NOT LISTED FOR SALE

431 Locust Rd New Cumberland, PA 17070

Estimated Value: $240,000 - $328,000

3 Beds
1.5 Baths
1,688 Sq Ft
$167/Sq Ft Est. Value

Last Sold September 07, 2023

Last sale price $224,500 $133 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $1,754/month

3 Days on Market

Highlights

  • Rambler Architecture
  • Breakfast Room
  • Laundry Room
  • No HOA
  • Living Room
  • En-Suite Primary Bedroom

About This Home

As of September 2023

Spacious ranch home on .56 acre corner lot. Kitchen area has skylights, which allow natural light into the space, making it a bright and inviting area. Kitchen has been updated with white cabinetry, tiled floors & backsplash. Main level laundry just added with new cabinets. The house features a deck accessible from the breakfast room, providing an outdoor space for relaxation & entertaining. Versatile largest bedroom currently serves as a family room but offers flexibility and can serve multiple purposes. Walk-out lower level allowing easy access to the backyard. Could be converted into a separate living area or recreational space. Overall, this home seems to offer a comfortable and functional living environment, with plenty of space both indoors and outdoors. Conveniently located close to major highways, schools, restaurants & shopping.

Last Agent to Sell the Property

Melissa Payne

(717) 991-5652 melissapayne@howardhanna.com Howard Hanna Company-Camp Hill Listed on: 08/07/2023

Howard Hanna Company-Camp Hill

Last Buyer's Agent

Andrew Smith

(410) 353-7088 asmith41@aol.com Andrew Smith

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,851

Year Built

  • Built in 1972

Lot Details

  • 0.56

Home Design

  • Rambler Architecture
  • Block Foundation
  • Frame Construction

Interior Spaces

  • 1,688 Sq Ft Home
  • Property has 1 Level
  • Family Room
  • Living Room
  • Breakfast Room
  • Dining Room
  • Unfinished Basement
  • Sump Pump
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom

Schools

  • Red Land High School

Utilities

  • Ductless Heating Or Cooling System
  • Heating Available
  • 200+ Amp Service
  • Well
  • Electric Water Heater

Additional Features

  • Exterior Lighting
  • 0.56 Acre Lot

Community Details

  • No Home Owners Association
  • Colonial Woods Subdivision

Listing and Financial Details

  • Tax Lot 0059
  • Assessor Parcel Number 27-000-22-0059-00-00000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,851

Year Built

Built in 1972

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2023-08-08
  • Federal Flood Zone: No
  • Year Built: 1972
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Breakfast Room, Laundry
  • Basement: Yes
  • Basement Type: Unfinished, Sump Pump
  • Total Sq Ft: 1688
  • Living Area Sq Ft: 1688
  • Price Per Sq Ft: 115.52
  • Above Grade Finished Sq Ft: 1688
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 431

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Exterior Lighting
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Ductless/Mini-Split
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: WEST SHORE
  • High School: RED LAND
  • School District Key: 300200396679
  • School District Source: Listing Agent
  • High School: RED LAND

Lot Info

  • Land Use Code: 101
  • Lot Size Acres: 0.56
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 24219.00
  • Zoning: RESIDENTIAL

Rental Info

  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2851.00
  • Assessor Parcel Number: 27-000-22-0059-00-00000
  • Tax Lot: 0059
  • Tax Total Finished Sq Ft: 1688
  • Tax Year: 2023
  • Close Date: 09/07/2023

MLS Schools

  • School District Name: WEST SHORE

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 7, 2023
Closed on
Sep 1, 2023
Sold by
Clark Benjamin and Clark Randi
Bought by
Oconnor David S and Smith Laura K
Seller's Agent
Melissa Payne
Howard Hanna Company-Camp Hill
Buyer's Agent
Andrew Smith
Andrew Smith
List Price
$195,500
Sold Price
$224,500
Premium/Discount to List
$29,000
14.83%
Views
169
Current Estimated Value
$281,170

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$56,670
Avg. Annual Appreciation
11.43%
Original Mortgage
$150,081
Outstanding Balance
$146,807
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$134,363

Purchase Details

Closed on
Aug 1, 2018
Sold by
Anovic Chad Wennell and Anovic Bererly R
Bought by
Clark Benjamis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,905
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 25, 2014
Closed on
Dec 10, 2014
Sold by
Sl Realty Lp
Bought by
Anovic Chad Wennell and Anovic Beverly R
Seller's Agent
CHRISTINE M FORTI
Century 21 At The Helm
Buyer's Agent
CYNTHIA MICHAUD
Keller Williams of Central PA
List Price
$139,900
Sold Price
$144,000
Premium/Discount to List
$4,100
2.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.38%
Original Mortgage
$147,096
Interest Rate
3.98%
Mortgage Type
VA

Purchase Details

Listed on
Apr 11, 2014
Closed on
Jun 16, 2014
Sold by
Fannie Mae
Bought by
Sl Realty Lp
Seller's Agent
Andrew Saft
Keller Williams of Central PA
Buyer's Agent
CHRISTINE M FORTI
Century 21 At The Helm
List Price
$70,000
Sold Price
$65,000
Premium/Discount to List
-$5,000
-7.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
509.69%
Original Mortgage
$1,000,000
Interest Rate
4.14%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Apr 11, 2014
Closed on
May 16, 2014
Sold by
Walters Brian P
Bought by
Federal National Mortgage Association and Fannie Mae
Seller's Agent
Andrew Saft
Keller Williams of Central PA
Buyer's Agent
CHRISTINE M FORTI
Century 21 At The Helm
List Price
$70,000
Sold Price
$65,000
Premium/Discount to List
-$5,000
-7.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,000,000
Interest Rate
4.14%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 24, 2007
Sold by
Sunday Kristina and Sunday David Joel
Bought by
Walters Brian P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,900
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 27, 2007
Sold by
Lebo Marshall Gary
Bought by
Sunday Kristina
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Oconnor David S $224,500 None Listed On Document
Clark Benjamis $119,900 Barristers Land Abstract
Anovic Chad Wennell $144,000 None Available
Sl Realty Lp $65,000 None Available
Federal National Mortgage Association $2,718 None Available
Walters Brian P $174,900 None Available
Sunday Kristina -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Oconnor David S $150,081
Previous Owner Clark Benjamis $113,905
Previous Owner Anovic Chad Wennell $147,096
Previous Owner Sl Realty Lp $1,000,000
Previous Owner Walters Brian P $174,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/07/2023 09/07/23 Sold $224,500 +14.8% $133 / Sq Ft
08/11/2023 08/11/23 Pending -- -- --
08/07/2023 08/07/23 For Sale $195,500 +63.1% $116 / Sq Ft
05/30/2018 05/30/18 Sold $119,900 0.0% $71 / Sq Ft View Prior Sale
03/22/2018 03/22/18 For Sale $119,900 -16.7% $71 / Sq Ft
12/10/2014 12/10/14 Sold $144,000 +2.9% $85 / Sq Ft View Prior Sale
10/13/2014 10/13/14 Pending -- -- --
09/25/2014 09/25/14 For Sale $139,900 +115.2% $83 / Sq Ft
07/01/2014 07/01/14 Sold $65,000 -7.1% $39 / Sq Ft View Prior Sale
05/22/2014 05/22/14 Pending -- -- --
04/11/2014 04/11/14 For Sale $70,000 -- $41 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,096 $118,250 $31,290 $86,960
2024 $2,932 $118,250 $31,290 $86,960
2023 $2,851 $118,250 $31,290 $86,960
2022 $2,842 $118,250 $31,290 $86,960
2021 $2,674 $118,250 $31,290 $86,960
2020 $2,642 $118,250 $31,290 $86,960
2019 $2,596 $118,250 $31,290 $86,960
2018 $2,545 $118,250 $31,290 $86,960
2017 $2,460 $118,250 $31,290 $86,960
2016 $0 $118,250 $31,290 $86,960
2015 -- $118,250 $31,290 $86,960
2014 -- $118,250 $31,290 $86,960
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: PAYK2046482

Bright MLS

APN: 27-000-22-0059.00-00000