$640,000
SOLD JUN 6, 2025

432 Ontario St Sackets Harbor, NY 13685

4 Beds
2 Baths
2,520 Sq Ft
8,083 Sq Ft Lot

Recently Sold

$254 Per Sq Ft

36 Days on Market

Highlights

  • Lake Front
  • Spa
  • Main Floor Bedroom
  • Access to a Dock
  • Deck
  • 2 Fireplaces

About This Home

As of June 2025

Spectacular waterfront in the heart of historic Sackets Harbor NY! These properties do not become available often and this one is totally turn key with 59' of frontage complete with dock and boat lift included. Larger than it looks from the street, this home offers year round living with many updates in just the last few years. Main floor features open and bright kitchen / dining combination with gorgeous views AND sunsets like no other. Large living room with sliding doors to your beautiful back yard with deck and hot tub included. First floor full bath, bedroom and lovely enclosed front porch. Spacious front open deck space accented with newly done stamped concrete walkway and bonus storage shed. Open staircase overlooks the lower level and offers two large bedrooms and incredible primary suite with renovated full bath with newly installed soaking tub and large walk in closet. Additional living space completes the primary suite with private second story deck overlooking waterfront. With incredible views of water front and Horse Island from almost every room, this home is truly that dreamed about year round home you have been looking for!

Last Agent to Sell the Property

Tara Marzano

Listing by Marzano Real Estate, LLC. Brokerage Phone: 315-788-7777 License #10491203524 Listed on: 03/24/2025

Last Buyer's Agent

Amanda Kingsbury

Listing by Grey Arrow Realty, Inc. License #10311206835

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,411

Year Built

  • Built in 1920

Lot Details

  • 8,083 Sq Ft Lot
  • Lot Dimensions are 59x137
  • Lake Front
  • Rectangular Lot
  • Historic Home

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Vinyl Siding

Interior Spaces

  • 2,520 Sq Ft Home
  • 2-Story Property
  • 2 Fireplaces
  • Separate Formal Living Room
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Gas Range
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Access to a Dock
  • Deck

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Baseboard Heating
  • Water Heater
  • High Speed Internet

Community Details

  • Greenbelt

Listing and Financial Details

  • Tax Lot 15
  • Assessor Parcel Number 223801-088-034-0001-015-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,411

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1920
  • Attribution Contact: 315-788-7777
  • ResoLaundryFeatures: Main Level
  • Lot Features: Greenbelt, Other, Rectangular, Rectangular Lot, See Remarks
  • Water Body Name: Black River Bay
  • Directions: Ontario St.
  • Architectural Style: Historic/Antique
  • Flooring: Carpet, Laminate, Tile, Varies
  • Garage Yn: Yes
  • Interior Features: Eat-in Kitchen, Separate/Formal Living Room, Kitchen Island, Bedroom on Main Level, Bath in Primary Bedroom
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: VirtualTour

Interior Features

  • Private Spa: Yes
  • Appliances: Dryer, Dishwasher, Gas Oven, Gas Range, Refrigerator, See Remarks, Water Heater, Washer
  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplaces: 2
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Total Bedrooms: 10
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.1856
  • Waterfront Features: Dock Access, Lake
  • Waterfront: Yes
  • Construction Type: Other, Vinyl Siding
  • Exterior Features: Blacktop Driveway, Deck, Enclosed Porch, Hot Tub/Spa, Porch
  • Foundation Details: Other, See Remarks
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Cooling: Other, See Remarks, Wall Unit(s)
  • Cooling Y N: Yes
  • Heating: Electric, Other, See Remarks, Baseboard
  • HeatingYN: Yes
  • Utilities: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Sackets Harbor

Lot Info

  • Parcel Number: 223801-088-034-0001-015-000
  • Lot Dimensions: 59X137
  • Lot Size Sq Ft: 8083.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 8411.0
  • Tax Lot: 15

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 24, 2025
Closed on
May 25, 2025
Sold by
Homan Debra I and Homan Thomas D
Bought by
Downing Dustin and Downing Paige O
Seller's Agent
Tara Marzano
Marzano Real Estate, LLC.
Buyer's Agent
Amanda Kingsbury
Grey Arrow Realty, Inc.
List Price
$640,000
Sold Price
$640,000
Views
193

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.30%
Original Mortgage
$617,120
Outstanding Balance
$617,120
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$18,389

Purchase Details

Listed on
Jun 19, 2020
Closed on
Aug 24, 2020
Sold by
Shafer Vanpatten Ret
Bought by
Homan Debra I and Homan Thomas D
Seller's Agent
Anne George
Lake Ontario Realty, LLC
Buyer's Agent
Anne George
Lake Ontario Realty, LLC
List Price
$387,900
Sold Price
$388,000
Premium/Discount to List
$100
0.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.06%

Purchase Details

Closed on
Mar 28, 2002

Purchase Details

Closed on
Nov 11, 1999
Sold by
Shafer Harold J
Bought by
Shafer Harold J

Purchase Details

Closed on
Feb 20, 1997
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $640,000 None Listed On Document
Warranty Deed $388,000 None Available
Interfamily Deed Transfer -- --
Deed -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $617,120 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/06/2025 06/06/25 Sold $640,000 0.0% $254 / Sq Ft
04/29/2025 04/29/25 Pending -- -- --
03/24/2025 03/24/25 For Sale $640,000 +64.9% $254 / Sq Ft
08/31/2020 08/31/20 Sold $388,000 0.0% $154 / Sq Ft
07/27/2020 07/27/20 Pending -- -- --
06/19/2020 06/19/20 For Sale $387,900 -- $154 / Sq Ft
Source: Jefferson-Lewis Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,295 $400,900 $82,500 $318,400
2023 $8,189 $400,900 $82,500 $318,400
2022 $9,073 $324,900 $73,600 $251,300
2021 $8,275 $324,900 $73,600 $251,300
2020 $7,886 $324,900 $73,600 $251,300
2019 $7,719 $324,900 $73,600 $251,300
2018 $7,719 $324,900 $73,600 $251,300
2017 $7,476 $324,900 $73,600 $251,300
2016 $7,309 $324,900 $73,600 $251,300
2015 -- $324,900 $73,600 $251,300
2014 -- $324,900 $73,600 $251,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Jefferson-Lewis Board of REALTORS®

MLS Number: S1595187

Jefferson-Lewis Board of REALTORS®

APN: 223801-088-034-0001-015-000