NOT LISTED FOR SALE

431 Mountaintop Rd Mc Henry, MD 21541

Estimated Value: $786,000 - $1,339,000

5 Beds
3.5 Baths
3,285 Sq Ft
$311/Sq Ft Est. Value

Last Sold March 12, 2021

Last sale price $845,000 $257 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $6,127/month

4 Days on Market

Highlights

  • Home fronts navigable water
  • Canoe or Kayak Water Access
  • Open Floorplan
  • Accident Elementary School Rated 9+
  • Fishing Allowed
  • Chalet

About This Home

As of March 2021

One of the best maintained homes you’ll find at Deep Creek! Enjoy seasonal lake views of Deep Creek from this mountaintop home in the desirable Deep Creek Highlands community. Offering 5 total bedrooms, including a main level suite! The main level offers floor to ceiling windows, an open layout, fireplace, and access to the deck and screened-in porch. Chill out downstairs in the den area with a wet bar and additional fireplace. The upper level provides views of the water and additional living space. Community amenities include an in-ground pool, clubhouse, hiking trails, and a wonderful lake access area. Just down the road from Wisp Resort, ASCI, Fork Run Recreation Area, and a short drive to everything else Deep Creek. A must see mountain/lake home.

Last Agent to Sell the Property

Jon Bell

(301) 501-0735 jbell@railey.com Railey Realty, Inc. Listed on: 02/02/2021

Railey Realty, Inc.

Co-Listed By

Michael Fenton

(484) 716-7228 mfenton@railey.com Railey Realty, Inc. License #661960

Last Buyer's Agent

Nick Fratz-Orr

(301) 616-0473 nick@railey.com Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,502

Year Built

  • Built in 2005

Lot Details

  • 0.57 Acre Lot
  • Home fronts navigable water
  • Mountainous Lot

HOA Fees

  • $53 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Chalet

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Ceiling Fan
  • 2 Fireplaces
  • Gas Fireplace
  • Window Treatments
  • Mud Room
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Loft

Kitchen

  • Stove
  • Cooktop
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Freezer
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Basement Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Swimming Allowed

Schools

  • Northern Middle School
  • Northern Garrett High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Propane Water Heater

Listing and Financial Details

  • Tax Lot 91
  • Assessor Parcel Number 1218075091

Community Details

Overview

  • Deep Creek Highlands Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,502

Year Built

Built in 2005

Lot Details

0

HOA Fees

$53 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2005
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dryer, Washer, Cooktop, Dishwasher, Exhaust Fan, Freezer, Disposal, Extra Refrigerator/Freezer, Refrigerator, Stove
  • Interior Amenities: Carpet, Ceiling Fan(s), Floor Plan - Open, Wet/Dry Bar, Window Treatments, Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Foyer, Bedroom 1, Laundry, Loft, Mud Room, Bathroom 1, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Walkout Level, Windows
  • Total Sq Ft: 3285
  • Living Area Sq Ft: 3285
  • Price Per Sq Ft: 410.03
  • Above Grade Finished Sq Ft: 2024
  • Below Grade Finished Sq Ft: 1261
  • Total Below Grade Sq Ft: 1261
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 630.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: NORTHERN GARRETT HIGH
  • Middle Or Junior School: NORTHERN

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 412400.00
  • Land Assessed Value: 110000.00
  • Lot Size Acres: 0.57
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25000.00
  • Zoning: RES
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15669283
  • Tax Annual Amount: 6502.00
  • Assessor Parcel Number: 1218075091
  • Tax Lot: 91
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 2, 2021
Closed on
Mar 14, 2021
Sold by
Menelll Howard A and Menell Jane R
Bought by
Miller Mark and Royalty Wendy
Seller's Agent
Jon Bell
Railey Realty, Inc.
Buyer's Agent
Nick Fratz-Orr
Railey Realty, Inc.
List Price
$829,900
Sold Price
$845,000
Premium/Discount to List
$15,100
1.82%
Current Estimated Value
$1,022,835

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$177,835
Avg. Annual Appreciation
4.03%
Original Mortgage
$548,250
Outstanding Balance
$491,467
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$531,368

Purchase Details

Closed on
Dec 6, 2011
Sold by
Menell Howard A and Menell Jane R
Bought by
Menell Howard A and Menell Jane R

Purchase Details

Closed on
Mar 22, 2005
Sold by
D C Development Llc
Bought by
Menell Howard A and Menell Jane R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$540,000
Interest Rate
5.61%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 18, 2005
Sold by
D C Development Llc
Bought by
Menell Howard A and Menell Jane R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$540,000
Interest Rate
5.61%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Miller Mark $845,000 Deep Creek Title Group
Menell Howard A -- None Available
Menell Howard A $675,000 --
Menell Howard A $675,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Miller Mark $548,250
Previous Owner Menell Howard A $540,000
Previous Owner Menell Howard A $540,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/12/2021 03/12/21 Sold $845,000 +1.8% $257 / Sq Ft
02/06/2021 02/06/21 Pending -- -- --
02/02/2021 02/02/21 For Sale $829,900 -- $253 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,711 $679,467 $0 $0
2024 $7,980 $600,933 $0 $0
2023 $6,990 $522,400 $110,000 $412,400
2022 $7,017 $520,567 $0 $0
2020 $7,020 $516,900 $110,000 $406,900
2019 $6,824 $502,467 $0 $0
2018 $6,305 $488,033 $0 $0
2017 $5,808 $473,600 $0 $0
2016 -- $473,600 $0 $0
2015 -- $473,600 $0 $0
2014 -- $558,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA134390

Bright MLS

APN: 18-075091