NOT LISTED FOR SALE

433 Charles St Spencerville, OH 45887

Estimated Value: $123,000 - $196,000

3 Beds
2 Baths
1,296 Sq Ft
$114/Sq Ft Est. Value

Last Sold June 05, 2020

Last sale price $75,000 $58 Per Sq Ft

Est. 97% increase in value since last sale

Current estimated payment $870/month

45 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • Formal Dining Room
  • Spencerville Elementary School Rated A-
  • No HOA
  • Enclosed Patio or Porch

About This Home

As of June 2020

Well maintained home. Vinyl sided 3 bedroom, 2 bathroom ranch home greets you with a 4 season front room, spacious living room and master bedroom with master bath and large walk-in closet. Loads of storage space, 2 car attached garage, screened-in deck and utility shed. Butler pantry in laundry room adjacent to kitchen. Regular lot 55x145, rear lot 47x45.,Under 1 Acre

Last Agent to Sell the Property

BELINDA TRUESDALE

Superior Plus Realtors License #0000392807 Listed on: 01/11/2020

Last Buyer's Agent

Michael Miller

CCR Realtors License #2007000874

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $955

Year Built

  • Built in 1955

Lot Details

  • Lot Dimensions are 55x145

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • 1,296 Sq Ft Home
  • Triple Pane Windows
  • Drapes & Rods
  • Formal Dining Room

Kitchen

  • Eat-In Kitchen
  • Oven
  • Electric Cooktop
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Enclosed Patio or Porch
  • Shed
  • Outbuilding

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 44-1109-04-014.000
  • $8 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$955

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 55x145
  • Directions: West on 1st St. (across Canal), left on Charles St.
  • Architectural Style: Ranch
  • Unit Levels: One
  • Year Built: 1955
  • Location Property Info:Zoning2: Residential
  • General Property Info:FEMA Flood Zone YN: No
  • General Property Info:Fireplace YN: No
  • General Property Info:Private Pool YN: No
  • Tax Info:Parcel _pound_: 44-1109-04-014.000
  • Tax Info:Tax Annual Amount: 954.66
  • Remarks Misc:Private Remarks2: Taxes currently on Homestead. Taxes shown are actual tax. Possession 5 days after closing. Estate - sold as is.
  • Appliances Refrigerators: Yes
  • Architectural Style:Ranch: Yes
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Water Source:Public: Yes
  • General Property Info:Lot Size Dimensions: 55x145
  • Utilities:Cable Available: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Flooring:Carpet: Yes
  • Flooring:Vinyl: Yes
  • Other Structures:Storage: Yes
  • Tax Info:Tax Other Annual Assessment Amount2: 8.0
  • Other Structures:Shed(s): Yes
  • Room Types:Laundry2: Yes
  • Other Structures:Outbuilding: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Water Heater, Oven, Range, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Vinyl
  • Window Features: Drapes, Triple Pane Windows
  • Appliances Dishwasher: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances Range: Yes
  • Appliances:Oven: Yes
  • Dining Room Features:Eat-in Kitchen: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Dining Room Features:Formal: Yes
  • Appliances:Electric Cooktop: Yes

Exterior Features

  • Construction Type: Vinyl Siding
  • Other Structures: Outbuilding, Shed(s), Storage
  • Patio And Porch Features: Deck, Enclosed, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Patio Porch Features:Deck: Yes
  • Patio Porch Features:Enclosed: Yes
  • Patio Porch Features:Porch: Yes
  • Window Features:Drapes: Yes
  • Window Features:Triple Pane Windows: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Garage Door Opener, Attached
  • Total Parking Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Parking Total2: 2
  • Parking Features:Attached: Yes

Utilities

  • Cooling: Central Air, Other
  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Location Property Info:AssociationYN: No

Schools

  • Junior High Dist: Spencerville

Lot Info

  • Parcel #: 44-1109-04-014.000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 954.66

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 11, 2020
Closed on
Jun 5, 2020
Sold by
Kill Paul L and Willof Georgia Jean
Bought by
Gay Byron S and Gay Byron
Seller's Agent
BELINDA TRUESDALE
Superior Plus Realtors
Buyer's Agent
Michael Miller
CCR Realtors
List Price
$92,000
Sold Price
$75,000
Premium/Discount to List
-$17,000
-18.48%
Current Estimated Value
$147,871

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$72,871
Avg. Annual Appreciation
13.19%
Original Mortgage
$72,750
Outstanding Balance
$64,608
Interest Rate
3.3%
Mortgage Type
New Conventional
Estimated Equity
$83,263

Purchase Details

Closed on
Jan 26, 1987
Bought by
Fox Richard
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gay Byron S $75,000 None Available
Fox Richard -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gay Byron S $72,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/05/2020 06/05/20 Sold $75,000 -18.5% $58 / Sq Ft
02/25/2020 02/25/20 Pending -- -- --
01/11/2020 01/11/20 For Sale $92,000 -- $71 / Sq Ft
Source: West Central Association of REALTORS® (OH)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,065 $32,100 $6,020 $26,080
2023 $935 $26,330 $4,940 $21,390
2022 $947 $26,330 $4,940 $21,390
2021 $927 $26,330 $4,940 $21,390
2020 $645 $26,290 $4,690 $21,600
2019 $645 $26,290 $4,690 $21,600
2018 $651 $26,290 $4,690 $21,600
2017 $509 $22,650 $4,690 $17,960
2016 $500 $22,650 $4,690 $17,960
2015 $483 $22,650 $4,690 $17,960
2014 $483 $22,230 $4,900 $17,330
2013 $492 $22,230 $4,900 $17,330
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2020

    BELINDA TRUESDALE

    Superior Plus Realtors

    Section Image

  • M

    Buyer's Agent in 2020

    Michael Miller

    CCR Realtors

    (419) 236-8299

    53 Total Sales

    Michael Miller
    Section Image
See All Agents

Map

Source: West Central Association of REALTORS® (OH)

MLS Number: 200387

APN: 44-11-09-04-014.000

Ohio Allen County Spencerville 45887

433 Charles St, Spencerville, OH

Not Listed for Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes