$115,000

432 5th St SE Saint Cloud, MN 56304

Estimated payment $678/month

Total Views 650
2 Beds
1 Bath
781 Sq Ft
$147 Price per Sq Ft

Highlights

  • No HOA
  • Living Room
  • Forced Air Heating and Cooling System

About This Home

Step into this freshly painted 2 bedroom home offering charm, character, and a cozy layout perfect for a starter home or investment opportunity! With 780 square feet of thoughtfully used space, this home welcomes you in with a cute front porch and beautiful French doors that open to a light-filled living room. The upper level features two bedrooms in a unique walk through layout - ideal for a home office, guest space, or creative studio setup. Some updated light fixtures add a modern touch, while original floors may need a little TLC, offering an opportunity to make it your own. Outside, enjoy the convenience of a detached 1.5 stall garage with two garage doors, providing great storage or work space potential.

Listing Agent

Andrew Zabel

Edina Realty, Inc. Listed on: 10/01/2025

Edina Realty, Inc.

Co-Listing Agent

Oscar Castellanos

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $790

Year Built

  • Built in 1925

Lot Details

  • 2,914 Sq Ft Lot
  • Lot Dimensions are 62x47

Parking

  • 2 Car Garage

Interior Spaces

  • 781 Sq Ft Home
  • 1.5-Story Property
  • Living Room
  • Unfinished Basement
  • Partial Basement
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • A A Wrights Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 170048400

Home Details

Home Type

Single Family

Est. Annual Taxes

$790

Year Built

Built in 1925

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1925
  • Above Grade Finished Sq Ft: 781
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partial, Unfinished
  • Appliances: Dryer, Range, Refrigerator, Washer
  • Living Area: 781
  • Fireplace: No
  • Basement YN: Yes
  • Dining Room Type: Dining Room, Living Room, Bedroom 1, Bedroom 2

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less
  • PatioPorchType: Enclosed,Front Porch

Garage/Parking

  • Parking Features: Detached

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),French Doors,Hardwood Floors,Porch

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 62x47
  • Lot Size Sq Ft: 2914
  • Land Lease: No
  • Lot Features: Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 170048400
  • Tax Annual Amount: 790
  • TaxWithAssessments: 800.0000

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $800 $89,800 $15,000 $74,800
2024 $862 $89,800 $15,000 $74,800
2023 $740 $89,800 $15,000 $74,800
2022 $620 $79,500 $15,000 $64,500
2021 $600 $64,200 $15,000 $49,200
2018 $598 $35,000 $11,986 $23,014
2017 $598 $33,700 $11,993 $21,707
2016 $590 $54,500 $20,000 $34,500
2015 $610 $32,700 $12,000 $20,700
2014 -- $35,200 $11,993 $23,207
2013 -- $35,200 $11,993 $23,207
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/01/2025 10/01/25 For Sale $115,000 -- $147 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Limited Warranty Deed $33,900 Quarry Title
Warranty Deed $103,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $27,120 Commercial
Previous Owner $20,600 Credit Line Revolving
Source: Public Records

Source: NorthstarMLS

MLS Number: 6797887

NorthstarMLS

APN: 17.00484.00