$999,999
SOLD JUL 21, 2025

4325 Monterey Ct Discovery Bay, CA 94505

3 Beds
3 Baths
3,188 Sq Ft
7,142 Sq Ft Lot

Recently Sold

$314 Per Sq Ft

15% Below List Price

147 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Solar owned by seller
  • Discovery Bay Elementary School Rated A-
  • 3 Car Attached Garage
  • Tile Flooring

About This Home

As of July 2025

Welcome to this stunning 3 bedroom, 2.5 bathroom waterfront home, perfectly blending modern comfort with serene natural beauty. Step inside to discover an updated kitchen. The spacious living areas boast a mix of plush carpet and elegant tile flooring, providing both comfort and style. Each bathroom has been thoughtfully updated. The large backyard deck is an entertainer's dream, offering breathtaking views of the water and a perfect space for gatherings or relaxation. With a private boat dock, you’ll have direct access to the water for all your aquatic adventures. This property provides a unique combination of luxury and tranquility, making it a perfect retreat for those seeking both elegance and a connection to nature.

Last Agent to Sell the Property

EDWARD WU

License #02205711 Listed on: 01/13/2025

Last Buyer's Agent

EDWARD WU

License #02205711 Listed on: 01/13/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,512

Year Built

  • Built in 1989

Parking

  • 3 Car Attached Garage

Home Design

  • Traditional Architecture
  • Tile Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Family Room with Fireplace

Kitchen

  • Built-In Oven
  • Built-In Range
  • Microwave

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Additional Features

  • Solar owned by seller
  • 7,142 Sq Ft Lot

Community Details

  • No Home Owners Association
  • Discovery Bay Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,512

Year Built

Built in 1989

Lot Details

0

Parking

3

Listing Details

  • Stories: 2
  • Year Built: 1989
  • Property Sub Type: Detached
  • Prop. Type: Residential
  • Subdivision Name: Discovery Bay
  • Directions: Use GPS
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • Unit Levels: Two Story
  • New Construction: No
  • Special Features: None

Interior Features

  • Flooring: Tile, Carpet
  • Appliances: Electric Range, Microwave, Oven, Range, Refrigerator, Dryer, Washer, Gas Water Heater
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Family Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Room Kitchen Features: Tile Counters, Electric Range/Cooktop, Kitchen Island, Microwave, Oven Built-in, Range/Oven Built-in, Refrigerator

Exterior Features

  • Roof: Tile
  • Lot Features: Court, Level
  • Pool Features: None
  • Pool Private: No
  • Construction Type: Wood Siding
  • Property Condition: Existing

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached, Garage

Utilities

  • Heating: Forced Air
  • Cooling: Central Air
  • Laundry Features: Dryer, Laundry Room, Washer
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: Photovoltaics Seller Owned
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 7142

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 13, 2025
Closed on
Jul 16, 2025
Sold by
Chung Susie
Bought by
Zhou Kaifeng and Zhang Zimei
Seller's Agent
EDWARD WU
Buyer's Agent
EDWARD WU
List Price
$1,180,000
Sold Price
$999,999
Premium/Discount to List
-$180,001
-15.25%
Views
4

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
88.16%
Original Mortgage
$600,000
Outstanding Balance
$600,000
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$465,250

Purchase Details

Listed on
Jan 11, 2021
Closed on
Mar 19, 2021
Sold by
Hoang Brian Quang and Nong Hoan Ngoc
Bought by
Chung Susie
Seller's Agent
Angela Fieweger
Prime Metropolis Properties Inc
Buyer's Agent
William Sweet
Kw Advisors
List Price
$960,000
Sold Price
$960,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.95%
Original Mortgage
$768,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 28, 2018
Sold by
Siino Anthony J and Siino Cecilia A
Bought by
Hoang Brian Quang and Nong Hoan Ngoc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$562,500
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 9, 2008
Sold by
Moralez Lundy R and Moralez June D
Bought by
Siino Anthony J and Siino Cecilia A

Purchase Details

Closed on
Jan 31, 2006
Sold by
Moralez Lundy R and Moralez June D
Bought by
Moralez Lundy R and Moralez June Diane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,000
Interest Rate
6.21%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 20, 2005
Sold by
Moralez Lundy R and Moralez June Diane
Bought by
Moralez Lundy R and Moralez June Diane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,000
Interest Rate
6.21%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 28, 2003
Sold by
Moralez Lundy R and Moralez June Diane
Bought by
Moralez Lundy R and Moralez June Diane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,000
Interest Rate
5.54%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 22, 2000
Sold by
Moralez Lundy R and Moralez June D
Bought by
Moralez Lundy R and Moralez June Diane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
7.71%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Oct 21, 2000
Sold by
Moralez Lundy R and Moralez June Diane
Bought by
Moralez Lundy R and Moralez June Diane
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $1,000,000 Fidelity National Title Compan
Grant Deed $960,000 First American Title Company
Grant Deed $750,000 Chicago Title Company
Grant Deed $600,000 Old Republic Title Company
Interfamily Deed Transfer -- Old Republic Title
Interfamily Deed Transfer -- Old Republic Title
Interfamily Deed Transfer -- Financial Title
Interfamily Deed Transfer -- North American Title Co
Gift Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $600,000 New Conventional
Previous Owner $768,000 New Conventional
Previous Owner $562,000 New Conventional
Previous Owner $562,500 New Conventional
Previous Owner $260,000 Credit Line Revolving
Previous Owner $600,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $260,000 Credit Line Revolving
Previous Owner $431,000 Purchase Money Mortgage
Previous Owner $200,000 Credit Line Revolving
Previous Owner $438,300 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2025 07/21/25 Sold $999,999 +4.2% $314 / Sq Ft
06/09/2025 06/09/25 Pending -- -- --
02/04/2025 02/04/25 Off Market $960,000 -- --
01/13/2025 01/13/25 For Sale $1,180,000 +22.9% $370 / Sq Ft
03/19/2021 03/19/21 Sold $960,000 0.0% $301 / Sq Ft
02/03/2021 02/03/21 Pending -- -- --
01/11/2021 01/11/21 For Sale $960,000 -- $301 / Sq Ft
Source: Bay East Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,512 $1,039,133 $324,729 $714,404
2024 $12,327 $1,018,759 $318,362 $700,397
2023 $12,327 $998,784 $312,120 $686,664
2022 $12,133 $979,200 $306,000 $673,200
2021 $9,895 $772,924 $329,781 $443,143
2019 $9,767 $750,000 $320,000 $430,000
2018 $8,794 $679,054 $265,962 $413,092
2017 $8,626 $665,741 $260,748 $404,993
2016 $8,602 $652,688 $255,636 $397,052
2015 $8,430 $642,885 $251,797 $391,088
2014 $8,275 $630,293 $246,865 $383,428
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bay East Association of REALTORS®

MLS Number: 41082278

Bay East Association of REALTORS®

APN: 008-180-062-5