NOT LISTED FOR SALE

431 Ponderosa Point Lusby, MD 20657

Estimated Value: $352,000 - $398,000

4 Beds
3 Baths
1,848 Sq Ft
$204/Sq Ft Est. Value

Last Sold May 17, 2021

Last sale price $270,000 $146 Per Sq Ft

Est. 39% increase in value since last sale

Current estimated payment $2,058/month

Highlights

  • Boat Ramp
  • Community Lake
  • Deck
  • Beach
  • Clubhouse
  • Rambler Architecture

About This Home

As of May 2021

Beautiful roomy rambler in peaceful setting. The house backs to the woods. You can sit on the back deck or front porch and watch the deer. The house has hardwood floors throughout the main floor. Kitchen and bathrooms have ceramic tile. The main floor has 3 bedrooms and 2 full baths. There is a fully finished basement. The basement has 1 bedroom, 1 bath, living room and kitchenette. The Ranch club has many amenities to enjoy such as beaches, lake, airport, horseshoes, walking trails and more. Close to Lusby, Solomons, and Lexington Park. Close commute to PAX, Cove point, Calvert Cliffs, and DC.

Last Agent to Sell the Property

Julie Delgado

(240) 538-3676 jules.delgado@gmail.com Residential Plus Real Estate Listed on: 04/04/2021

Last Buyer's Agent

Jeffrey Nunes

(240) 434-6290 jeffrealty@hotmail.com Topside Realty License #640957

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,503

Year Built

  • Built in 1992

HOA Fees

  • $42 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Shingle Roof
  • Vinyl Siding
  • Tile

Interior Spaces

  • Property has 1 Level
  • Flood Lights
  • Stacked Washer and Dryer

Kitchen

  • Electric Oven or Range
  • Range Hood
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump
  • Laundry in Basement
  • Basement Windows

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • Off-Street Parking

Outdoor Features

  • Deck
  • Porch

Utilities

  • Central Air
  • Heating System Uses Oil
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic
  • Phone Available
  • Cable TV Available

Additional Features

  • More Than Two Accessible Exits
  • Backs to Trees or Woods

Listing and Financial Details

  • Tax Lot 39
  • Assessor Parcel Number 0501138758

Community Details

Overview

  • Poacre HOA, Phone Number (410) 326-3182
  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,503

Year Built

Built in 1992

Lot Details

0

HOA Fees

$42 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • Inclusions: All fixtures as installed
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1992
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Beautiful roomy rambler in peaceful setting. The house backs to the woods. You can sit on the back deck or front porch and watch the deer. The house has hardwood floors throughout the main floor. Kitchen and bathrooms have ceramic tile. The main floor has 3 bedrooms and 2 full baths. There is a fully finished basement. The basement has 1 bedroom, 1 bath, living room and kitchenette. The Ranch club has many amenities to enjoy such as beaches, lake, airport, horseshoes, walking trails and more. Close to Lusby, Solomons, and Lexington Park. Close commute to PAX, Cove point, Calvert Cliffs, and DC.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Range Hood, Oven/Range - Electric, Refrigerator, Washer/Dryer Stacked
  • Flooring Type: Hardwood, Ceramic Tile
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Levels Count: 1
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Outside Entrance, Rear Entrance, Sump Pump, Walkout Level, Windows
  • Laundry Type: Basement
  • Total Sq Ft: 2464
  • Living Area Sq Ft: 1848
  • Price Per Sq Ft: 215.10
  • Above Grade Finished Sq Ft: 1232
  • Below Grade Finished Sq Ft: 616
  • Below Grade Sq Ft: 616
  • Total Below Grade Sq Ft: 1232
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 431

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Tile
  • Exterior Features: Flood Lights
  • Roof: Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 2

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Oil
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Utilities: Cable Tv Available, Phone Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 503.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Jog/Walk Path, Lake
  • HOA Name: POACRE
  • HOA Phone: 410-326-3182
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Horses: No
  • Improvement Assessed Value: 169500.00
  • Land Assessed Value: 55200.00
  • Land Use Code: 010
  • Lot Features: Backs To Trees
  • Lot Size Units: Square Feet
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Year Assessed: 2021
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 14944647
  • Tax Annual Amount: 2503.00
  • Assessor Parcel Number: 0501138758
  • Tax Lot: 39
  • Tax Total Finished Sq Ft: 1848
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 05/17/2021

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2021
Closed on
May 17, 2021
Sold by
Trout Raquel S
Bought by
Sullivan Patrick J and Sullivan Mary C
Seller's Agent
Julie Delgado
Residential Plus Real Estate
Buyer's Agent
Jeffrey Nunes
Topside Realty
List Price
$265,000
Sold Price
$270,000
Premium/Discount to List
$5,000
1.89%
Current Estimated Value
$376,383

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$106,383
Avg. Annual Appreciation
7.75%
Original Mortgage
$270,000
Outstanding Balance
$244,687
Interest Rate
3.1%
Mortgage Type
VA
Estimated Equity
$131,696

Purchase Details

Closed on
Sep 13, 2011
Sold by
Trout Eugene R and Trout Raquel S
Bought by
Trout Raquel S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
4.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 9, 2011
Sold by
Trout Eugene R and Trout Raquel S
Bought by
Trout Raquel S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
4.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 29, 1996
Sold by
Secretary Of Veterans Affairs The
Bought by
Trout Eugene R and Trout Raquel S

Purchase Details

Closed on
May 13, 1996
Sold by
Armstrong Timothy W
Bought by
Secretary Of Veterans Affairs The
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sullivan Patrick J $270,000 None Available
Trout Raquel S -- --
Trout Raquel S -- --
Trout Raquel S -- None Available
Trout Raquel S -- --
Trout Raquel S -- --
Trout Eugene R $95,200 --
Secretary Of Veterans Affairs The $80,646 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sullivan Patrick J $270,000
Previous Owner Trout Raquel S $165,000
Previous Owner Trout Raquel S $165,000
Closed Trout Raquel S $0
Closed Trout Eugene R --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/17/2021 05/17/21 Sold $270,000 +1.9% $146 / Sq Ft
04/08/2021 04/08/21 Pending -- -- --
04/08/2021 04/08/21 For Sale $265,000 -1.9% $143 / Sq Ft
04/07/2021 04/07/21 Off Market $270,000 -- --
04/04/2021 04/04/21 For Sale $265,000 -- $143 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $432 $272,833 $0 $0
2024 $432 $248,767 $0 $0
2023 $154 $224,700 $55,200 $169,500
2022 $426 $216,633 $0 $0
2021 $852 $208,567 $0 $0
2020 $2,513 $200,500 $55,200 $145,300
2019 $2,063 $196,667 $0 $0
2018 $2,023 $192,833 $0 $0
2017 $2,384 $189,000 $0 $0
2016 -- $189,000 $0 $0
2015 $2,793 $189,000 $0 $0
2014 $2,793 $198,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA182034

Bright MLS

APN: 01-138758