NOT LISTED FOR SALE

433 Charles St Spencerville, OH 45887

Estimated Value: $117,000 - $143,000

3 Beds
2 Baths
1,296 Sq Ft
$101/Sq Ft Est. Value

Last Sold June 05, 2020

Last sale price $75,000 $58 Per Sq Ft

Est. 74% increase in value since last sale

Current estimated payment $763/month

45 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • Formal Dining Room
  • Spencerville Elementary School Rated A-
  • No HOA
  • Enclosed Patio or Porch

About This Home

As of June 2020

Well maintained home. Vinyl sided 3 bedroom, 2 bathroom ranch home greets you with a 4 season front room, spacious living room and master bedroom with master bath and large walk-in closet. Loads of storage space, 2 car attached garage, screened-in deck and utility shed. Butler pantry in laundry room adjacent to kitchen. Regular lot 55x145, rear lot 47x45.,Under 1 Acre

Last Agent to Sell the Property

BELINDA TRUESDALE

Superior Plus Realtors License #0000392807 Listed on: 01/11/2020

Last Buyer's Agent

Michael Miller

CCR Realtors License #2007000874

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $955

Year Built

  • Built in 1955

Lot Details

  • Lot Dimensions are 55x145

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • 1,296 Sq Ft Home
  • Triple Pane Windows
  • Drapes & Rods
  • Formal Dining Room

Kitchen

  • Eat-In Kitchen
  • Oven
  • Electric Cooktop
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Enclosed Patio or Porch
  • Shed
  • Outbuilding

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 44-1109-04-014.000
  • $8 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$955

Year Built

Built in 1955

Lot Details

10,106 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 55x145
  • Directions: West on 1st St. (across Canal), left on Charles St.
  • Architectural Style: Ranch
  • Unit Levels: One
  • Year Built: 1955
  • Location Property Info:Zoning2: Residential
  • General Property Info:FEMA Flood Zone YN: No
  • General Property Info:Fireplace YN: No
  • General Property Info:Private Pool YN: No
  • Tax Info:Parcel _pound_: 44-1109-04-014.000
  • Tax Info:Tax Annual Amount: 954.66
  • Appliances Refrigerators: Yes
  • Architectural Style:Ranch: Yes
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Water Source:Public: Yes
  • General Property Info:Lot Size Dimensions: 55x145
  • Utilities:Cable Available: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Flooring:Carpet: Yes
  • Flooring:Vinyl: Yes
  • Other Structures:Storage: Yes
  • Tax Info:Tax Other Annual Assessment Amount2: 8.0
  • Other Structures:Shed(s): Yes
  • Room Types:Laundry2: Yes
  • Other Structures:Outbuilding: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Water Heater, Oven, Range, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Vinyl
  • Window Features: Drapes, Triple Pane Windows
  • Appliances Dishwasher: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances Range: Yes
  • Appliances:Oven: Yes
  • Dining Room Features:Eat-in Kitchen: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Dining Room Features:Formal: Yes
  • Appliances:Electric Cooktop: Yes

Exterior Features

  • Construction Type: Vinyl Siding
  • Other Structures: Outbuilding, Shed(s), Storage
  • Patio And Porch Features: Deck, Enclosed, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Patio Porch Features:Deck: Yes
  • Patio Porch Features:Enclosed: Yes
  • Patio Porch Features:Porch: Yes
  • Window Features:Drapes: Yes
  • Window Features:Triple Pane Windows: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Garage Door Opener, Attached
  • Total Parking Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Parking Total2: 2
  • Parking Features:Attached: Yes

Utilities

  • Cooling: Central Air, Other
  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Location Property Info:AssociationYN: No

Schools

  • Junior High Dist: Spencerville

Lot Info

  • Parcel #: 44-1109-04-014.000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 954.66

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 11, 2020
Closed on
Jun 5, 2020
Sold by
Kill Paul L and Willof Georgia Jean
Bought by
Gay Byron S and Gay Byron
Seller's Agent
BELINDA TRUESDALE
Superior Plus Realtors
Buyer's Agent
Michael Miller
CCR Realtors
List Price
$92,000
Sold Price
$75,000
Premium/Discount to List
-$17,000
-18.48%
Current Estimated Value
$130,867

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$55,867
Avg. Annual Appreciation
10.26%
Original Mortgage
$72,750
Outstanding Balance
$64,608
Interest Rate
3.3%
Mortgage Type
New Conventional
Estimated Equity
$66,259

Purchase Details

Closed on
Jan 26, 1987
Bought by
Fox Richard
Source: Public Records
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Purchase History

Date Buyer Sale Price Title Company
Gay Byron S $75,000 None Available
Fox Richard -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gay Byron S $72,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/05/2020 06/05/20 Sold $75,000 -18.5% $58 / Sq Ft
02/25/2020 02/25/20 Pending -- -- --
01/11/2020 01/11/20 For Sale $92,000 -- $71 / Sq Ft
Source: West Central Association of REALTORS® (OH)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,065 $32,100 $6,020 $26,080
2023 $935 $26,330 $4,940 $21,390
2022 $947 $26,330 $4,940 $21,390
2021 $927 $26,330 $4,940 $21,390
2020 $645 $26,290 $4,690 $21,600
2019 $645 $26,290 $4,690 $21,600
2018 $651 $26,290 $4,690 $21,600
2017 $509 $22,650 $4,690 $17,960
2016 $500 $22,650 $4,690 $17,960
2015 $483 $22,650 $4,690 $17,960
2014 $483 $22,230 $4,900 $17,330
2013 $492 $22,230 $4,900 $17,330
Source: Public Records

Agents Affiliated with this Home

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Map

Source: West Central Association of REALTORS® (OH)

MLS Number: 200387

APN: 44-11-09-04-014.000

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