$295,000
SOLD SEP 18, 2025

433 Apache Trail NW Cleveland, TN 37312

3 Beds
2 Baths
1,428 Sq Ft
0.34 Acres

Recently Sold

$207 Per Sq Ft

15% Below List Price

80 Days on Market

Highlights

  • Deck
  • No HOA
  • Brick Veneer
  • Ranch Style House
  • Porch
  • Patio

About This Home

As of September 2025

Low maintenance brick rancher with attached 2 car carport. 3 bedroom/2 bath on main level, with a third bath in the finished walkout basement. Metal roof adds to low maintenance theme. Laminate flooring throughout home. Established neighborhood. In close proximity to all Cleveland City amenities and I-75 transportation route. Property is owned by the US Dept. of HUD. HUD case # 481-479597. FHA financing IE (Insured Escrow). 203K Eligible (YES). Subject to an FHA appraisal. Buyer selects closing agent/firm. Seller makes no representations or warranties as to property condition. HUD homes are sold as-is. Equal Housing Opportunity. Housing type, age, square footage, lot size, total rooms, bedroom and bath count per HUD appraisal. Taxes per Bradley County Assessor. Water and sewer source per Cleveland Utilities. Buyer(s) to verify all information. City restrictions. www.olympusams-at.com/www.HudHhomeStore.gov. Property at cross streets of Mohawk Trail NW and Apache Trail NW.

Last Agent to Sell the Property

Michael Little

R*E*Trade Real Estate & Auction License #247192 Listed on: 05/19/2025

Last Buyer's Agent

Patti Angelle

Coldwell Banker Kinard Realty License #261679

Coldwell Banker Kinard Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,684

Year Built

  • Built in 1972

Lot Details

  • 0.34 Acre Lot
  • Level Lot

Home Design

  • 1,428 Sq Ft Home
  • Ranch Style House
  • Brick Veneer
  • Slab Foundation
  • Metal Roof

Kitchen

  • Electric Range
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Parking

  • 2 Carport Spaces
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Cleveland Middle School
  • Cleveland High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Finished Basement

Community Details

  • No Home Owners Association
  • The Cottages At Royal Oak Subdivision

Listing and Financial Details

  • Assessor Parcel Number 034j G 011.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,684

Year Built

Built in 1972

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.34
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: The Cottages at Royal Oak
  • Directions: From corner of Lee Hwy. and Paul Huff Pkwy NW. travel west on Paul Huff Pkwy, to right on Freedom Pkwy. NW. Turn right on Mohawk Trail NW, to right on Apache Trail NW. Property on left side of street.
  • Above Grade Finished Sq Ft: 1428.0
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Year Built: 1972
  • General Property Information:Living Area2: 1428.0
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Special Features: None

Interior Features

  • Basement: Finished
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Exhaust Fan, Refrigerator
  • Interior Amenities: Bathroom Mirror(s)
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1428.0
  • Fireplace: No
  • Flooring: Carpet, Laminate
  • Living Area: 1428.0
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Appliances:Electric Water Heater: Yes
  • Community Features:None3: Yes
  • Interior Features:Bathroom Mirror(s): Yes
  • Appliances:Exhaust Fan: Yes

Exterior Features

  • Roof: Metal
  • Fencing: None
  • Exterior Features: None
  • Lot Features: Sloped, Level
  • Pool Features: None
  • Construction Type: Brick Veneer
  • Foundation Details: Slab
  • Other Structures: None
  • Patio And Porch Features: Deck, Patio, Porch
  • Property Condition: Functional
  • Lot Features:Level: Yes
  • Patio And Porch Features:Porch: Yes
  • Exterior Features:None5: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Brick Veneer: Yes
  • Lot Features:Sloped: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2.0
  • Parking Features: Concrete, Driveway, Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Driveway: Yes
  • Parking Features:Concrete3: Yes
  • Parking Features:Off Street: Yes

Utilities

  • Heating: Central
  • Cooling: Central Air
  • Sewer: Public Sewer
  • Laundry Features: Main Level, Laundry Room
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Water Connected, Sewer Connected, Electricity Connected
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • High School: Cleveland
  • Middle Or Junior School: Cleveland

Lot Info

  • Lot Size Sq Ft: 14776.0
  • Parcel #: 034j G 011.00

Tax Info

  • Tax Annual Amount: 1684.06
  • Tax Book Number: 2965

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 19, 2025
Closed on
Sep 17, 2025
Sold by
Secretary Of Housing And Urban Developme
Bought by
Jaynes Jamie M and Jackson Teri L
Seller's Agent
Michael Little
R*E*Trade Real Estate & Auction
Buyer's Agent
Patti Angelle
Coldwell Banker Kinard Realty
List Price
$347,000
Sold Price
$295,000
Premium/Discount to List
-$52,000
-14.99%
Views
71
Current Estimated Value
$298,148

