NOT LISTED FOR SALE

432 Raymond St Elgin, IL 60120

Elgin National Watch Historic District Neighborhood

Estimated Value: $205,000 - $232,174

3 Beds
1 Bath
1,284 Sq Ft
$171/Sq Ft Est. Value

About This Home

This home is located at 432 Raymond St, Elgin, IL 60120 and is currently estimated at $220,044, approximately $171 per square foot. 432 Raymond St is a home located in Kane County with nearby schools including Garfield Elementary School, Channing Memorial Elementary School, and McDade Elementary Classical School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 12, 2008
Sold by
Fermin Octavio
Bought by
Fermin Octavio and Heine Petra
Current Estimated Value
$233,094

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,000
Outstanding Balance
$89,048
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$130,996

Purchase Details

Closed on
Dec 24, 2007
Sold by
Fermin Octavio
Bought by
Fermin Octavio and Hiene Petra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,000
Outstanding Balance
$89,048
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$130,996

Purchase Details

Closed on
Mar 28, 2007
Sold by
Heine Petra
Bought by
Fermin Octavio

Purchase Details

Closed on
Dec 22, 2004
Sold by
Reynoso Isac
Bought by
Heine Petra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 10, 2003
Sold by
Hud
Bought by
Reynoso Isac

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,800
Interest Rate
6.23%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 23, 2002
Sold by
Delmoral Erik and Delmoral Alberto
Bought by
Hud

Purchase Details

Closed on
May 31, 2000
Sold by
Santos Lourdes Romero and Aguayo Victor J
Bought by
Delmoral Alberto and Sanchez Alma

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,059
Interest Rate
8.31%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 29, 1997
Sold by
Garduno Abel and Garduno Berta
Bought by
Aguayo Victor J and Santos Lourdes Romero

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,743
Interest Rate
7.42%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 18, 1996
Sold by
Estrada Roman and Estrada Maria L
Bought by
Garduno Abel and Garduno Berta

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,200
Interest Rate
8.44%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fermin Octavio -- Us Worldwide Title Svcs Llc
Fermin Octavio -- None Available
Fermin Octavio -- None Available
Heine Petra $160,000 --
Reynoso Isac -- Stewart Title Company
Hud -- First American Title Ins Co
Delmoral Alberto $115,000 --
Aguayo Victor J $64,333 Attorneys National Title
Garduno Abel $68,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fermin Octavio $141,000
Previous Owner Heine Petra $128,000
Previous Owner Reynoso Isac $102,800
Previous Owner Delmoral Alberto $114,059
Previous Owner Aguayo Victor J $95,743
Previous Owner Garduno Abel $61,200
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,663 $53,769 $11,164 $42,605
2023 $3,459 $48,576 $10,086 $38,490
2022 $3,320 $44,293 $9,197 $35,096
2021 $3,159 $41,411 $8,599 $32,812
2020 $2,922 $38,041 $8,209 $29,832
2019 $2,824 $36,237 $7,820 $28,417
2018 $3,117 $37,527 $7,367 $30,160
2017 $3,032 $35,476 $6,964 $28,512
2016 $2,870 $32,912 $6,461 $26,451
2015 -- $30,167 $5,922 $24,245
2014 -- $29,795 $5,849 $23,946
2013 -- $34,918 $6,003 $28,915
Source: Public Records

Map

Illinois Kane County Elgin 60120 Elgin National Watch Historic District

432 Raymond St, Elgin, IL

Not Listed for Sale

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