NOT LISTED FOR SALE

431 Ridge St Albemarle, NC 28001

Albemarle Area

Estimated Value: $190,000 - $241,000

2 Beds
1 Bath
1,000 Sq Ft
$205/Sq Ft Est. Value

Sale Details

Date Sold: September 30, 2025

Last sale price $196,500 $196 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,192 / mo

39 Days on Market

Highlights

  • Deck
  • Laundry Room
  • 2 Detached Carport Spaces
  • No HOA
  • 1-Story Property
  • Central Air

About This Home

As of September 2025

Charming Updated Home in City Limits!

This 2-bedroom, 1-bath home is move-in ready and full of recent upgrades! Enjoy peace of mind with a new roof installed in 2023, along with updated flooring and a refreshed bathroom that adds modern style and comfort. Conveniently located within city limits, this home offers easy access to local shops, dining, and schools. Perfect for first-time buyers, downsizers, or investors—don’t miss this opportunity!

Last Agent to Sell the Property

Michele Browne

Deeter Real Estate Brokerage Email: michele.deeter@gmail.com License #240694 Listed on: 07/18/2025

Last Buyer's Agent

Cindy Laton

Century 21 Russ Hollins, Realtors License #170311

Century 21 Russ Hollins, Realtors

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1955

Lot Details

  • Lot Dimensions are 65 x 150
  • Back Yard Fenced
  • Property is zoned R-10

Parking

  • 2 Detached Carport Spaces

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,000 Sq Ft Home
  • 1-Story Property
  • Gas Log Fireplace
  • Insulated Windows
  • Living Room with Fireplace
  • Vinyl Flooring
  • Crawl Space
  • Dishwasher
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 6548-02-86-2829

Home Details

Home Type

Single Family

Year Built

Built in 1955

Lot Details

9,583 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1955
  • Road Surface Type: Gravel, Concrete
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 196.50
  • Geocode Confidence: High
  • Attribution Contact: michele.deeter@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Vinyl
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1000
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher
  • Above Grade Finished Sq Ft: 1000
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Gas Log, Living Room
  • Living Area: 1000
  • Window Features: Insulated Window(s)
  • Bedroom Main: 2

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Construction Type: Vinyl
  • Patio And Porch Features: Deck

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Detached Carport

Utilities

  • Heating: Electric, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 6548-02-86-2829
  • Lot Size: 65 x 150
  • Additional Parcels: No
  • Zoning Specification: R-10

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2025
Closed on
Sep 28, 2025
Sold by
Bought by
Seller's Agent
Michele Browne
Deeter Real Estate
Buyer's Agent
Cindy Laton
Century 21 Russ Hollins, Realtors
List Price
$204,900
Sold Price
$196,500
Premium/Discount to List
-$8,400
-4.1%
Views
14
Current Estimated Value
$204,722

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,222
Avg. Annual Appreciation
5.40%
Original Mortgage
$196,500
Interest Rate
0.0603%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$196,500 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $196,500
Previous Owner $65,600
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/30/2025 09/30/25 Sold $196,500 -4.1% $197 / Sq Ft
07/18/2025 07/18/25 For Sale $204,900 -- $205 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,029 $91,898 $14,625 $77,273
2024 $43 $65,864 $8,775 $57,089
2023 $34 $65,864 $8,775 $57,089
2022 $804 $65,864 $8,775 $57,089
2021 $804 $65,864 $8,775 $57,089
2020 $738 $56,923 $7,410 $49,513
2019 $746 $56,923 $7,410 $49,513
2018 $31 $56,923 $7,410 $49,513
2017 $717 $56,923 $7,410 $49,513
2016 $757 $60,040 $9,555 $50,485
2015 $764 $60,040 $9,555 $50,485
2014 $792 $60,040 $9,555 $50,485
Source: Public Records

Agents Affiliated with this Home

  • Michele Browne

    Seller's Agent in 2025

    Michele Browne

    Deeter Real Estate

    (704) 550-5197

    98 Total Sales

    Michele Browne
    Section Image
  • Cindy Laton

    Buyer's Agent in 2025

    Cindy Laton

    Century 21 Russ Hollins, Realtors

    (704) 467-3595

    103 Total Sales

    Cindy Laton
    Section Image
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Map

Source: Canopy MLS

MLS Number: 4282915

Canopy MLS

APN: 6548-02-86-2829

North Carolina Stanly County Albemarle 28001

431 Ridge St, Albemarle, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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