Seller's Agent in 2026
Ann Marie Wilcox
Berkshire Hathaway HomeServices Commonwealth Real Estate
(781) 608-1069
2 in this area
46 Total Sales
431 Central St Saugus, MA 01906
Pleasant Hills Neighborhood
3
Beds
2
Baths
1,667
Sq Ft
6,970
Sq Ft Lot
Highlights
- Colonial Architecture
- Property is near public transit and schools
- Main Floor Primary Bedroom
- Landscaped Professionally
- Wood Flooring
- Corner Lot
About This Home
As of February 2026Welcome to this classic Colonial home with a first floor primary bedroom. This beautiful well maintained home is situated on a corner lot located on a vibrant main street. Offering a warm and inviting layout featuring hardwood floors, a cozy living room, functional eat in kitchen with granite countertops, pantry closet and formal dining room, ideal for everyday living or entertaining. This home also offers a first floor primary bedroom with double closets convenient 1st floor laundry and 1st floor full bathroom. 2nd floor offers additional full bath, 2 bedrooms (one with a cedar storage window seat) and plenty of closet space. Full walk out basement, 1+ car garage with storage, paved patio a fenced in section of yard with a storage shed. This bright and sunny layout is enhanced by many updates including new heating system, central air, newer roof and replacement windows making this home truly move in ready with lasting value.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Commonwealth Real Estate Listed on: 12/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,828
Year Built
- Built in 1900
Lot Details
- 6,969 Sq Ft Lot
- Fenced Yard
- Landscaped Professionally
- Corner Lot
- Level Lot
- Cleared Lot
- Property is zoned call town
Parking
- 1 Car Detached Garage
- Parking Storage or Cabinetry
- Garage Door Opener
- Driveway
- 5 Open Parking Spaces
- Off-Street Parking
Home Design
- Colonial Architecture
- Stone Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,667 Sq Ft Home
- Window Screens
- Laundry on main level
Kitchen
- Range
- Microwave
- Dishwasher
- Solid Surface Countertops
- Disposal
Flooring
- Wood
- Wall to Wall Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Dual Closets
- 2 Full Bathrooms
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
Outdoor Features
- Patio
- Rain Gutters
- Porch
Location
- Property is near public transit and schools
Utilities
- Forced Air Heating and Cooling System
- 1 Cooling Zone
- Heating System Uses Natural Gas
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 2153848
Community Details
Recreation
- Park
- Jogging Path
- Bike Trail
Additional Features
- No Home Owners Association
- Shops
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 1, 2025
Closed on
Feb 9, 2026
Sold by
Ferraro Ft and Ferraro
Bought by
Owens Molly and Owens Patrick
Seller's Agent
Ann Marie Wilcox
Berkshire Hathaway HomeServices Commonwealth Real Estate
Buyer's Agent
Laura Cohron
Fiv Realty Co.
List Price
$699,900
Sold Price
$674,900
Premium/Discount to List
-$25,000
-3.57%
Views
104
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.98%
Original Mortgage
$641,155
Outstanding Balance
$641,155
Interest Rate
6.18%
Mortgage Type
New Conventional
Estimated Equity
$32,126
Purchase Details
Closed on
Apr 5, 2011
Sold by
Ferraro Elise L
Bought by
Ferraro Ft and Ferraro
Purchase Details
Closed on
Apr 7, 1978
Bought by
Ferraro Ft
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $674,900 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $641,155 | New Conventional | |
| Previous Owner | $95,000 | No Value Available | |
| Previous Owner | $80,000 | No Value Available | |
| Previous Owner | $70,000 | No Value Available | |
| Previous Owner | $25,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/09/2026 02/09/26 | Sold | $674,900 | 0.0% | $405 / Sq Ft |
| 01/05/2026 01/05/26 | Pending | -- | -- | -- |
| 12/09/2025 12/09/25 | Price Changed | $674,900 | -3.6% | $405 / Sq Ft |
| 12/01/2025 12/01/25 | For Sale | $699,900 | -- | $420 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,828 | $545,700 | $286,800 | $258,900 |
| 2024 | $5,484 | $514,900 | $260,800 | $254,100 |
| 2023 | $5,431 | $482,300 | $234,700 | $247,600 |
| 2022 | $5,222 | $434,800 | $214,700 | $220,100 |
| 2021 | $4,837 | $392,000 | $186,900 | $205,100 |
| 2020 | $4,477 | $375,600 | $178,200 | $197,400 |
| 2019 | $4,363 | $358,200 | $160,800 | $197,400 |
| 2018 | $3,981 | $343,800 | $156,500 | $187,300 |
| 2017 | $3,725 | $309,100 | $146,000 | $163,100 |
| 2016 | $3,174 | $260,200 | $138,900 | $121,300 |
| 2015 | $2,980 | $247,900 | $132,300 | $115,600 |
| 2014 | $3,096 | $266,700 | $132,300 | $134,400 |
Source: Public Records
Agents Affiliated with this Home
-
Ann Marie Wilcox
-
Carol Thibault
Seller Co-Listing Agent in 2026
Carol Thibault
Berkshire Hathaway HomeServices Commonwealth Real Estate
(781) 799-4519
1 in this area
39 Total Sales
-
Laura Cohron
Buyer's Agent in 2026
Laura Cohron
Fiv Realty Co.
(857) 888-2509
1 in this area
79 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73458473
APN: SAUG-000006E-000021-000008
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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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