432 Main St Oneonta, NY 13820
Estimated payment $2,305/month
Highlights
- 0.4 Acre Lot
- Corner Lot
- Baseboard Heating
- 1 Fireplace
- Forced Air Heating and Cooling System
- High Speed Internet
About This Home
Ideal center-city location with highly sought after Mixed Use-2 Zoning, allowing for short term occupancy. First floor includes living room, kitchen, 4 bedrooms, and 1+1/2 baths. The second floor has living room, kitchen, two bedrooms, and full bathroom. Could be ideal owner-occupied with all one level living, and providing income from short or long-term rentals on the second floor. Or lease entire building long or short term- many options at this highly visible corner lot with plenty of parking!
Listing Agent
Listing by Benson Agency Real Estate LLC Brokerage Phone: 607-287-1559 License #30MO0797197 Listed on: 06/04/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $9,487
Year Built
- Built in 1883
Lot Details
- 0.4 Acre Lot
- Lot Dimensions are 144x169
- Corner Lot
- Irregular Lot
- 288.19-1-76.00
Home Design
- Duplex
- Mixed Use
- Frame Construction
- Vinyl Siding
Interior Spaces
- 2,837 Sq Ft Home
- 2-Story Property
- 1 Fireplace
- Carpet
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 6 Bedrooms
Parking
- Common or Shared Parking
- Paved Parking
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Baseboard Heating
- Gas Water Heater
- High Speed Internet
Community Details
- 2 Units
- 2 Separate Gas Meters
Listing and Financial Details
- Rent includes common area maintenance, gardener, snow removal, water
- Assessor Parcel Number 288.19-1-75.00
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,646 | $235,000 | $35,000 | $200,000 |
| 2023 | $8,322 | $235,000 | $35,000 | $200,000 |
| 2022 | $8,010 | $235,000 | $35,000 | $200,000 |
| 2021 | $7,978 | $235,000 | $35,000 | $200,000 |
| 2020 | $8,025 | $235,000 | $35,000 | $200,000 |
| 2019 | $7,772 | $235,000 | $35,000 | $200,000 |
| 2018 | $7,772 | $235,000 | $35,000 | $200,000 |
| 2017 | $7,697 | $235,000 | $35,000 | $200,000 |
| 2016 | $7,602 | $235,000 | $35,000 | $200,000 |
| 2015 | -- | $175,900 | $27,400 | $148,500 |
| 2014 | -- | $175,900 | $27,400 | $148,500 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/30/2025 12/30/25 | Pending | -- | -- | -- |
| 07/18/2025 07/18/25 | Price Changed | $289,900 | -14.7% | $102 / Sq Ft |
| 06/04/2025 06/04/25 | For Sale | $339,900 | -- | $120 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $170,314 | -- | |
| Deed | $15,000 | -- |
Source: Otsego-Delaware Board of REALTORS®
MLS Number: R1613072
APN: 361200-288-019-0001-075-000-0000
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