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,148
Avg. Annual Appreciation
3.48%
Original Mortgage
$145,000
Outstanding Balance
$144,744
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$153,404

Purchase Details

Closed on
Jan 16, 2025
Sold by
Freedom Mortgage Corporation
Bought by
Secretary Of Housing And Urban Development

Purchase Details

Closed on
Jan 3, 2025
Sold by
Nestor Solutions Of Tennessee Llc
Bought by
Freedom Mortgage Corporation

Purchase Details

Listed on
Oct 21, 2022
Closed on
Dec 7, 2022
Sold by
Gp Mgco
Bought by
Capote Diaz Yeni and Siergiey Kolisnichenko Siergiey
Seller's Agent
Sommer Oder
RE/MAX Experience
Buyer's Agent
Judy Austin
Redfin
List Price
$349,900
Sold Price
$340,000
Premium/Discount to List
-$9,900
-2.83%
Views
25

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.16%
Original Mortgage
$333,841
Interest Rate
6.61%
Mortgage Type
FHA

Purchase Details

Listed on
Jun 2, 2022
Closed on
Jun 23, 2022
Sold by
Crumley Sally K
Bought by
Gp Mgco
List Price
$225,000
Sold Price
$210,000
Premium/Discount to List
-$15,000
-6.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
185.04%

Purchase Details

Closed on
Jul 22, 2011
Sold by
Gober Jarvis A
Bought by
Gober Tracy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,900
Interest Rate
4.52%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $295,000 Cleveland Abstract & Title
Special Warranty Deed -- None Listed On Document
Special Warranty Deed -- None Listed On Document
Trustee Deed $303,490 None Listed On Document
Trustee Deed $303,490 None Listed On Document
Warranty Deed $340,000 Title Guaranty & Trust
Warranty Deed $210,000 Henry Travis D
Warranty Deed $89,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $145,000 New Conventional
Previous Owner $333,841 FHA
Previous Owner $89,900 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/18/2025 09/18/25 Sold $295,000 +1.2% $207 / Sq Ft
08/07/2025 08/07/25 Pending -- -- --
08/02/2025 08/02/25 Price Changed $291,480 -8.7% $204 / Sq Ft
07/03/2025 07/03/25 Price Changed $319,240 -8.0% $224 / Sq Ft
05/19/2025 05/19/25 For Sale $347,000 +2.1% $243 / Sq Ft
12/08/2022 12/08/22 Sold $340,000 -2.8% $115 / Sq Ft View Prior Sale
11/07/2022 11/07/22 Off Market $349,900 -- --
10/21/2022 10/21/22 For Sale $349,900 +66.6% $119 / Sq Ft
06/23/2022 06/23/22 Sold $210,000 -6.7% $89 / Sq Ft View Prior Sale
06/04/2022 06/04/22 Pending -- -- --
06/02/2022 06/02/22 For Sale $225,000 -- $96 / Sq Ft
Source: River Counties Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $769 $83,025 $8,000 $75,025
2024 $769 $53,425 $6,350 $47,075
2023 $1,684 $53,425 $6,350 $47,075
2022 $1,684 $53,425 $6,350 $47,075
2021 $1,684 $53,425 $0 $0
2020 $1,468 $53,425 $0 $0
2019 $1,468 $38,225 $0 $0
2018 $1,574 $0 $0 $0
2017 $787 $0 $0 $0
2016 $1,224 $0 $0 $0
2015 $1,224 $0 $0 $0
2014 $628 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2025

    Michael Little

    R*E*Trade Real Estate & Auction

    (423) 746-4922

    38 Total Sales

    Michael Little
    Section Image
  • Patti Angelle

    Buyer's Agent in 2025

    Patti Angelle

    Coldwell Banker Kinard Realty

    (423) 618-2738

    64 Total Sales

    Patti Angelle
    Section Image

  • S

    Seller's Agent in 2022

    Sommer Oder

    RE/MAX Experience

    Section Image

  • J

    Buyer's Agent in 2022

    Judy Austin

    Redfin

    (423) 322-3032

    130 Total Sales

    Judy Austin
    Section Image
See All Agents

Map

Source: River Counties Association of REALTORS®

MLS Number: 20252233

River Counties Association of REALTORS®

APN: 034J-G-011.00

Tennessee Bradley County Cleveland 37312

433 Apache Trail NW, Cleveland, TN

Sold

Detached

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