NOT LISTED FOR SALE

434 Cross Rd Gurnee, IL 60031

Estimated Value: $446,000 - $528,000

4 Beds
4 Baths
2,560 Sq Ft
$195/Sq Ft Est. Value

Last Sold September 27, 2013

Last sale price $340,000 $133 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $3,709/month

2 Days on Market

Highlights

  • Colonial Architecture
  • Recreation Room
  • Wood Flooring
  • Woodland Elementary School Rated A-
  • Vaulted Ceiling
  • Whirlpool Bathtub

About This Home

As of September 2013

Move in condition Colonial on great lot! Hardwood floors t/o main level, vaulted eating rm, granite & all ss in kitchen. Open floor plan perfect for entertaining! 4 large bedrms, 3.1 baths w/ 2 master suites, 2 fireplaces & 2nd floor laundry. Full finished basement w/ tons of storage. Don't forget the 3 car garage! New items incld: 2 water heaters, carpet t/o & ceiling fans. Huge fenced yard w/ large patio space.

Last Agent to Sell the Property

Amy Diamond

@properties Christie's International Real Estate License #475126552 Listed on: 08/20/2013

@properties Christie's International Real Estate

Last Buyer's Agent

Jim Starwalt

Better Homes and Garden Real Estate Star Homes License #471010243

Better Homes and Garden Real Estate Star Homes

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,560

Year Built

  • 1989

Lot Details

  • Fenced Yard
  • Corner Lot

HOA Fees

  • $10 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Side Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Wood Shingle Roof
  • Cedar

Interior Spaces

  • Vaulted Ceiling
  • Skylights
  • Wood Burning Fireplace
  • Attached Fireplace Door
  • Gas Log Fireplace
  • Dining Area
  • Workroom
  • Recreation Room
  • Wood Flooring
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Laundry on upper level

Kitchen

  • Breakfast Bar
  • Butlers Pantry
  • Oven or Range
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • In-Law or Guest Suite
  • Whirlpool Bathtub
  • Separate Shower

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,560

Year Built

1989

Lot Details

0

HOA Fees

$10 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • Age: 21-25 Years
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 2
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 3.1
  • Style Of House: Colonial
  • Type Detached: 2 Stories
  • Estimated Year Built: 1989
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1989

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, In-Law Arrangement, 2nd Floor Laundry
  • Number Of Rooms: 11
  • Living Room: Dimensions: 15X14, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: Humidifier, TV-Cable, CO Detectors, Ceiling Fan, Sump Pump
  • Fireplace Details: Wood Burning, Attached Fireplace Doors/Screen, Gas Logs, Gas Starter
  • Attic: Full
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Finished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool, Separate Shower
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 12X6, On Level: 2nd Level, Flooring: Ceramic Tile, Windows: None
  • Dining Room: Dimensions: 13X11, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Kitchen Type: Dimensions: 15X13, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space, Pantry-Butler
  • Additional Rooms: Eating Area, Recreation Room, Workroom
  • Master Bedroom: Dimensions: 20X14, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 1 Name: Eating Area, Dimensions: 14X14, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Additional Room 2 Name: Recreation Rm, Dimensions: 29X14, On Level: Lower, Flooring: Carpet, Windows: None
  • Bedroom 2: Dimensions: 14X13, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 3 Name: Work Rm, Dimensions: 29X14, On Level: Basement, Flooring: Other, Windows: None
  • Bedroom 3: Dimensions: 12X11, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 4: Dimensions: 16X15, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Estimated Sq Ft: 2560
  • Dining Room Type: Separate
  • Family Room: Dimensions: 18X15, On Level: Main Level, Flooring: Hardwood, Windows: Blinds

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Cedar
  • Roof Type: Wood Shakes/Shingles
  • Exterior Property Features: Patio
  • Acreage: 0.28

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt, Side Drive
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 125

Schools

  • School District: 121
  • Elementary School: WOODLAND ELEMENTARY SCHOOL
  • Middle School: WOODLAND MIDDLE SCHOOL
  • High School: WARREN TOWNSHIP HIGH SCHOOL
  • Junior High Dist: 50

Lot Info

  • Lot Dimensions: 142 X 80
  • Lot Description: Corner, Fenced Yard
  • Parcel Identification Number: 07261030090000

Tax Info

  • Taxes: 8001.93

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 20, 2013
Closed on
Sep 27, 2013
Sold by
Hairrell Kenneth A and Hairrell Katherine B
Bought by
Vanhandel Michael Van
Seller's Agent
Amy Diamond
@properties Christie's International Real Estate
Buyer's Agent
Jim Starwalt
Better Homes and Garden Real Estate Star Homes
List Price
$349,900
Sold Price
$340,000
Premium/Discount to List
-$9,900
-2.83%
Current Estimated Value
$500,290

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$160,290
Avg. Annual Appreciation
3.27%
Original Mortgage
$306,000
Outstanding Balance
$232,148
Interest Rate
4.75%
Mortgage Type
New Conventional
Estimated Equity
$268,142

Purchase Details

Closed on
Dec 22, 2011
Sold by
Mcnally Marylou
Bought by
Hairrell Kenneth A and Hairrell Katherine B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,100
Interest Rate
4.01%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 18, 2007
Sold by
Mcclellan Paul and Mcclellan Trennen
Bought by
Mcnally Marylou

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 27, 2006
Sold by
Mb Financial Bank Na
Bought by
Mcclellan Paul and Mc Clellan Trennen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$336,000
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 1, 2005
Sold by
Willour
Bought by
Mb Financial Land Trust #3415

Purchase Details

Closed on
Nov 26, 1997
Sold by
Cowgill Cowgill Francesca N Francesca N and Cowgill William A
Bought by
Willour Charles E and Willour Regina R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.25%

Purchase Details

Closed on
Nov 23, 1993
Sold by
Cowgill William A and Cowgill Francesca N
Bought by
Cowgill William A and Cowgill Francesca N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,200
Interest Rate
6.82%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vanhandel Michael Van $340,000 First American Title Insuran
Hairrell Kenneth A $278,000 Saturn Title Llc
Mcnally Marylou $425,000 None Available
Mcclellan Paul $420,000 St
Mb Financial Land Trust #3415 $336,000 --
Willour Charles E $285,500 --
Cowgill William A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Vanhandel Michael Van $306,000
Previous Owner Hairrell Kenneth A $264,100
Previous Owner Mcnally Marylou $300,000
Previous Owner Mcclellan Paul $336,000
Previous Owner Willour Charles E $200,000
Previous Owner Cowgill William A $170,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/27/2013 09/27/13 Sold $340,000 -2.8% $133 / Sq Ft
08/22/2013 08/22/13 Pending -- -- --
08/20/2013 08/20/13 For Sale $349,900 -- $137 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,560 $148,419 $26,906 $121,513
2023 $12,543 $133,781 $24,252 $109,529
2022 $12,543 $132,604 $21,202 $111,402
2021 $11,350 $127,283 $20,351 $106,932
2020 $10,985 $124,155 $19,851 $104,304
2019 $10,671 $120,551 $19,275 $101,276
2018 $10,689 $122,201 $21,664 $100,537
2017 $10,575 $118,699 $21,043 $97,656
2016 $10,493 $113,414 $20,106 $93,308
2015 $10,229 $107,563 $19,069 $88,494
2014 $8,443 $90,417 $18,795 $71,622
2012 $8,002 $91,109 $18,939 $72,170
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08425712

Midwest Real Estate Data (MRED)

APN: 07-26-103-009