NOT LISTED FOR SALE

432 Humphrey St Unit 3 Swampscott, MA 01907

Estimated Value: $588,000 - $680,000

1 Bed
1.5 Baths
1,209 Sq Ft
$518/Sq Ft Est. Value

Last Sold April 29, 2022

Last sale price $519,000 $429 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $4,112/month

11 Days on Market

Highlights

  • Marina
  • Golf Course Community
  • Waterfront
  • Swampscott High School Rated A-
  • Medical Services
  • 1-minute walk to Fishermans Beach

About This Home

As of April 2022

This is Beach living at it's finest! Live on vacation all year while enjoying amazing location across from Fisherman's Beach and near all town conveniences. Ocean peeks from your private deck or many oversized windows. Beautifully updated kitchen has stainless appliances, granite countertops and plenty of cabinets. Design is today's modern palette and ready for you to move right in..pick out your own custom flooring in main LR area and with credit offered ...nothing else to do here. Warm hardwood throughout stairs, landing areas and generously sized bedroom. Stay warm during the chilly early spring months and cool in summer with Central heat/AC.Open concept living maximizes the plentiful natural light Private garage (with bonus storage room) and additional deeded off-street parking. Convenient in unit laundry is included in sale. Reasonable condo fee in a professionally managed, solid association with great reserves. You can really have it all here! Turnkey home ready for summer.

Last Agent to Sell the Property

Shannon Barror

Keller Williams Realty Evolution Listed on: 02/24/2022

Keller Williams Realty Evolution

Last Buyer's Agent

Adrienne Okeefe

Century 21 North East

Century 21 North East

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,516

Year Built

  • Built in 1984 | Remodeled

Lot Details

  • Waterfront
  • End Unit

HOA Fees

  • $300 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Tuck Under Parking
  • Parking Storage or Cabinetry
  • Garage Door Opener
  • Open Parking
  • Off-Street Parking
  • Deeded Parking
  • Assigned Parking

Home Design

  • Entry on the 2nd floor
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,209 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Skylights
  • Decorative Lighting
  • Light Fixtures
  • Insulated Windows
  • Picture Window
  • French Doors
  • Insulated Doors
  • Home Office
  • Exterior Basement Entry

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops

Flooring

  • Plywood
  • Laminate
  • Marble
  • Tile

Bedrooms and Bathrooms

  • 1 Bedroom
  • Primary bedroom located on third floor
  • Dual Closets
  • Double Vanity
  • Bathtub with Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Security Gate
  • Intercom

Location

  • Property is near public transit
  • Property is near schools

Schools

  • SHS High School

Utilities

  • Forced Air Heating and Cooling System
  • 1 Cooling Zone
  • 1 Heating Zone
  • Heat Pump System
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Energy-Efficient Thermostat
  • Deck

Listing and Financial Details

  • Assessor Parcel Number 2167920

Community Details

Overview

  • Association fees include insurance, maintenance structure, ground maintenance, snow removal, trash, reserve funds
  • 28 Units
  • Chaisson's Cove Community

Amenities

  • Medical Services
  • Shops
  • Coin Laundry

Recreation

  • Marina
  • Golf Course Community
  • Park
  • Jogging Path

Pet Policy

  • Breed Restrictions

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,516

Year Built

Built in 1984 | Remodeled

Lot Details

0

HOA Fees

$300 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Structure Type: Townhouse
  • Year Built: 1984
  • Buyer Agency Type: %
  • Entry Level: 2
  • Transaction Broker Type: %
  • Year Built Details: Approximate
  • SUB AGENCY OFFERED: No
  • Year Round: Yes
  • Compensation Based On: Net Sale Price
  • ResoPropertyType: Residential
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Flooring: Wood, Plywood, Tile, Marble, Flooring - Hardwood
  • Interior Amenities: Balcony - Interior, Cable Hookup, High Speed Internet Hookup, Open Floorplan, Lighting - Overhead, Office, Internet Available - Broadband
  • Door Features: Insulated Doors, French Doors
  • Entry Location: Unit Placement(Upper)
  • Fireplace YN: No
  • Appliances: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer, Electric Water Heater,Tank Water Heater, Utility Connections for Electric Range, Utility Connections for Electric Oven, Utility Connections for Electric Dryer
  • Total Bedrooms: 1
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Main Level Bathrooms: 1
  • Room Master Bedroom Features: Closet, Flooring - Hardwood, Cable Hookup, High Speed Internet Hookup, Lighting - Overhead, Closet - Double
  • Room Master Bedroom Level: Third
  • Bathroom 1 Features: Bathroom - Half, Flooring - Marble, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Dryer Hookup - Electric, Remodeled, Washer Hookup, Lighting - Sconce
  • Bathroom 1 Level: Main
  • Bathroom 2 Level: Third
  • Bathroom 2 Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub & Shower, Flooring - Marble, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded, Double Vanity, Remodeled, Lighting - Sconce, Lighting - Overhead
  • Room Dining Room Features: Flooring - Laminate, Open Floorplan
  • Room Dining Room Level: Main
  • Room Kitchen Level: Main
  • Room Kitchen Features: Flooring - Laminate, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded, Open Floorplan, Remodeled, Stainless Steel Appliances, Lighting - Overhead
  • Laundry Features: Second Floor, In Unit, Washer Hookup
  • Room Living Room Level: Main
  • Room Living Room Features: Skylight, Vaulted Ceiling(s), Window(s) - Picture, Balcony - Interior, French Doors, Cable Hookup, Deck - Exterior, Exterior Access, High Speed Internet Hookup, Open Floorplan
  • Room Office Level: Third
  • Room Office Features: Skylight, Flooring - Hardwood, Balcony - Interior, Cable Hookup, High Speed Internet Hookup, Open Floor Plan, Lighting - Overhead
  • Living Area: 1209
  • Other Equipment: Intercom
  • Stories Total: 2
  • Window Features: Skylight(s), Insulated Windows
  • MAIN LO: C95098
  • MAIN SO: AN4339

