NOT LISTED FOR SALE

431 Ruskin Loop Hernando, MS 38632

Estimated Value: $446,301 - $503,000

4 Beds
3 Baths
3,269 Sq Ft
$146/Sq Ft Est. Value

Sale Details

Date Sold: January 20, 2023

Current estimated payment $2,946 / mo

197 Days on Market

Highlights

  • New Construction
  • Vaulted Ceiling
  • Main Floor Primary Bedroom
  • Oak Grove Central Elementary School Rated A
  • Wood Flooring
  • Sun or Florida Room

About This Home

As of January 2023

OPEN HOUSE! COME TO MODEL HOME TO VIEW! 30 - 45 Day Close! Grant's Bentley B, with optional sunroom and 3-car garage, is one of our most popular plans. Downstairs features the primary bedroom, with adjoining laundry room, plus another bedroom and full bath on the other side of the house. Up the curved stair case, enjoy the gorgeous overlook to the two-story foyer, as you make your way into the large, open playroom. Two more bedrooms and a Jack and Jill bath are also features you'll enjoy. Upgrades abound, such as hardwood in the primary bedroom, oak treads on the stairs, painted brick exterior, farm sink, tile, backsplash, fireplace surround, plus quartz countertops throughout. The home includes all the standard features Grant is known for, such as hardwood throughout the main living areas, build in double oven and microwave, plus 5-burner gas cook top in the kitchen. The primary bath has separate his and hers vanities, two walk-in closets, and our king spa shower, with double-shower heads, built-in bench, and frameless glass doors. Call listing agent to tour the model home, built from the same Bentley floor plan.

Last Agent to Sell the Property

Sharon Thornton

Bespoke Realty License #S-51908 Listed on: 03/21/2022

Last Buyer's Agent

Sharon Wilson Thornton

Crye-Leike Hernando License #S-51908

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2022 | New Construction

Lot Details

  • 0.28

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Side Facing Garage
  • Side Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 3,269 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Ventless Fireplace
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Window Screens
  • Insulated Doors
  • Great Room with Fireplace
  • Sun or Florida Room
  • Walk-In Attic
  • Prewired Security

Kitchen

  • Walk-In Pantry
  • Double Oven
  • Gas Cooktop
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Quartz Countertops
  • Farmhouse Sink

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Dual Closets
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • 3 Full Bathrooms
  • Soaking Tub
  • Bathtub With Separate Shower Stall
  • Multiple Shower Heads
  • Walk-in Shower

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Heating Available
  • Vented Exhaust Fan
  • Underground Utilities
  • Natural Gas Connected
  • Natural Gas Water Heater
  • Cable TV Available

Additional Features

  • Covered Patio or Porch
  • 12,197 Sq Ft Lot

Community Details

  • The Crossroads Subdivision

Listing and Financial Details

  • Assessor Parcel Number Unassigned

Home Details

Home Type

Single Family

Year Built

Built in 2022 | New Construction

Lot Details

0.28 Acres

HOA Fees

$38 per month

Parking

3

Listing Details

  • Unit Levels: Two
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2022
  • Lot Size Acres: 0.28
  • Subdivision Name: The Crossroads
  • Directions: From Memphis/Southaven, take I-55 south to Nesbit Exit 284. Turn right to head west to Hwy 51. Turn left on Hwy 51. Take 3rd left into Crossroads neighborhood. Stay straight to Fawn Grove Trail. Turn right and house will be on the right
  • New Construction: Yes
  • General Property Information:List PriceSqFt: 143.76
  • Special Features: NewHome

Interior Features

  • AtticFeaturesAttic: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Carpet, Wood, Tile
  • Window Features: Insulated Windows, Low-Emissivity Windows, Screens, Vinyl
  • Fireplace: Yes
  • Appliances: Double Oven, Microwave, Dishwasher, Gas Cooktop, Stainless Steel Appliance(s), Vented Exhaust Fan, Plumbed For Ice Maker, 5 Burner
  • Bathroom Features: Two Shower Heads, Jack/Jill Bath, Separate Tub & Shower, Walk-In Shower, Two Walk-In Closets
  • Door Features: Double Entry, Insulated
  • Fireplace Features: Gas Log, Great Room, Ventless

Exterior Features

  • Disclosures: None
  • Property Condition: Under Construction
  • Roof: Architectural Shingles
  • Patio And Porch Features: Covered, Rear Porch, Front Porch
  • Home Warranty: Yes
  • Pool Private: No
  • General Property Information:Accessibility Features: No
  • Foundation Details: Slab
  • Home Warranty: One Year Builder

Garage/Parking

  • Garage Spaces: 3.0
  • Attached Garage: No
  • Parking Features: See Remarks, Garage Faces Side

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Prewired
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Cooling: Central Air, Electric, Multi Units
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
  • Water Heater: Natural Gas, Over 40 Gallons

Condo/Co-op/Association

  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando
  • Junior High Dist: Desoto CO Dist

Lot Info

  • Parcel #: Unassigned
  • Lot Size Sq Ft: 12196.8

Tax Info

  • Tax Annual Amount: 76.1
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 21, 2022
Closed on
Jan 20, 2023
Sold by
Keith And David Grant Homes Llc
Bought by
Lees Ben and Lees Jade Alexis
Seller's Agent
Sharon Thornton
Bespoke Realty
Buyer's Agent
Sharon Wilson Thornton
Crye-Leike Hernando
List Price
$522,075
Views
59
Current Estimated Value
$477,575

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.07%
Original Mortgage
$452,623
Outstanding Balance
$436,407
Interest Rate
6.15%
Estimated Equity
$41,168
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lees Ben -- Memphis Title
Lees Ben -- Memphis Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lees Ben $452,623
Closed Lees Ben $452,623
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/20/2023 01/20/23 Sold -- -- --
12/17/2022 12/17/22 Pending -- -- --
12/12/2022 12/12/22 Price Changed $469,950 -2.1% $144 / Sq Ft
11/03/2022 11/03/22 Price Changed $479,950 -4.0% $147 / Sq Ft
09/26/2022 09/26/22 Price Changed $499,950 -1.8% $153 / Sq Ft
09/16/2022 09/16/22 Price Changed $508,975 -2.1% $156 / Sq Ft
08/20/2022 08/20/22 Price Changed $519,950 -0.4% $159 / Sq Ft
06/02/2022 06/02/22 For Sale $522,075 -- $160 / Sq Ft
Source: MLS United

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,310 $39,570 $3,500 $36,070
2024 $3,663 $28,565 $3,500 $25,065
2023 $3,663 $3,938 $0 $0
2022 $546 $3,938 $3,938 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS United

MLS Number: 4012253

MLS United

APN: 3081012700006100

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