
432 Bay Ln Willsboro, NY 12996
Estimated payment $1,249/month
Highlights
- Access To Lake
- Open Floorplan
- Loft
- Lake View
- Wood Flooring
- Wrap Around Porch
About This Home
Welcome to your dream lakeside retreat! This charming 3-bedroom camp perfectly blends rustic character with modern comforts, nestled in a serene community on beautiful Willsboro Bay. Enjoy full access to the lake just steps from your door—without the burden of lakefront property taxes. Spend your days swimming, kayaking, or mooring your boat just offshore from the private beach area shared by the community. Unwind on the expansive wrap-around porch with lake views or gather with friends around the stone patio fire pit under the stars. Inside, you'll find a beautifully updated kitchen and bathroom, cozy bedrooms, and an open-plan kitchen and living area perfect for entertaining or relaxing after a day on the water. The camp also includes a new washer/dryer combo for convenience.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,677
Year Built
- Built in 1900
Lot Details
- 0.5 Acre Lot
- Landscaped
- Level Lot
- Cleared Lot
Home Design
- Camp Architecture
- Pillar, Post or Pier Foundation
- Wood Siding
Interior Spaces
- 896 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Blinds
- Drapes & Rods
- Family Room
- Dining Room
- Loft
- Lake Views
Kitchen
- Electric Oven
- Microwave
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Laundry
- Laundry closet
- Washer and Dryer
Parking
- Gravel Driveway
- Additional Parking
- Off-Street Parking
Outdoor Features
- Access To Lake
- Wrap Around Porch
- Exterior Lighting
Utilities
- Window Unit Cooling System
- Baseboard Heating
- 200+ Amp Service
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 20.20-1-75
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $1,605 | $112,000 | $49,400 | $62,600 |
2023 | $1,606 | $102,000 | $49,400 | $52,600 |
2022 | $1,530 | $96,000 | $49,000 | $47,000 |
2021 | $1,325 | $66,000 | $34,000 | $32,000 |
2020 | $1,268 | $66,000 | $34,000 | $32,000 |
2019 | $1,183 | $59,000 | $36,000 | $23,000 |
2018 | $1,924 | $59,000 | $36,000 | $23,000 |
2017 | $1,138 | $59,000 | $36,000 | $23,000 |
2016 | $1,038 | $53,000 | $27,000 | $26,000 |
2015 | -- | $53,000 | $27,000 | $26,000 |
2014 | -- | $53,000 | $27,000 | $26,000 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/17/2025 08/17/25 | Pending | -- | -- | -- |
06/18/2025 06/18/25 | Price Changed | $205,000 | 0.0% | $229 / Sq Ft |
06/18/2025 06/18/25 | Price Changed | $205,000 | -14.5% | $229 / Sq Ft |
05/27/2025 05/27/25 | For Sale | $239,900 | 0.0% | $268 / Sq Ft |
05/26/2025 05/26/25 | Pending | -- | -- | -- |
05/22/2025 05/22/25 | For Sale | $239,900 | -- | $268 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | -- | None Available | |
Warranty Deed | $90,000 | None Available | |
Warranty Deed | -- | -- | |
Land Contract | $52,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $72,000 | Purchase Money Mortgage |
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Source: Adirondack-Champlain Valley MLS
MLS Number: 204656
APN: 155200-020-020-0001-075-000-0000
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