NOT LISTED FOR SALE

432 Locust St Mount Vernon, IN 47620

Estimated Value: $182,000 - $222,000

4 Beds
2.5 Baths
2,946 Sq Ft
$71/Sq Ft Est. Value

Last Sold July 27, 2018

Last sale price $115,000 $39 Per Sq Ft

Est. 81% increase in value since last sale

Current estimated payment $1,257/month

5 Days on Market

Highlights

  • Primary Bedroom Suite
  • Corner Lot
  • Eat-In Kitchen
  • Traditional Architecture
  • Covered Patio or Porch
  • 3-minute walk to Mt Vernon Parks & Recreation

About This Home

As of July 2018

Beautifully remodeled home in Historic area of Mt. Vernon. As you enter this home, you will be impressed with the gorgeous staircase in the main foyer and the stained glass transoms. There are 4-5 bedrooms, 2 1/2 baths. The kitchen is completely remodeled with lots of beautiful cabinets. The cabinets are set up with pull outs and wonderful canned good storage units. There is an island, a bar and built in desk area. The formal dining area is just off the kitchen. The living room (originally the parlor), is filled with light from the large windows. There is another room just off the living room that has french door leading to the side yard and covered deck. This home has an efficiency apartment with separate entrance. Apartment is handicap accessible and the bathroom is beautifully redone with an absolutely spectacular tiled, walk in shower. There are two staircases to the upstairs. The upstairs has 3 more bedrooms, a full bath and an office/hobby room which could be another bedroom (does not have a closet, but there is storage room in hallway.) All bedrooms are spacious and the master bedroom has huge walk in area that could be nursery. This house is perfect for families, people who need an in-law apartment, rental to college student, someone who has hobbies and needs extra space, entrepreneurs, lovers of charming older homes, endless possibilities!! Wiring, plumbing updated. There is an alarm system. Washer and dryer is on main floor. 2 HVAC systems. One was replaced in 2013, blown insulation, replacement windows, and so much more. Conveniently located in the historic district of town. Fully applianced kitchen. There are 4 window a/c units upstairs. There is central a/c to upstairs, but they units help maintain temperature.

Last Agent to Sell the Property

Teresa Spivey

F.C. TUCKER EMGE Listed on: 06/05/2018

Last Buyer's Agent

Jenny McBride

KELLER WILLIAMS CAPITAL REALTY

KELLER WILLIAMS CAPITAL REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,942

Year Built

  • Built in 1900

Lot Details

  • 6,098 Sq Ft Lot
  • Landscaped
  • Corner Lot
  • Level Lot
  • Historic Home

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Built-In Features
  • Woodwork
  • Entrance Foyer
  • Partially Finished Basement
  • Sump Pump
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Kitchen Island
  • Laminate Countertops

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Attic

  • Storage In Attic
  • Walkup Attic
  • Pull Down Stairs to Attic

Schools

  • West Elementary School
  • Mount Vernon Middle School
  • Mount Vernon High School

Utilities

  • Forced Air Heating and Cooling System
  • Window Unit Cooling System
  • Heating System Uses Gas
  • Cable TV Available

Additional Features

  • Covered Patio or Porch
  • Suburban Location

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 65-27-08-114-012.000-018

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,942

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1900
  • Age: 118
  • Style: Two Story
  • Architectural Style: Historic, Traditional
  • Total Number of Rooms: 11
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: PARK ADD PT LOTS 212 & 213 |
  • Parcel Number ID: 65-27-08-114-012.000-018
  • Platted: Yes
  • Amenities: Alarm System-Security, Attic Pull Down Stairs, Attic Storage, Attic-Walk-up, Built-in Desk, Cable Available, Cable Ready, Countertops-Laminate, Dryer Hook Up Electric, Eat-In Kitchen, Foyer Entry, Home Warranty Included, Kitchen Island, Landscaped, Natural Woodwork, Patio Covered, Porch Covered, Range/Oven Hook Up Elec, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry, Sump Pump, Washer Hook-Up
  • Location: City/Town/Suburb
  • Sp Lp Percent: 100
  • Year Taxes Payable: 2018
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2946
  • Total Finished Sq Ft: 2946
  • Above Grade Finished Sq Ft: 2946
  • Price Per Sq Ft: 39.04
  • Basement: Yes
  • Basement Foundation: Partial Basement, Unfinished
  • Flooring: Carpet, Tile, Vinyl
  • Living Great Room: Dimensions: 14x14, On Level: Main
  • Kitchen: Dimensions: 23x13, On Level: Main
  • Dining Room: Dimensions: 15x12, On Level: Main
  • Family Room: Dimensions: 14x11, On Level: Main
  • Bedroom 1: Dimensions: 15x12, On Level: Main
  • Bedroom 2: Dimensions: 15x11, On Level: Upper
  • Bedroom 3: Dimensions: 13x11, On Level: Upper
  • Bedroom 4: Dimensions: 15x11, On Level: Upper
  • Bedroom 5: Dimensions: 19x14, On Level: Upper
  • Main Level Sq Ft: 1423
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Shingle
  • Outbuilding1: Garden Shed, Dimensions: 10x8

Utilities

  • Cooling: Central Air, Window
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: CenterPoint Energy
  • Gas Company: CenterPoint Energy
  • Water Company: Mt. Vernon Water Works
  • Cable Company: Insight

Schools

  • School District: MSD of Mount Vernon
  • Elementary School: West
  • Middle School: Mount Vernon
  • High School: Mount Vernon
  • Elementary School: West

Lot Info

  • Lot Description: Corner, Level
  • Estimated Lot Sq Ft: 6098
  • Estimated Lot Size Acres: 0.14

Tax Info

  • Annual Taxes: 1942

MLS Schools

  • High School: Mount Vernon
  • Middle School: Mount Vernon
  • School District: MSD of Mount Vernon

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 16, 2020
Sold by
Oneil David and Oneil David G
Bought by
Oneil David G and Oneil Monica L
Current Estimated Value
$207,939

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,500
Outstanding Balance
$74,271
Interest Rate
2.71%
Mortgage Type
New Conventional
Estimated Equity
$120,795

Purchase Details

Listed on
Jun 5, 2018
Closed on
Jul 27, 2018
Sold by
Schirmer Robert E and Schirmer Andrea
Bought by
Neil David O
Seller's Agent
Teresa Spivey
F.C. TUCKER EMGE
Buyer's Agent
Jenny McBride
KELLER WILLIAMS CAPITAL REALTY
List Price
$115,000
Sold Price
$115,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.77%
Original Mortgage
$97,750
Interest Rate
4.6%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Oneil David G -- None Available
Neil David O -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Oneil David G $99,500
Closed Oneil David G $5,500
Closed Neil David G O $10,750
Closed Neil David O $97,750
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/27/2018 07/27/18 Sold $115,000 0.0% $39 / Sq Ft
06/10/2018 06/10/18 Pending -- -- --
06/05/2018 06/05/18 For Sale $115,000 -- $39 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,490 $149,000 $9,800 $139,200
2023 $1,224 $122,400 $9,800 $112,600
2022 $1,126 $112,600 $9,800 $102,800
2021 $1,011 $101,100 $9,800 $91,300
2020 $897 $89,700 $9,600 $80,100
2019 $922 $92,200 $9,600 $82,600
2018 $880 $88,000 $9,600 $78,400
2017 $1,942 $97,100 $10,000 $87,100
2016 $1,942 $97,100 $10,000 $87,100
2014 $1,010 $101,000 $10,000 $91,000
2013 $1,010 $104,700 $11,300 $93,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 201824236

Indiana Regional MLS

APN: 65-27-08-114-012.000-018