Levels: Tri-Level
  • New Construction: No
  • Property Sub-Type: Split Level w/ Sub
  • Subdivision Name: Fox Chase of Oswego
  • Year Built: 1996
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Water Softener Owned, Humidifier
  • Basement: Partially Finished, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning, Gas Log
  • Fireplaces: 1
  • Flooring: Hardwood, Carpet, Wood
  • Interior Amenities: Vaulted Ceiling(s)
  • LivingArea: 1171
  • Other Equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump, Security Cameras
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • ExteriorFeatures: Outdoor Grill
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Lot Features: Mature Trees
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Gas
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Fox Chase Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School

Lot Info

  • Lot Dimensions: 80x124x80x124
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6887
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,887 $91,584 $14,485 $77,099
2023 $6,232 $81,771 $12,933 $68,838
2022 $6,232 $75,019 $11,865 $63,154
2021 $6,124 $71,447 $11,300 $60,147
2020 $6,117 $70,739 $11,188 $59,551
2019 $5,791 $66,328 $11,188 $55,140
2018 $5,541 $65,213 $11,000 $54,213
2017 $5,163 $56,360 $6,623 $49,737
2016 $5,317 $57,124 $17,007 $40,117
2015 $4,959 $51,463 $15,322 $36,141
2014 -- $48,550 $14,455 $34,095
2013 -- $49,040 $14,601 $34,439
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/16/2026 01/16/26 For Sale $375,000 -- $320 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $230,000 First American Title
Interfamily Deed Transfer -- --
Deed $142,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $184,000 Fannie Mae Freddie Mac
Closed -- No Value Available
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12541742

Midwest Real Estate Data (MRED)

APN: 03-18-209-006