NOT LISTED FOR SALE

432 5th St SE Saint Cloud, MN 56304

Estimated Value: $130,073

2 Beds
1 Bath
781 Sq Ft
$167/Sq Ft Est. Value

Sale Details

Date Sold: October 30, 2025

Last sale price $131,500 $168 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $769 / mo

9 Days on Market

Highlights

  • No HOA
  • Forced Air Heating and Cooling System
  • Dining Room
  • Living Room

About This Home

As of October 2025

Step into this freshly painted 2 bedroom home offering charm, character, and a cozy layout perfect for a starter home or investment opportunity! With 780 square feet of thoughtfully used space, this home welcomes you in with a cute front porch and beautiful French doors that open to a light-filled living room. The upper level features two bedrooms in a unique walk through layout - ideal for a home office, guest space, or creative studio setup. Some updated light fixtures add a modern touch, while original floors may need a little TLC, offering an opportunity to make it your own. Outside, enjoy the convenience of a detached 1.5 stall garage with two garage doors, providing great storage or work space potential.

Last Agent to Sell the Property

Andrew Zabel

Edina Realty, Inc Listed on: 10/01/2025

Edina Realty, Inc

Co-Listed By

Oscar Castellanos

Edina Realty, Inc

Last Buyer's Agent

Hannah Rasmussen

Edina Realty, Inc

Edina Realty, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $790

Year Built

  • Built in 1925

Lot Details

  • 2,914 Sq Ft Lot
  • Lot Dimensions are 62x47
  • Few Trees

Parking

  • 2 Car Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 781 Sq Ft Home
  • 1.5-Story Property
  • Living Room
  • Dining Room
  • Unfinished Basement
  • Partial Basement
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • A A Wrights Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 170048400

Home Details

Home Type

Single Family

Est. Annual Taxes

$790

Year Built

Built in 1925

Lot Details

2,914 Sq Ft Lot

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1925
  • Above Grade Finished Sq Ft: 781
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partial, Unfinished
  • Appliances: Dryer, Range, Refrigerator, Washer
  • Living Area: 781
  • Fireplace: No
  • Basement YN: Yes
  • Dining Room Type: Dining Room, Living Room, Bedroom 1, Bedroom 2

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less
  • PatioPorchType: Enclosed,Front Porch

Garage/Parking

  • Parking Features: Detached

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),French Doors,Hardwood Floors,Porch

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 62x47
  • Lot Size Sq Ft: 2914
  • Land Lease: No
  • Lot Features: Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 170048400
  • Tax Annual Amount: 790
  • TaxWithAssessments: 800.0000

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 1, 2025
Closed on
Oct 30, 2025
Sold by
Bought by
Seller's Agent
Andrew Zabel
Edina Realty, Inc
Buyer's Agent
Hannah Rasmussen
Edina Realty, Inc
List Price
$115,000
Sold Price
$131,500
Premium/Discount to List
$16,500
14.35%
Views
54
Current Estimated Value
$130,073

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,427
Avg. Annual Appreciation
-1.66%
Original Mortgage
$124,925
Outstanding Balance
$124,925
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$5,148

Purchase Details

Closed on
Aug 26, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,600
Interest Rate
5.8%
Mortgage Type
Credit Line Revolving
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$131,500 Edina Realty Title
$103,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $124,925
Previous Owner $20,600
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/30/2025 10/30/25 Sold $131,500 +14.3% $168 / Sq Ft
10/10/2025 10/10/25 Pending -- -- --
10/01/2025 10/01/25 For Sale $115,000 -- $147 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $800 $89,800 $15,000 $74,800
2024 $862 $89,800 $15,000 $74,800
2023 $740 $89,800 $15,000 $74,800
2022 $620 $79,500 $15,000 $64,500
2021 $600 $64,200 $15,000 $49,200
2018 $598 $35,000 $11,986 $23,014
2017 $598 $33,700 $11,993 $21,707
2016 $590 $54,500 $20,000 $34,500
2015 $610 $32,700 $12,000 $20,700
2014 -- $35,200 $11,993 $23,207
2013 -- $35,200 $11,993 $23,207
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6797887

NorthstarMLS

APN: 17.00484.00

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