NOT LISTED FOR SALE

431 Ruskin Loop Hernando, MS 38632

Estimated Value: $464,000 - $503,000

4 Beds
3 Baths
3,269 Sq Ft
$147/Sq Ft Est. Value

Last Sold January 20, 2023

Current estimated payment $2,892/month

197 Days on Market

Highlights

  • New Construction
  • Vaulted Ceiling
  • Wood Flooring
  • Oak Grove Central Elementary School Rated A-
  • Traditional Architecture
  • Main Floor Primary Bedroom

About This Home

As of January 2023

OPEN HOUSE! COME TO MODEL HOME TO VIEW! 30 - 45 Day Close! Grant's Bentley B, with optional sunroom and 3-car garage, is one of our most popular plans. Downstairs features the primary bedroom, with adjoining laundry room, plus another bedroom and full bath on the other side of the house. Up the curved stair case, enjoy the gorgeous overlook to the two-story foyer, as you make your way into the large, open playroom. Two more bedrooms and a Jack and Jill bath are also features you'll enjoy. Upgrades abound, such as hardwood in the primary bedroom, oak treads on the stairs, painted brick exterior, farm sink, tile, backsplash, fireplace surround, plus quartz countertops throughout. The home includes all the standard features Grant is known for, such as hardwood throughout the main living areas, build in double oven and microwave, plus 5-burner gas cook top in the kitchen. The primary bath has separate his and hers vanities, two walk-in closets, and our king spa shower, with double-shower heads, built-in bench, and frameless glass doors. Call listing agent to tour the model home, built from the same Bentley floor plan.

Last Agent to Sell the Property

Sharon Thornton

Grant New Homes Llc Dba Grant & Co. License #S-51908 Listed on: 03/21/2022

Last Buyer's Agent

Sharon Thornton

Grant New Homes Llc Dba Grant & Co. License #S-51908 Listed on: 03/21/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,663

Year Built

  • Built in 2022 | New Construction

Lot Details

  • 0.28 Acre Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Side Facing Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 3,269 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Ventless Fireplace
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Window Screens
  • Double Door Entry
  • Insulated Doors
  • Great Room with Fireplace
  • Combination Kitchen and Living
  • Prewired Security
  • Attic

Kitchen

  • Walk-In Pantry
  • Double Oven
  • Gas Cooktop
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Quartz Countertops
  • Built-In or Custom Kitchen Cabinets
  • Farmhouse Sink

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Dual Closets
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • 3 Full Bathrooms
  • Soaking Tub
  • Multiple Shower Heads
  • Separate Shower

Outdoor Features

  • Rain Gutters
  • Front Porch

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Underground Utilities
  • Natural Gas Connected
  • Cable TV Available

Community Details

  • The Crossroads Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Assessor Parcel Number Unassigned

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,663

Year Built

Built in 2022 | New Construction

Lot Details

0

HOA Fees

$38 per month

Parking

3

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: Two
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2022
  • Lot Size Acres: 0.28
  • Subdivision Name: The Crossroads
  • Directions: From Memphis/Southaven, take I-55 south to Nesbit Exit 284. Turn right to head west to Hwy 51. Turn left on Hwy 51. Take 3rd left into Crossroads neighborhood. Stay straight to Fawn Grove Trail. Turn right and house will be on the right
  • New Construction: Yes
  • Appliances Microwave: Yes
  • General Property Information:New Construction: Yes
  • Special Features: NewHome

Interior Features

  • Appliances: Dishwasher, Double Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker, Stainless Steel Appliance(s), Vented Exhaust Fan
  • AtticFeaturesAttic: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Double Entry, Insulated
  • Fireplace Features: Gas Log, Great Room, Ventless
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Ceiling Fan(s), His and Hers Closets, Kitchen Island, Primary Downstairs, Soaking Tub, Vaulted Ceiling(s), Walk-In Closet(s)
  • Window Features: Insulated Windows, Low Emissivity Windows, Screens, Vinyl
  • Fireplace: Yes
  • ResoLivingAreaSource: Builder
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Kitchen Features:Kitchen Island2: Yes
  • Kitchen Features:KitchenFamily Room Combo: Yes
  • Kitchen Features:Walk-in Pantry: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Gas Cooktop: Yes
  • Attic Features:Ridge Vent: Yes
  • Interior Features:Primary Downstairs: Yes
  • Bathroom Features:Walk-In Shower: Yes
  • Fireplace Features:Great Room2: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Soaking Tub: Yes
  • Kitchen Features:Custom Cabinets: Yes
  • Kitchen Features:Quartz Counters: Yes
  • Interior Features:His and Hers Closets: Yes
  • Bathroom Features:Two Shower Heads: Yes
  • Bathroom Features:Two Walk-In Closets: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Appliances:Vented Exhaust Fan: Yes
  • Kitchen Features:Farm Sink: Yes
  • Bathroom Features:JackJill Bath: Yes
  • Appliances:Plumbed For Ice Maker: Yes
  • Fireplace Features:Ventless: Yes