Exterior Features

  • Common Walls: End Unit
  • Construction Materials: Frame
  • Patio And Porch Features: Deck
  • Roof: Shingle
  • Waterfront Features: Beach Front, Beach Access, Ocean, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
  • Waterfront YN: Yes

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage YN: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Under, Garage Door Opener, Storage, Deeded, Off Street, Paved, Exclusive Parking
  • Total Parking Spaces: 1

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Oven, for Electric Dryer, Washer Hookup
  • Cooling: Central Air, Heat Pump
  • Heating: Central, Forced Air, Heat Pump, Electric
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Security Features: Intercom, Security Gate, Security System
  • Water Source: Public
  • HEAT ZONES: 1
  • COOLING ZONES: 1

Condo/Co-op/Association

  • Association Fee: 300
  • Association Fee Frequency: Monthly
  • Association YN: Yes
  • Community Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, House of Worship, Marina, Private School, Public School, T-Station, University
  • MANAGEMENT: Professional - Off Site, Owner Association
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds

Lot Info

  • Parcel Number: 2167920
  • Zoning: B1
  • Farm Land Area Units: Square Feet
  • Lot Size Units: Acres

Green Features

  • Green Energy Efficient: Thermostat

Rental Info

  • Pets Allowed: Breed Restrictions

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 5515.62

Multi Family

  • Number Of Units Total: 28

MLS Schools

  • High School: Shs

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 26, 2024
Sold by
Sacchiero Julie A
Bought by
Julie A Sacchiero Ret and Sacchiero
Current Estimated Value
$625,737

Purchase Details

Listed on
Feb 24, 2022
Closed on
Apr 29, 2022
Sold by
Howe John G
Bought by
Sacchiero Julie A
Seller's Agent
Shannon Barror
Keller Williams Realty Evolution
Buyer's Agent
Adrienne Okeefe
Century 21 North East
List Price
$519,000
Sold Price
$519,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.35%
Original Mortgage
$415,200
Interest Rate
4.16%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
May 15, 2020
Closed on
Aug 26, 2020
Sold by
Riverdale Const Llc
Bought by
Howe John G
Seller's Agent
Team Riverdale
Advise Realty
Buyer's Agent
Julia Lowell
Owner-Assisted Property Services, LLC
List Price
$439,900
Sold Price
$422,000
Premium/Discount to List
-$17,900
-4.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.19%
Original Mortgage
$400,900
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 9, 2019
Closed on
Jan 11, 2020
Sold by
Consolo Denise Est
Bought by
Riverdale Construction
Seller's Agent
Wendy Webber
Coldwell Banker Realty - Marblehead
Buyer's Agent
John Panagakis
Advise Realty
List Price
$344,900
Sold Price
$330,000
Premium/Discount to List
-$14,900
-4.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
50.66%
Original Mortgage
$294,700
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 16, 1995
Sold by
Uzzle Pauline A
Bought by
Consolo Denise

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
8.24%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Julie A Sacchiero Ret -- None Available
Julie A Sacchiero Ret -- None Available
Sacchiero Julie A $519,000 None Available
Sacchiero Julie A $519,000 None Available
Howe John G $422,000 None Available
Howe John G $422,000 None Available
Riverdale Construction $330,000 None Available
Consolo Denise $150,000 --
Consolo Denise $150,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Sacchiero Julie A $415,200
Previous Owner Howe John G $400,900
Previous Owner Riverdale Construction $294,700
Previous Owner Consolo Denise $120,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/29/2022 04/29/22 Sold $519,000 0.0% $429 / Sq Ft
03/08/2022 03/08/22 Pending -- -- --
02/24/2022 02/24/22 For Sale $519,000 +23.0% $429 / Sq Ft
08/28/2020 08/28/20 Sold $422,000 -1.8% $349 / Sq Ft View Prior Sale
08/03/2020 08/03/20 Pending -- -- --
07/29/2020 07/29/20 Price Changed $429,900 -1.2% $356 / Sq Ft
07/20/2020 07/20/20 Price Changed $435,000 -1.1% $360 / Sq Ft
07/01/2020 07/01/20 For Sale $439,900 0.0% $364 / Sq Ft
06/23/2020 06/23/20 Pending -- -- --
06/16/2020 06/16/20 Price Changed $439,900 -1.1% $364 / Sq Ft
06/02/2020 06/02/20 Price Changed $444,900 -1.1% $368 / Sq Ft
05/15/2020 05/15/20 For Sale $449,900 +36.3% $372 / Sq Ft
01/22/2020 01/22/20 Sold $330,000 -4.3% $273 / Sq Ft View Prior Sale
12/13/2019 12/13/19 Pending -- -- --
12/09/2019 12/09/19 For Sale $344,900 -- $285 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,209 $541,300 $0 $541,300
2024 $5,918 $515,100 $0 $515,100
2023 $5,751 $489,900 $0 $489,900
2022 $5,516 $429,900 $0 $429,900
2021 $6,046 $438,100 $0 $438,100
2020 $5,520 $386,000 $0 $386,000
2019 $5,867 $386,000 $0 $386,000
2018 $5,851 $365,700 $0 $365,700
2017 $6,034 $345,800 $0 $345,800
2016 $5,494 $317,000 $0 $317,000
2015 $5,244 $305,800 $0 $305,800
2014 $5,589 $298,900 $0 $298,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72946022

MLS Property Information Network (MLS PIN)

APN: SWAM-000019-000001-D000001