$595,000
SOLD AUG 29, 2025
4 Beds
2.5 Baths
2,650 Sq Ft
1.5 Acres

Recently Sold

$225 Per Sq Ft

33 Days on Market

Highlights

  • Water Views
  • Clubhouse
  • Cathedral Ceiling
  • Colonial Architecture
  • Deck
  • Wood Flooring

About This Home

As of August 2025

This home is a true refuge. The pride of ownership and meticulous care of both house and grounds will stand out to you and your clients. Central Vac, fireplace, chimney, tree/playhouse, and shed convey as-is; extra fridge also conveys. Spacious home with beautiful landscaping in desirable Carters Cove, offering tranquil Carter Creek views. Voluntary HOA— docs available. Rare opportunity. Call for details and a showing.

Last Agent to Sell the Property

Mark Dutton

KW Allegiance License #0225259900 Listed on: 06/04/2025

KW Allegiance

Last Buyer's Agent

Non-Member Non-Member

Non MLS Member

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,421

Year Built

  • Built in 2000

Lot Details

  • 1.5 Acre Lot
  • Zoning described as SF-1

HOA Fees

  • $55 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Driveway

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,650 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Fireplace Features Masonry
  • Gas Fireplace
  • Window Treatments
  • Water Views
  • Crawl Space
  • Granite Countertops

Flooring

  • Wood
  • Partially Carpeted
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Deck
  • Shed
  • Front Porch

Schools

  • Gloucester Elementary School
  • Peasley Middle School
  • Gloucester High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 7
  • Assessor Parcel Number 038J-6-7

Community Details

Overview

  • Carters Cove Subdivision

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Sport Court
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,421

Year Built

Built in 2000

Lot Details

0

HOA Fees

$55 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2000
  • Property Attached Yn: No
  • Lot Size Acres: 1.5
  • Ownership: Individuals
  • Subdivision Name: Carters Cove
  • Above Grade Finished Sq Ft: 2650.0
  • Architectural Style: Colonial
  • Garage Yn: Yes
  • New Construction: No
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Flooring: Laminate, Partially Carpeted, Wood
  • Basement: Crawl Space
  • Appliances: Electric Water Heater
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas, Masonry
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Cathedral Ceiling(s), Fireplace, Granite Counters, Walk-In Closet(s), Window Treatments
  • Living Area: 2650.0
  • Stories: 1
  • Window Features: Window Treatments

Exterior Features

  • Roof: Asphalt
  • Fencing: None
  • Pool Features: None, Community
  • View: Water
  • View: Yes
  • Waterfront: No
  • Construction Type: Brick, Concrete, Vinyl Siding
  • Exterior Features: Deck, Porch, Storage, Shed, Paved Driveway
  • Patio And Porch Features: Front Porch, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Oversized, Paved

Utilities

  • Heating: Forced Air, Heat Pump, Natural Gas
  • Cooling: Central Air, Heat Pump
  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Pool, Sports Field, Tennis Court(s)
  • Association Fee: 55.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Schools

  • Middle Or Junior School: Peasley

Lot Info

  • Parcel Number: 038J-6-7
  • Zoning Description: SF-1

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2421.26
  • Tax Lot: 7

MLS Schools

  • Elementary School: Gloucester
  • High School: Gloucester

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 13, 2018
Closed on
Oct 9, 2018
Sold by
Montaina Michael G and Montaina Joan F
Bought by
Gardner Richard T and Gardner Michelle Ann
Seller's Agent
Raquel Ott
Real Broker, LLC
Buyer's Agent
Non-Member Non-Member
Non MLS Member
List Price
$345,000
Sold Price
$310,000
Premium/Discount to List
-$35,000
-10.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.40%
Original Mortgage
$248,000
Interest Rate
4.5%
Mortgage Type
VA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $310,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 Credit Line Revolving
Open $237,800 New Conventional
Closed $35,000 Credit Line Revolving
Closed $248,000 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 Sold $595,000 0.0% $226 / Sq Ft
07/14/2025 07/14/25 Pending -- -- --
06/24/2025 06/24/25 Price Changed $595,000 -2.5% $226 / Sq Ft
06/19/2025 06/19/25 Price Changed $610,000 -0.8% $232 / Sq Ft
06/04/2025 06/04/25 For Sale $615,000 +98.4% $234 / Sq Ft
10/17/2018 10/17/18 Sold $310,000 -10.1% $117 / Sq Ft
09/17/2018 09/17/18 Pending -- -- --
03/13/2018 03/13/18 For Sale $345,000 -- $130 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,421 $415,310 $82,860 $332,450
2023 $2,421 $415,310 $82,860 $332,450
2022 $2,334 $321,890 $80,130 $241,760
2021 $2,237 $321,890 $80,130 $241,760
2020 $2,237 $321,890 $80,130 $241,760
2019 $1,914 $275,460 $80,340 $195,120
2017 $1,914 $275,460 $80,340 $195,120
2016 $1,984 $285,520 $80,340 $205,180
2015 $1,942 $323,300 $58,000 $265,300
2014 $2,101 $323,300 $58,000 $265,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2515461

Chesapeake Bay & Rivers Association of REALTORS®

APN: 22308