Seller's Agent in 2024
Michele Esposito
Coldwell Banker Realty
(619) 944-7216
2 in this area
34 Total Sales
4336 Harbor Way Unit 3 Oceanside, CA 92056
Ivey Ranch-Rancho Del Oro NeighborhoodEstimated Value: $680,000 - $727,000
2
Beds
2
Baths
1,322
Sq Ft
$336/mo
HOA Fee
Highlights
- Gated Community
- Clubhouse
- 2 Car Attached Garage
- Ivey Ranch Elementary School Rated A-
- Community Pool
- 5-minute walk to Martin Luther King Junior Park
About This Home
As of August 2024Welcome to St Cloud, a private gated coastal community in Oceanside. This tri-level, two bedroom home features 1,322 sqaure feet, luxury vinyl flooring, lots of natural light and vaulted ceilings. The first floor features a flex space and direct access to a large two car attached garage. The second level offers an open floor plan, gourmet kitchen with high end design, beautiful quartz countertops, custom finishes and GE stainless steel appliances. Also on this floor, a spacious living space, outdoor patio and dining area, perfect for entertaining guests. Your guests will enjoy their own spacious, private bedroom and bathroom. On the third floor, you'll find the luxurious primary suite, complete with a spa-like bathroom, walk-in closet, coffee bar and full-size washer/dryer for your convenience. This smart home is turn key and energy efficient making it both eco-friendly and cost-effective. Welcome to St Cloud, a private gated coastal community in Oceanside. This tri-level, two bedroom home features 1,322 sqaure feet, luxury vinyl flooring, lots of natural light and vaulted ceilings. The first floor features a flex space and direct access to a large two car attached garage. The second level offers an open floor plan, gourmet kitchen with high end design, beautiful quartz countertops, custom finishes and GE stainless steel appliances. Also on this floor, a spacious living space, outdoor patio and dining area, perfect for entertaining guests. Your guests will enjoy their own spacious, private bedroom and bathroom. On the third floor, you'll find the luxurious primary suite, complete with a spa-like bathroom, walk-in closet, coffee bar and full-size washer/dryer for your convenience. This smart home is turn key and energy efficient making it both eco-friendly and cost-effective. Built in 2019, this home has only had one owner and has been impeccibly maintained. The resort style amenities include a junior olympic size pool, fitness center, clubhouse, cabanas, BBQ, kitchenette, restrooms, basketball court, tot lot, and walking trails. St Cloud is a well-maintained community, offering a peaceful and serene environment. This complex has low HOA fees and is FHA and VA approved, making it an excellent opportunity for a wide range of buyers. The location is ideal, with easy access to beaches, shopping, restaurants, breweries, farmer's markets and Legoland. Don't miss out on the chance to make this beautiful home yours!
Last Agent to Sell the Property
Coldwell Banker Realty License #01890518 Listed on: 07/12/2024
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $6,316
Year Built
- Built in 2019
HOA Fees
- $336 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Entry on the 1st floor
Interior Spaces
- 1,322 Sq Ft Home
- 3-Story Property
Kitchen
- Gas Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry on upper level
- Dryer
- Washer
Utilities
- Separate Water Meter
Listing and Financial Details
- Assessor Parcel Number 160-690-09-03
Community Details
Overview
- Association fees include common area maintenance, exterior (landscaping)
- 85 Units
- St Cloud Association, Phone Number (619) 743-0819
- The Collection Community
Amenities
- Community Barbecue Grill
- Clubhouse
Recreation
- Community Playground
- Community Pool
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 12, 2024
Closed on
Aug 2, 2024
Sold by
Arellano Daniel Luna
Bought by
Gawlik Katarzyna
Seller's Agent
Michele Esposito
Coldwell Banker Realty
Buyer's Agent
Janet Thornton
Real Broker
List Price
$725,000
Sold Price
$735,000
Premium/Discount to List
$10,000
1.38%
Views
14
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$37,566
Avg. Annual Appreciation
-4.21%
Original Mortgage
$147,000
Outstanding Balance
$86,373
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$611,061
Purchase Details
Listed on
Jul 12, 2024
Closed on
Jul 25, 2024
Sold by
2015 Margaret E Bancroft and 2015 James R
Bought by
Gawlik Katarzyna
Seller's Agent
Michele Esposito
Coldwell Banker Realty
Buyer's Agent
Janet Thornton
Real Broker
List Price
$725,000
Sold Price
$735,000
Premium/Discount to List
$10,000
1.38%
Views
14
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,000
Outstanding Balance
$86,373
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$611,061
Purchase Details
Closed on
Dec 6, 2019
Sold by
Lennar Homes Of California Inc
Bought by
Bancroft James R and Bancroft Margaret E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,900
Interest Rate
3.6%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gawlik Katarzyna | -- | Equity Title | |
| Gawlik Katarzyna | $735,000 | Equity Title | |
| Bancroft James R | $477,000 | First American Title Company |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Gawlik Katarzyna | $147,000 | |
| Open | Gawlik Katarzyna | $588,000 | |
| Previous Owner | Bancroft James R | $256,900 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/09/2024 08/09/24 | Sold | $735,000 | +1.4% | $556 / Sq Ft |
| 07/20/2024 07/20/24 | Pending | -- | -- | -- |
| 07/12/2024 07/12/24 | For Sale | $725,000 | -- | $548 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,316 | $735,000 | $323,651 | $411,349 |
| 2024 | $6,316 | $511,330 | $225,160 | $286,170 |
| 2023 | $6,127 | $501,305 | $220,746 | $280,559 |
| 2022 | $6,032 | $491,476 | $216,418 | $275,058 |
| 2021 | $6,044 | $481,840 | $212,175 | $269,665 |
| 2020 | $5,868 | $476,900 | $210,000 | $266,900 |
Source: Public Records
Agents Affiliated with this Home
-
Michele Esposito
-
Janet Thornton
Buyer's Agent in 2024
Janet Thornton
Real Broker
(760) 271-8831
5 in this area
85 Total Sales
Map
Source: San Diego MLS
MLS Number: 240016067
APN: 160-690-09-03
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