$215,000
SOLD APR 24, 2026

431 E 13th St Saint Charles, MN 55972

3 Beds
1.5 Baths
1,570 Sq Ft
0.35 Acres Lot

Sale Details

Date Sold: April 24, 2026

$137 Per Sq Ft

9 on Market

Highlights

  • Deck
  • Main Floor Primary Bedroom
  • The kitchen features windows
  • St. Charles Secondary School Rated 9+
  • No HOA
  • 1 Car Attached Garage

About This Home

As of April 2026

Discover the perfect blend of comfort and convenience in this 1,570 sq. ft. home. Designed for easy living, this 3-bedroom, 2-bathroom residence features a highly sought-after main-floor bedroom and laundry—no more hauling baskets up and down stairs! Move-In Ready Updates: Enjoy peace of mind with a new roof (2024), vinyl-clad windows, and fresh flooring in two rooms (2025). A cozy main-level living space with a eat-in kitchen makes daily life a breeze. Relax in your private backyard, fully enclosed by a wood privacy fence (2020). Nestled in a quiet, friendly neighborhood within walking distance to two schools, the local golf course, restaurants, and shopping. Complete with a 574 sq. ft attached garage, this charming home is ready for its next chapter. Don’t miss out—schedule your showing today!

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,096

Year Built

  • Built in 1880

Parking

  • 1 Car Attached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,570 Sq Ft Home
  • 1.5-Story Property
  • Combination Kitchen and Dining Room
  • Unfinished Basement

Kitchen

  • Eat-In Kitchen
  • Range
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Additional Features

  • Deck
  • Lot Dimensions are 74 x 209
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 290000990

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,096

Year Built

Built in 1880

Lot Details

0.35 Acres

Parking

1

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Vinyl
  • Garage Spaces: 1
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1880
  • Above Grade Finished Sq Ft: 1570
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Unfinished
  • Appliances: Dryer, Range, Refrigerator, Washer
  • Living Area: 1570
  • Fireplace: No
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3

Exterior Features

  • Foundation Details: None
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: Main Level
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck, Kitchen Window, Main Floor Primary Bedroom, Paneled Doors

Schools

  • Junior High Dist: St. Charles
  • SchoolDistrictPhone: 5079324423

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 74 x 209
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 290000990
  • Tax Annual Amount: 2096
  • TaxWithAssessments: 2096

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Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 30, 2020
Sold by
Kemnitz Stacy L
Bought by
Claiborne Molly E and Dickrell Alyssa J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,904
Outstanding Balance
$131,613
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$83,803

Purchase Details

Closed on
Apr 11, 2017
Sold by
Heim Patrick and Heim Wendy
Bought by
Kemnitz Stacy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,282
Interest Rate
4.21%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 6, 2016
Sold by
Williams Thoma Faye Ellen and Thoma Larry
Bought by
Heim Patrick and Heim Wendy
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $154,539 Rochester Title
Warranty Deed $127,000 Rochester Title
Warranty Deed $54,000 None Available
Personal Reps Deed -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $149,904 New Conventional
Previous Owner $128,282 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/24/2026 04/24/26 Sold $215,000 0.0% $137 / Sq Ft
03/12/2026 03/12/26 Pending -- -- --
03/03/2026 03/03/26 For Sale $215,000 -- $137 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,282 $202,500 $45,200 $157,300
2024 $2,096 $190,500 $44,700 $145,800
2023 $1,768 $191,500 $44,700 $146,800
2022 $1,954 $168,400 $41,300 $127,100
2021 $1,326 $155,200 $37,600 $117,600
2020 $1,324 $128,900 $32,200 $96,700
2019 $1,060 $128,900 $32,200 $96,700
2018 $398 $113,800 $28,400 $85,400
2017 $688 $0 $0 $0
2016 $674 $0 $0 $0
2015 $674 $0 $0 $0
2014 $706 $0 $0 $0
Source: Public Records

Map

Source: NorthstarMLS

MLS Number: 7029963

NorthstarMLS

APN: 29.000.0990

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