Exterior Features

  • Disclosures: None
  • Exterior Features: Rain Gutters
  • Foundation Details: Slab
  • Roof: Architectural Shingles
  • Patio And Porch Features: Front Porch, Rear Porch
  • Pool Private: No
  • Construction Type: Brick
  • General Property Information:Accessibility Features: No
  • Patio And Porch Features:Patio - Covered: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Window Features:Screens: Yes
  • Window Features:Vinyl2: Yes
  • Exterior Features:Rain Gutters: Yes
  • Door Features:Double Entry: Yes
  • Driveway Features:Side Entrance: Yes
  • Window Features:Insulated Windows: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Door Features:Insulated: Yes
  • Window Features:Low Emissivity Windows: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Garage Faces Side, See Remarks
  • Attached Garage: No
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:See Remarks3: Yes
  • General Property Information:Garage Spaces: 3.0

Utilities

  • Cooling: Central Air, Electric, Multi Units
  • Heating: Central, Natural Gas
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Security: Prewired
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Tax and Financial Information:Association Fee: 450.0
  • Tax and Financial Information:Association Fee Frequency: Annually
  • Association Fee Includes:Other19: Yes

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando

Lot Info

  • Parcel #: Unassigned
  • Lot Size Sq Ft: 12196.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 76.1
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 21, 2022
Closed on
Jan 20, 2023
Sold by
Keith And David Grant Homes Llc
Bought by
Lees Ben and Lees Jade Alexis
Seller's Agent
Sharon Thornton
Grant New Homes Llc Dba Grant & Co.
Buyer's Agent
Sharon Thornton
Grant New Homes Llc Dba Grant & Co.
List Price
$522,075
Views
61
Current Estimated Value
$480,758

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.18%
Original Mortgage
$452,623
Outstanding Balance
$438,464
Interest Rate
6.15%
Estimated Equity
$40,288
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lees Ben -- Memphis Title
Lees Ben -- Memphis Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lees Ben $452,623
Closed Lees Ben $452,623
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/20/2023 01/20/23 Sold -- -- --
12/17/2022 12/17/22 Pending -- -- --
12/12/2022 12/12/22 Price Changed $469,950 -2.1% $144 / Sq Ft
11/03/2022 11/03/22 Price Changed $479,950 -4.0% $147 / Sq Ft
09/26/2022 09/26/22 Price Changed $499,950 -1.8% $153 / Sq Ft
09/16/2022 09/16/22 Price Changed $508,975 -2.1% $156 / Sq Ft
08/20/2022 08/20/22 Price Changed $519,950 -0.4% $159 / Sq Ft
06/02/2022 06/02/22 For Sale $522,075 -- $160 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,663 $28,565 $3,500 $25,065
2023 $3,663 $3,938 $0 $0
2022 $546 $3,938 $3,938 $0
Source: Public Records

Agents Affiliated with this Home

  • Sharon Thornton

    Seller's Agent in 2023

    Sharon Thornton

    Grant New Homes Llc Dba Grant & Co.

    70 in this area

    99 Total Sales

    Sharon Thornton
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Map

Source: MLS United

MLS Number: 4012253

MLS United

APN: 3081012700006100

Mississippi DeSoto County Hernando 38632

431 Ruskin Loop, Hernando, MS

This home is located at 431 Ruskin Loop, Hernando, MS 38632 since 21 March 2022 and is currently estimated at $480,758, approximately $147 per square foot. This property was built in 2022. 431 Ruskin Loop is a home located in DeSoto County with nearby schools including Oak Grove Central Elementary School, Hernando Elementary School, and Hernando Hills Elementary.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.

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