$880,000
SOLD MAY 12, 2025
3 Beds
2.5 Baths
1,783 Sq Ft
$345/mo HOA Fee

Recently Sold

$494 Per Sq Ft

1% Above List Price

12 Days on Market

Highlights

  • Fitness Center
  • Spa
  • Open Floorplan
  • Ivey Ranch Elementary School Rated A-
  • Gated Community
  • 4-minute walk to Martin Luther King Junior Park

About This Home

As of May 2025

Elegant coastal living in this beautifully upgraded 2-story home in The Cottages of St. Cloud. Just 6 miles from the beach, this impeccably maintained home features high quality upgrades and is thoughtfully designed for entertaining & everyday living. With a well-situated location away from street noise & foot traffic, essentially one shared wall & no street frontage, it lives like a peaceful detached home with ocean breezes flowing through the courtyard. Refined upgrades throughout: Crown molding, wood-like tile flooring, recessed lighting and an upgraded fireplace w/stone facade & wood mantle. Living & dining areas flow into a well-appointed kitchen w/abundant cabinetry, granite countertops, full backsplash, stainless steel appliances, generous counter seating and pendant lighting. Four-paneled glass sliders frame a garden view, seamlessly connecting indoor and outdoor spaces for gatherings or quiet enjoyment. Upstairs, a private hallway w/a built-in cabinet leads to the tranquil primary suite, a serene retreat with a tray ceiling and multiple windows filling the space with natural light. The ensuite bath includes dual vanities, private water closet and pristine walk-in shower with bench. Two additional bedrooms share a well-appointed hall bath. A convenient upstairs laundry room w/cabinetry, sink & LG washer/dryer (incl). Abundant storage: Upstairs linen cabinets, custom CA Closets organizers in all 3 bedrooms and under-stair closet. 2-car garage w/insulated roll-up door and 2 overhead storage racks. Additional features: dual-pane windows, tankless water heater and energy-efficient design for year-round comfort w/minimal AC use (See full Amenities PDF uploaded in MLS). Enjoy resort-style amenities: Jr. Olympic-size pool, spa, gym, basketball court, clubhouse & picnic areas. Centrally located near schools, shopping, dining and beaches, w/easy access to I-5 & SR-76/78. Come live the coastal lifestyle in this highly sought-after community.

Last Agent to Sell the Property

Janet Hu

Berkshire Hathaway HomeService Brokerage Phone: 760-505-7997 License #01912009 Listed on: 03/20/2025

Berkshire Hathaway HomeService

Co-Listed By

Carole Downing

Berkshire Hathaway HomeService Brokerage Phone: 760-505-7997 License #01446222

Last Buyer's Agent

Liz Saldana`

Douglas Elliman of California License #01753936

Douglas Elliman of California

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $7,459

Year Built

  • Built in 2016

Lot Details

  • Two or More Common Walls

HOA Fees

  • $345 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Rear-Facing Garage

Property Views

  • Neighborhood
  • Courtyard

Home Design

  • Turnkey

Interior Spaces

  • 1,783 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Dining Room
  • Termite Clearance

Kitchen

  • Breakfast Bar
  • Gas Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • All Upper Level Bedrooms
  • Stone Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Private Water Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Covered patio or porch
  • Exterior Lighting

Utilities

  • Forced Air Heating and Cooling System
  • Tankless Water Heater

Listing and Financial Details

  • Tax Tract Number 15455
  • Assessor Parcel Number 1606900710
  • $795 per year additional tax assessments
  • Seller Considering Concessions

Community Details

Overview

  • 349 Units
  • The Prescott Companies Association, Phone Number (760) 634-4700
  • Maintained Community

