431 Summer Lake Dr Bedford, IN 47421
Estimated payment $6,126/month
Highlights
- Golf Course Community
- Waterfront
- Vaulted Ceiling
- Primary Bedroom Suite
- Lake, Pond or Stream
- Wood Flooring
About This Home
Stonecrest Golf Course Luxury Estate. Set on nearly an acre overlooking the Stonecrest golf course and pond, this 7,318 sq ft, 2-story estate with a finished walk-out basement blends elegance, comfort, and function. Featuring 4+ bedrooms, 5.5 baths, and a 6-car garage (1,895 sq ft) with epoxy floors and 4 EV chargers, this home was designed for both everyday living and grand entertaining. The main level showcases a grand foyer, office/library, formal dining, and a vaulted great room with abundant natural light and a floor-to-ceiling stone fireplace. The chef’s kitchen offers custom cabinetry, striking granite counters, Sub-Zero refrigerator, 6-burner gas cooktop with pot filler, double ovens, convection oven, microwave, and wine chiller. A sunroom and new Trex deck overlook the heated indoor pool. The primary suite includes a sitting room with fireplace, dual closets (one over 400 sq ft), and a spa bath with double vanities, soaking tub, new tile walk-in shower, and private water closet. Upstairs are the other two en-suite bedrooms and a massive laundry room. The lower level offers two rec rooms, a movie room, fully equipped gym, kitchenette, and abundant storage. Engineered hardwood floors, crown molding, and custom built-ins elevate the home throughout. Recent upgrades include new roof, new HVAC systems, exterior paint, and aluminum fencing. This property combines striking design, modern upgrades, and resort-style amenities in one of Stonecrest’s most desirable settings. Full list of features and updates are available.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,613
Year Built
- Built in 2001
Lot Details
- 0.94 Acre Lot
- Waterfront
- Aluminum or Metal Fence
- Landscaped
- Level Lot
- Irrigation
HOA Fees
- $85 Monthly HOA Fees
Parking
- 6 Car Attached Garage
- Heated Garage
- Garage Door Opener
- Driveway
Home Design
- Poured Concrete
- Shingle Roof
- Cement Board or Planked
Interior Spaces
- 2-Story Property
- Built-in Bookshelves
- Built-In Features
- Crown Molding
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- 2 Fireplaces
- Fireplace With Gas Starter
- Entrance Foyer
- Great Room
- Formal Dining Room
- Water Views
Kitchen
- Eat-In Kitchen
- Walk-In Pantry
- Double Convection Oven
- Kitchen Island
- Stone Countertops
- Built-In or Custom Kitchen Cabinets
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
- Bidet
- Whirlpool Bathtub
- Bathtub With Separate Shower Stall
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- 1 Bathroom in Basement
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Eco-Friendly Details
- Energy-Efficient HVAC
Outdoor Features
- Sun Deck
- Lake, Pond or Stream
- Enclosed Patio or Porch
Schools
- Needmore Elementary School
- Oolitic Middle School
- Bedford-North Lawrence High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Geothermal Heating and Cooling
- Heating System Uses Gas
- ENERGY STAR Qualified Water Heater
- Private Sewer
Listing and Financial Details
- Assessor Parcel Number 47-04-01-441-004.000-007
Community Details
Overview
- Stone Crest / Stonecrest Subdivision
- Electric Vehicle Charging Station
Recreation
- Waterfront Owned by Association
- Golf Course Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,613 | $961,800 | $54,100 | $907,700 |
| 2023 | $4,668 | $926,000 | $51,800 | $874,200 |
| 2022 | $8,074 | $830,800 | $50,000 | $780,800 |
| 2021 | $7,017 | $568,900 | $48,600 | $520,300 |
| 2020 | $5,318 | $552,600 | $48,100 | $504,500 |
| 2019 | $5,266 | $533,600 | $47,700 | $485,900 |
| 2018 | $5,089 | $507,200 | $47,200 | $460,000 |
| 2017 | $4,894 | $492,100 | $47,200 | $444,900 |
| 2016 | $4,682 | $483,500 | $46,800 | $436,700 |
| 2014 | $4,707 | $483,400 | $45,800 | $437,600 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/13/2025 09/13/25 | For Sale | $999,000 | +14.8% | $137 / Sq Ft |
| 11/30/2021 11/30/21 | Sold | $870,000 | -3.3% | $123 / Sq Ft |
| 07/22/2021 07/22/21 | For Sale | $899,999 | +95.7% | $128 / Sq Ft |
| 03/21/2014 03/21/14 | Sold | $460,000 | -16.3% | $64 / Sq Ft |
| 03/01/2014 03/01/14 | Pending | -- | -- | -- |
| 02/10/2014 02/10/14 | For Sale | $549,900 | -- | $76 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $870,000 | None Available | |
| Warranty Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $609,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $368,000 | Purchase Money Mortgage | |
| Previous Owner | $600,000 | Commercial |
Source: Indiana Regional MLS
MLS Number: 202537069
APN: 47-04-01-441-004.000-007
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