NOT LISTED FOR SALE

431 W 3rd St Loveland, CO 80537

Estimated Value: $437,424 - $494,000

2 Beds
1 Bath
1,734 Sq Ft
$271/Sq Ft Est. Value

Last Sold July 21, 2021

Last sale price $409,000 $236 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $2,625/month

4 Days on Market

Highlights

  • Open Floorplan
  • No HOA
  • Home Office
  • Wood Flooring
  • Cottage
  • Wood Frame Window

About This Home

As of July 2021

Not in a Metro District and no HOA! Charming house in downtown Loveland! Located within walking distance of restaurants, shops, and breweries, adjacent to the beautiful Westside Park. Alley access to the detached 2 car garage. 2 bedrooms and 1 bathroom on the main level, finished basement. The living room, dining room and kitchen have an open floor plan. Hardwood floors are throughout the house with the exception of the kitchen and the basement. Some charming features include crown molding, built-in hallway storage closet and drawers. Sprinkler system, extra storage building, garage door opener. Clawfoot tub in bathroom with shower, bedrooms have nice closets. The basement is finished and plenty of space for a non conforming bedroom, office, storage, etc. The backyard is spacious and well cared for. This is a great place for entertaining!

Last Agent to Sell the Property

Cliff Johnson

Realty One Group Fourpoints Listed on: 06/17/2021

Realty One Group Fourpoints

Last Buyer's Agent

Amanda Gentile

Canopy Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,878

Year Built

  • Built in 1918

Lot Details

  • 6,675 Sq Ft Lot
  • Wood Fence
  • Level Lot
  • Sprinkler System

Parking

  • 2 Car Detached Garage
  • Alley Access
  • Driveway Level

Home Design

  • Cottage
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 1,734 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Window Treatments
  • Wood Frame Window
  • Family Room
  • Dining Room
  • Home Office
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Primary bathroom on main floor

Finished Basement

  • Partial Basement
  • Laundry in Basement

Outdoor Features

  • Outdoor Storage

Schools

  • Garfield Elementary School
  • Bill Reed Middle School
  • Thompson Valley High School

Utilities

  • Cooling Available
  • Forced Air Heating System

Community Details

  • No Home Owners Association
  • Davis Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0405922

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,878

Year Built

Built in 1918

Lot Details

0

Parking

2

Listing Details

  • Year Built: 1918
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.15
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Davis
  • Directions: North of 1st St on Harrison Ave., West on 3rd St.
  • Above Grade Finished Sq Ft: 1014
  • Architectural Style: Cottage/Bung, Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1734
  • Special Features: None
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Refrigerator, Microwave, Disposal
  • Accessibility Features: Level Lot, Level Drive, Main Floor Bath, Main Level Bedroom
  • Has Basement: Partial, 90%+ Finished Basement
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 720
  • Flooring: Wood Floors
  • Interior Amenities: Study Area, Eat-in Kitchen, Separate Dining Room, Open Floorplan, 9ft+ Ceilings, Crown Molding
  • Living Area: 1734
  • Window Features: Window Coverings, Wood Frames
  • Dining Room Features: Wood Floor
  • IRESDS_HasFamilyRoom: Yes
  • Living Room Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 120
  • Master Bedroom Master Bedroom Width: 12
  • Room Family Room Area: 99
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Wood Floor
  • Master Bedroom Features: Wood Floor
  • Room Family Room Level: Basement
  • Room Kitchen Features: Vinyl Floor
  • Room Living Room Area: 276
  • Family Room Features: Carpet
  • Living Room Features: Wood Floor
  • Room Kitchen Area: 180
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 132
  • Room Dining Room Area: 108
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Wood
  • Lot Features: Curbs, Gutters, Sidewalks, Lawn Sprinkler System, Within City Limits
  • Waterfront: No
  • Construction Type: Wood/Frame
  • Other Structures: Storage
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Alley Access
  • IRESDS_GarageType: Detached

Utilities

  • Cooling: Ceiling Fan(s)
  • Heating: Forced Air
  • Utilities: Natural Gas Available
  • Laundry Features: Washer/Dryer Hookups, In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Garfield
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: Res
  • Lot Size Sq Ft: 6675
  • Parcel #: R0405922
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 1878

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 9, 2024
Sold by
Root Robert C
Bought by
Rootworks Llc
Current Estimated Value
$469,606

Purchase Details

Listed on
Jun 17, 2021
Closed on
Jul 21, 2021
Sold by
Jennings Katie Ashton
Bought by
Root Robert C
Seller's Agent
Cliff Johnson
Realty One Group Fourpoints
Buyer's Agent
Amanda Gentile
Canopy Real Estate
List Price
$400,000
Sold Price
$409,000
Premium/Discount to List
$9,000
2.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.29%
Original Mortgage
$339,000
Interest Rate
2.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 10, 2021
Sold by
Johnson Katie Ashton
Bought by
Jennings Katie Ashton

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 25, 2019
Sold by
Johnson Katie A
Bought by
Johnson Katie Ashton

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,000
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 19, 2011
Sold by
Oneill Francis Patrick and Thompson Staci K
Bought by
Johnson Katie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,947
Interest Rate
4.62%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 29, 2003
Sold by
Urban Ii James P and Urban Linda L
Bought by
Oneill Francis Patrick and Thompson Staci K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,000
Interest Rate
6.08%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 29, 1999
Sold by
Urban Ii James P and Urban James P
Bought by
Urban Ii James P and Urban Linda L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,635
Interest Rate
7%

Purchase Details

Closed on
Apr 21, 1997
Sold by
Edmondson G Laurene
Bought by
Urban James P and Urban Ii James P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,850
Interest Rate
8.5%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rootworks Llc -- None Listed On Document
Root Robert C $409,000 Fidelity National Title
Jennings Katie Ashton -- Heritage Title Co
Johnson Katie Ashton -- Colorado Escrow & Title
Johnson Katie A $155,900 Tggt
Oneill Francis Patrick $167,500 Land Title
Urban Ii James P -- Security Title
Urban James P $95,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Root Robert C $339,000
Previous Owner Jennings Katie Ashton $255,000
Previous Owner Johnson Katie Ashton $217,000
Previous Owner Johnson Katie A $151,947
Previous Owner Oneill Francis Patrick $134,000
Previous Owner Urban Ii James P $86,635
Previous Owner Urban James P $85,850
Closed Oneill Francis Patrick $16,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/10/2021 11/10/21 Off Market $409,000 -- --
07/21/2021 07/21/21 Sold $409,000 +2.3% $236 / Sq Ft
06/17/2021 06/17/21 For Sale $400,000 -- $231 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,940 $27,993 $2,814 $25,179
2024 $1,871 $27,993 $2,814 $25,179
2022 $1,933 $24,290 $2,919 $21,371
2021 $1,986 $24,989 $3,003 $21,986
2020 $1,878 $23,616 $3,003 $20,613
2019 $1,846 $23,616 $3,003 $20,613
2018 $1,632 $19,829 $3,024 $16,805
2017 $1,405 $19,829 $3,024 $16,805
2016 $1,032 $14,065 $3,343 $10,722
2015 $1,023 $14,060 $3,340 $10,720
2014 $893 $11,870 $3,340 $8,530
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: IRES MLS

MLS Number: 943506

IRES MLS

APN: 95144-47-009