434 Cedar St Schenectady, NY 12306
Rotterdam Neighborhood
4
Beds
1
Bath
1,528
Sq Ft
3,485
Sq Ft Lot
Highlights
- 1 Fireplace
- Built-In Features
- Level Lot
- No HOA
- Forced Air Heating System
About This Home
As of June 2022Large house located just a short drive to 890 and the Riverside Casino. The home offers a large living room with cozy fireplace , laminate flooring and off street parking Owner and nonprofit buyers only for the first 20 days. Investor offers will be reviewed starting day 21. Buyers will be required to sign an occupancy cert. Fair Condition
Last Agent to Sell the Property
Gage Realty License #37RO0729370 Listed on: 02/02/2018
Last Buyer's Agent
Stefanie Waldron
Oxford Property Group USA License #10401337519
Home Details
Home Type
- Single Family
Year Built
- Built in 1901
Lot Details
- 3,485 Sq Ft Lot
- Level Lot
Home Design
- Aluminum Siding
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Built-In Features
- 1 Fireplace
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 4 Bedrooms
- 1 Full Bathroom
Parking
- 2 Parking Spaces
- Off-Street Parking
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 62 / 2
- Assessor Parcel Number 421500 48-2-62
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 6, 2022
Closed on
Jun 6, 2022
Sold by
Ingrid Dhanraj
Bought by
Miller Joshua
Seller's Agent
Loraine Cotnoir
Hunt Real Estate ERA
Buyer's Agent
Lorenzo Murray
Hunt Real Estate ERA
List Price
$95,000
Sold Price
$95,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.89%
Original Mortgage
$76,000
Outstanding Balance
$72,621
Interest Rate
5.27%
Mortgage Type
New Conventional
Estimated Equity
$97,778
Purchase Details
Listed on
Feb 2, 2018
Closed on
Jun 14, 2018
Sold by
U S Bank National Association
Bought by
Dhanraj Ingrid and Phatandain Premanand
Seller's Agent
Edward Rosenberg
Gage Realty
Buyer's Agent
Stefanie Waldron
Oxford Property Group USA
List Price
$49,900
Sold Price
$36,000
Premium/Discount to List
-$13,900
-27.86%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.01%
Purchase Details
Closed on
Feb 22, 2018
Sold by
Flagstar Bank Fsb and Bright Curtis
Bought by
U S Bank National Association and Rmac Trust
Purchase Details
Closed on
Jul 15, 2009
Sold by
Ford Jeffrey Jessica
Bought by
Bright Curtis
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,116
Interest Rate
5.43%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 2, 2005
Sold by
Murphy James V
Bought by
Ford Jefrrey
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,700
Interest Rate
5.81%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 8, 1999
Sold by
Cga Properties Llc
Bought by
Gross Roberta
Purchase Details
Closed on
Apr 9, 1998
Similar Homes in Schenectady, NY
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $95,000 | Chicago Title | |
| Warranty Deed | $95,000 | Chicago Title | |
| Bargain Sale Deed | $36,000 | Partners Abstract Corp | |
| Referees Deed | $100 | Reo America Abstract Inc | |
| Deed | $104,000 | James D Kerr Pllc | |
| Warranty Deed | $104,000 | None Available | |
| Deed | $89,700 | Ricahrd P Jacobson | |
| Deed | $63,500 | -- | |
| Deed | $33,000 | Robert W Hoffman | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $76,000 | New Conventional | |
| Closed | $76,000 | New Conventional | |
| Previous Owner | $102,116 | FHA | |
| Previous Owner | $96,000 | Unknown | |
| Previous Owner | $89,700 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/18/2025 07/18/25 | Price Changed | $219,900 | -4.3% | $144 / Sq Ft |
| 07/01/2025 07/01/25 | For Sale | $229,900 | +142.0% | $150 / Sq Ft |
| 06/07/2022 06/07/22 | Sold | $95,000 | 0.0% | $62 / Sq Ft |
| 04/06/2022 04/06/22 | Pending | -- | -- | -- |
| 04/05/2022 04/05/22 | For Sale | $95,000 | +163.9% | $62 / Sq Ft |
| 07/03/2018 07/03/18 | Sold | $36,000 | +3.2% | $24 / Sq Ft |
| 06/02/2018 06/02/18 | Pending | -- | -- | -- |
| 05/26/2018 05/26/18 | Price Changed | $34,900 | -12.5% | $23 / Sq Ft |
| 04/23/2018 04/23/18 | Price Changed | $39,900 | -11.1% | $26 / Sq Ft |
| 03/14/2018 03/14/18 | Price Changed | $44,900 | -10.0% | $29 / Sq Ft |
| 01/31/2018 01/31/18 | For Sale | $49,900 | -- | $33 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,566 | $92,400 | $13,900 | $78,500 |
| 2023 | $4,566 | $92,400 | $13,900 | $78,500 |
| 2022 | $4,532 | $92,400 | $13,900 | $78,500 |
| 2021 | $4,506 | $92,400 | $13,900 | $78,500 |
| 2020 | $4,064 | $92,400 | $13,900 | $78,500 |
| 2019 | $2,150 | $92,400 | $13,900 | $78,500 |
| 2018 | $4,110 | $92,400 | $13,900 | $78,500 |
| 2017 | $4,238 | $92,400 | $13,900 | $78,500 |
| 2016 | $4,210 | $92,400 | $13,900 | $78,500 |
| 2015 | -- | $92,400 | $13,900 | $78,500 |
| 2014 | -- | $92,400 | $13,900 | $78,500 |
Source: Public Records
Agents Affiliated with this Home
-
Jenn Baniak-Hollands
Seller's Agent in 2025
Jenn Baniak-Hollands
KW Platform
(518) 512-7784
10 in this area
315 Total Sales
-
Loraine Cotnoir
L
Seller's Agent in 2022
Loraine Cotnoir
Hunt Real Estate
(518) 817-8570
5 in this area
67 Total Sales
-
Lorenzo Murray
Buyer's Agent in 2022
Lorenzo Murray
Hunt Real Estate
(617) 212-7290
23 in this area
372 Total Sales
-
Edward Rosenberg
Seller's Agent in 2018
Edward Rosenberg
Gage Realty
(518) 399-0081
3 in this area
37 Total Sales
-
S
Buyer's Agent in 2018
Stefanie Waldron
Oxford Property Group USA
Map
Source: Global MLS
MLS Number: 201811842
APN: 048-059-0002-062-000-0000
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