Amenities

  • Outdoor Cooking Area
  • Community Barbecue Grill
  • Clubhouse

Recreation

  • Community Playground
  • Fitness Center
  • Community Pool
  • Community Spa

Security

  • Controlled Access
  • Gated Community

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$7,459

Year Built

Built in 2016

Lot Details

0

HOA Fees

$345 per month

Parking

2

Listing Details

  • Structure Type: Triplex
  • Assessments: Yes
  • Inclusions: Washer, Dryer, refrigerators, 4 large planters in courtyard and 2 large planters on front porch
  • Property Attached: Yes
  • Security: Gated Community
  • View: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Property Condition: Termite Clearance, Turnkey
  • Property Sub Type: Townhouse
  • Property Type: Residential
  • Parcel Number: 1606900710
  • Year Built: 2016
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1783.00 Square Feet
  • Interior Amenities: Ceiling Fan(s), Crown Molding, Granite Counters, High Ceilings, Open Floorplan, Recessed Lighting
  • Stories: 2
  • Entry Location: ground floor w/3 steps to covered porch
  • Common Walls: 2+ Common Walls
  • Flooring: Carpet, Tile
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Eating Area: Breakfast Counter / Bar, Dining Room
  • Entry Level: 1
  • Fireplace Features: Gas
  • Levels: Two
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 493.55
  • Room Type: All Bedrooms Up
  • Window Features: Double Pane Windows
  • Bathroom Features: Double Sinks In Primary Bath, Privacy Toilet Door, Stone Counters, Walk-In Shower

Exterior Features

  • Patio: Yes
  • View: Courtyard, Neighborhood
  • Fence: No
  • Patio And Porch Features: Concrete, Covered, Patio, Front Porch
  • Pool Features: Community
  • Pool Private: No
  • Spa: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: Yes
  • Parking Features: Garage, Garage Faces Rear
  • Total Parking Spaces: 2.00

Utilities

  • Sprinklers: No
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Tankless Water Heater
  • Heating Type: Forced Air
  • Laundry Features: Dryer Included, Gas & Electric Dryer Hookup, Individual Room, Inside, Washer Included
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Barbecue, Clubhouse, Controlled Access, Gym/Ex Room, Outdoor Cooking Area, Playground, Pool, Spa/Hot Tub, Maintenance Grounds
  • Association Fee: 345.00
  • Association Fee Frequency: Monthly
  • Association Name: The Prescott Companies
  • Phone: 760-634-4700
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Curbs, Sidewalks, Storm Drains, Street Lights
  • Association Management: The Prescott Companies

Schools

  • School District: Oceanside Unified

Lot Info

  • Additional Parcels: No
  • Land Lease: No

Multi Family

  • Lease Considered: No
  • Number Of Units In Community: 349

Tax Info

  • Tax Tract Number: 015455
  • TaxOtherAnnualAssessmentAmount: 794.66

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 25, 2022
Sold by
Tweed Louise J
Bought by
Tweed Louise J
Total Days on Market
12

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Outstanding Balance
$41,065
Interest Rate
3.55%
Mortgage Type
New Conventional
Estimated Equity
$814,204

Purchase Details

Closed on
Aug 24, 2021
Sold by
Tweed Louise J
Bought by
Tweed Louise J and Declaration Of Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$496,900
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 22, 2016
Sold by
Taylor Morrison Of California Llc
Bought by
Tweed Louise J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$445,156
Interest Rate
3.37%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 10, 2015
Sold by
St Cloud Recovery Acquisition Llc
Bought by
Taylor Morrison Of California Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$9,437,500
Interest Rate
3.9%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 8, 2010
Sold by
Wl Homes Llc
Bought by
St Cloud Recovery Acquisition Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed -- Western Resources
Grant Deed -- Western Resources
Interfamily Deed Transfer -- None Available
Grant Deed $524,000 First American Title Co Hsd
Grant Deed $18,875,000 First American Title Company
Trustee Deed $5,000,000 Chicago Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $50,000 New Conventional
Previous Owner $496,900 New Conventional
Previous Owner $496,900 No Value Available
Previous Owner $445,000 New Conventional
Previous Owner $450,000 New Conventional
Previous Owner $58,443 Credit Line Revolving
Previous Owner $445,156 FHA
Previous Owner $9,437,500 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2025 05/12/25 Sold $880,000 +1.2% $494 / Sq Ft
04/01/2025 04/01/25 Pending -- -- --
03/20/2025 03/20/25 For Sale $869,900 -- $488 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,459 $595,988 $341,347 $254,641
2023 $7,238 $584,303 $334,654 $249,649
2022 $7,125 $572,847 $328,093 $244,754
2021 $7,056 $561,615 $321,660 $239,955
2020 $6,853 $555,857 $318,362 $237,495
2019 $6,705 $544,959 $312,120 $232,839
2018 $6,666 $534,274 $306,000 $228,274
2017 $70 $523,799 $300,000 $223,799
2016 $2,961 $195,000 $195,000 $0
2015 $591 $51,554 $51,554 $0
2014 -- $50,545 $50,545 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: NDP2502645

California Regional Multiple Listing Service (CRMLS)

APN: 160-690-07-10