NOT LISTED FOR SALE

433 Oak St Ludlow, KY 41016

Estimated Value: $292,000 - $346,000

4 Beds
2 Baths
2,220 Sq Ft
$140/Sq Ft Est. Value

Last Sold April 07, 2022

Last sale price $230,000 $104 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $1,886/month

Highlights

  • Open Floorplan
  • Stainless Steel Appliances
  • Fireplace
  • Granite Countertops
  • Wood Frame Window
  • 5-minute walk to Ludlow Memorial Park

About This Home

As of April 2022

This centrally located duplex is fully rehabbed with 2 bed / 1 bath per unit and is absolutely beautiful. The back alley offers off-street parking.

Last Agent to Sell the Property

Stacy Meece

Berkshire Hathaway Home Services Professional Realty Listed on: 03/17/2022

Berkshire Hathaway Home Services Professional Realty

Last Buyer's Agent

Emily Rachford

Keller Williams Realty Services License #265147

Keller Williams Realty Services

Property Details

Home Type

  • Multi-Family

Lot Details

  • 3,123 Sq Ft Lot
  • Lot Dimensions are 25 x125

Home Design

  • Duplex
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Fireplace
  • Wood Frame Window
  • Partial Basement
  • Laundry in unit

Kitchen

  • Convection Oven
  • Electric Oven
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Parking

  • On-Street Parking
  • Off-Street Parking

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Mini Split Air Conditioners
  • Forced Air Heating and Cooling System
  • Furnace
  • Separate Meters

Community Details

  • 2 Units

Listing and Financial Details

  • Tenant pays for electricity, gas, heat, sewer, water
  • Assessor Parcel Number 026-34-08-010.00

Property Details

Home Type

Multi-Family

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Multi Family
  • Lot Size Acres: 0.07
  • Lot Size: 25 x125
  • Directions: KY 8 West to left on Helen to Oak St.
  • New Construction: No
  • Structure Type: Duplex
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 25 x125
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • General Property Description:Lot Size Acres: 0.0717
  • Location Tax Legal Info:Tax ID: 026-34-08-010.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • General Property Description:_pound_ of Buildings: 1
  • Utilities:Separate Air Condition: Yes
  • Utilities:Separate Furnace: Yes
  • Utilities:Separate Gas Electric: Yes
  • General Property Description:Number Of Units Total: 2
  • Structure Type:Duplex: Yes
  • Levels:Two2: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Open Floorplan, Granite Counters
  • Heating: Forced Air
  • Levels: Two
  • Property Type: MultiFamily
  • Tenant Pays: Electricity, Gas, Heat, Sewer, Water
  • Number Of Buildings: 1
  • Appliances: Electric Oven, Stainless Steel Appliance(s), Convection Oven, Dishwasher, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: No
  • Window Features: Wood Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Open Floorplan: Yes
  • Basement:Partial: Yes
  • Appliances:Convection Oven: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Brick
  • Foundation Details: Block
  • Construction Materials:Brick2: Yes
  • Window Features:Wood Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street, On Street
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Unit
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Forced Air: Yes

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 3123.25
  • ResoLotSizeUnits: Acres

Multi Family

  • Number Of Units Total: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 17, 2022
Closed on
Apr 7, 2022
Sold by
Stallion Investments Limited Liability C
Bought by
Lopez Angelina M
Seller's Agent
Stacy Meece
Berkshire Hathaway Home Services Professional Realty
Buyer's Agent
Emily Rachford
Keller Williams Realty Services
List Price
$235,000
Sold Price
$230,000
Premium/Discount to List
-$5,000
-2.13%
Current Estimated Value
$315,970

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$85,970
Avg. Annual Appreciation
8.24%
Original Mortgage
$225,834
Outstanding Balance
$210,550
Interest Rate
3.89%
Mortgage Type
New Conventional
Estimated Equity
$100,201

Purchase Details

Listed on
Aug 10, 2021
Closed on
Sep 24, 2021
Sold by
Pensco Trust Company Llc
Bought by
Stallion Investments Llc
Seller's Agent
Julie Feagan
Huff Realty - Florence
Buyer's Agent
Carl Johnson
Keller Williams Realty Service
List Price
$130,000
Sold Price
$95,000
Premium/Discount to List
-$35,000
-26.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
430.32%
Original Mortgage
$85,500
Interest Rate
2.8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 4, 2018
Sold by
Applecore Investments Lc
Bought by
Pensco Trust Company Llc

Purchase Details

Closed on
Dec 27, 2017
Sold by
Faust Keith T
Bought by
Deutsche Bank National Trust Company and American Rome Mortgage Investment Trust

Purchase Details

Closed on
Apr 12, 2006
Sold by
Davon Investment Llc
Bought by
Faust Keith T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,500
Interest Rate
1.9%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Apr 3, 2002
Sold by
Boyle Jeffrey B
Bought by
Davon Investments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
6.8%
Mortgage Type
New Conventional
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lopez Angelina M $230,000 360 American Title
Stallion Investments Llc $95,000 None Available
Pensco Trust Company Llc $35,000 None Available
Deutsche Bank National Trust Company $50,000 None Available
Faust Keith T $70,000 Community Title Inc
Davon Investments Llc $101,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lopez Angelina M $225,834
Previous Owner Stallion Investments Llc $85,500
Previous Owner Faust Keith T $66,500
Previous Owner Davon Investments Llc $136,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/07/2022 04/07/22 Sold $230,000 -2.1% $104 / Sq Ft
03/21/2022 03/21/22 For Sale $235,000 +147.4% $106 / Sq Ft
03/18/2022 03/18/22 Pending -- -- --
09/24/2021 09/24/21 Sold $95,000 -20.8% $43 / Sq Ft View Prior Sale
09/01/2021 09/01/21 Pending -- -- --
08/23/2021 08/23/21 Price Changed $120,000 -7.7% $54 / Sq Ft
08/10/2021 08/10/21 For Sale $130,000 -- $59 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,004 $230,000 $10,000 $220,000
2024 $2,990 $230,000 $10,000 $220,000
2023 $2,960 $230,000 $10,000 $220,000
2022 $2,701 $210,000 $10,000 $200,000
2021 $562 $35,000 $10,000 $25,000
2020 $560 $35,000 $10,000 $25,000
2019 $557 $35,000 $10,000 $25,000
2018 $1,170 $80,000 $10,000 $70,000
2017 $1,155 $80,000 $10,000 $70,000
2015 $1,099 $80,000 $10,000 $70,000
2014 $1,055 $80,000 $10,000 $70,000
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 602248

Northern Kentucky Multiple Listing Service

APN: 026-34-08-010.00