$205,000
$35K PRICE DROP

432 Bay Ln Willsboro, NY 12996

Estimated payment $1,276/month

Total Views 6,912
3 Beds
1 Bath
896 Sq Ft
$229 Price per Sq Ft

Highlights

  • Popular Property
  • Lake View
  • Wood Flooring
  • Access To Lake
  • Open Floorplan
  • Loft

About This Home

Welcome to your dream lakeside retreat! This charming 3-bedroom camp perfectly blends rustic character with modern comforts, nestled in a serene community on beautiful Willsboro Bay. Enjoy full access to the lake just steps from your door—without the burden of lakefront property taxes. Spend your days swimming, kayaking, or mooring your boat just offshore from the private beach area shared by the community. Unwind on the expansive wrap-around porch with lake views or gather with friends around the stone patio fire pit under the stars. Inside, you'll find a beautifully updated kitchen and bathroom, cozy bedrooms, and an open-plan kitchen and living area perfect for entertaining or relaxing after a day on the water. The camp also includes a new washer/dryer combo for convenience.

Listing Agent

Scott Neverett

TopNetRealty.com. Inc. License #10401224678 Listed on: 05/27/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,677

Year Built

  • Built in 1900

Lot Details

  • 0.5 Acre Lot
  • Landscaped
  • Level Lot
  • Cleared Lot

Home Design

  • Camp Architecture
  • Pillar, Post or Pier Foundation
  • Wood Siding

Interior Spaces

  • 896 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Blinds
  • Drapes & Rods
  • Family Room
  • Dining Room
  • Loft
  • Lake Views

Kitchen

  • Electric Oven
  • <<microwave>>

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry closet
  • Washer and Dryer

Parking

  • Gravel Driveway
  • Additional Parking
  • Off-Street Parking

Outdoor Features

  • Access To Lake
  • Wrap Around Porch
  • Exterior Lighting

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • 200+ Amp Service
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 20.20-1-75

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,677

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: See Remarks
  • Lot Size Acres: 0.5
  • Water Body Name: Lake Champlain
  • Directions: From NY-22.. turn onto Town Rd, drive 1.4 miles to a (R) on Bay Lane, keep left to 432 Bay Lane
  • Above Grade Finished Sq Ft: 896.0
  • Architectural Style: Camp
  • Unit Levels: Two
  • Year Built: 1900
  • Financial Details School Taxes: 973.0
  • Financial Details Village Taxes: 704.0
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • School Taxes Description: Estimated
  • Room Types:Dining Room2: Yes
  • Village Taxes Description: Estimated
  • Room Types:Loft: Yes
  • Room Types:Family Room2: Yes
  • Special Features: None

Interior Features

  • Appliances: Electric Oven, Microwave, Refrigerator, Washer/Dryer
  • Has Basement: None
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Hardwood, Vinyl
  • Interior Amenities: Ceiling Fan(s), Open Floorplan
  • Living Area: 896.0
  • Stories: 2
  • Window Features: Blinds, Drapes, Window Treatments
  • Basement:None3: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances:Electric Oven: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Cleared, Landscaped, Level, Views
  • View: Lake
  • Waterfront: No
  • Construction Type: Wood Siding
  • Exterior Features: Lake Access Steps, Lighting
  • Foundation Details: Pillar/Post/Pier
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Front Porch, Wrap Around
  • Roof: Asphalt
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Construction Materials:Wood Siding: Yes
  • Lot Features:Views: Yes
  • Exterior Features:Lighting: Yes
  • Patio And Porch Features:Covered2: Yes
  • Lot Features:Landscaped: Yes
  • Exterior Features:Lake Access Steps: Yes
  • Window Features:Window Treatments: Yes
  • Window Features:Blinds: Yes
  • Window Features:Drapes: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Additional Parking, Gravel, Off Street
  • Parking Features:Gravel: Yes
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Laundry Closet
  • Cooling: Window Unit(s)
  • Cooling Y N: Yes
  • Heating: Baseboard, Electric
  • Heating Yn: Yes
  • Electric: 200+ Amp Service, Circuit Breakers
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: See Remarks
  • Heating:Baseboard: Yes
  • Heating:Electric4: Yes
  • Sewer Septic Tank: Yes

Schools

  • Junior High Dist: Willsboro

Lot Info

  • Lot Size Sq Ft: 21780.0
  • Parcel #: 20.20-1-75

Rental Info

  • Lease Term: None

Tax Info

  • Tax Annual Amount: 1677.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,605 $112,000 $49,400 $62,600
2023 $1,606 $102,000 $49,400 $52,600
2022 $1,530 $96,000 $49,000 $47,000
2021 $1,325 $66,000 $34,000 $32,000
2020 $1,268 $66,000 $34,000 $32,000
2019 $1,183 $59,000 $36,000 $23,000
2018 $1,924 $59,000 $36,000 $23,000
2017 $1,138 $59,000 $36,000 $23,000
2016 $1,038 $53,000 $27,000 $26,000
2015 -- $53,000 $27,000 $26,000
2014 -- $53,000 $27,000 $26,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/18/2025 06/18/25 Price Changed $205,000 0.0% $229 / Sq Ft
06/18/2025 06/18/25 Price Changed $205,000 -14.5% $229 / Sq Ft
05/27/2025 05/27/25 For Sale $239,900 0.0% $268 / Sq Ft
05/22/2025 05/22/25 For Sale $239,900 -- $268 / Sq Ft
Source: Adirondack-Champlain Valley MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Available
Warranty Deed $90,000 None Available
Warranty Deed -- --
Land Contract $52,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $72,000 Purchase Money Mortgage
Source: Public Records

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Source: Adirondack-Champlain Valley MLS

MLS Number: 204656

APN: 155200-020-020-0001-075-000-0000