NOT LISTED FOR SALE

433 Cliff Dr Aptos, CA 95003

Rio del Mar Neighborhood

Estimated Value: $1,781,459 - $2,571,000

3 Beds
3 Baths
2,004 Sq Ft
$1,019/Sq Ft Est. Value

About This Home

This home is located at 433 Cliff Dr, Aptos, CA 95003 and is currently estimated at $2,042,365, approximately $1,019 per square foot. 433 Cliff Dr is a home located in Santa Cruz County with nearby schools including Rio Del Mar Elementary School, Aptos Junior High School, and Aptos High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 17, 2025
Sold by
Patricia W Payne Revocable Trust and Payne John R
Bought by
Payne Scott Morgan and Zurbriggen Eileen
Current Estimated Value
$2,042,365

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,132,000
Outstanding Balance
$1,132,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$910,365

Purchase Details

Closed on
Aug 21, 2008
Sold by
Payne Patricia W
Bought by
Payne Patricia W and Patricia W Payne Revocable Tru
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Payne Scott Morgan $1,549,000 Old Republic Title Company
Payne Patricia W -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Payne Scott Morgan $1,132,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,829 $1,581,000 $1,198,500 $382,500
2023 $2,642 $127,854 $31,060 $96,794
2022 $2,546 $125,347 $30,451 $94,896
2021 $2,355 $122,889 $29,854 $93,035
2020 $2,301 $121,629 $29,548 $92,081
2019 $2,255 $119,244 $28,968 $90,276
2018 $2,181 $116,906 $28,400 $88,506
2017 $2,146 $114,614 $27,844 $86,770
2016 $2,104 $112,367 $27,298 $85,069
2015 $2,031 $110,679 $26,888 $83,791
2014 $1,971 $108,511 $26,361 $82,150
Source: Public Records

Map

California Santa Cruz County Aptos 95003 Rio del Mar

433 Cliff Dr, Aptos, CA

Not Listed for Sale

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