434 Elm St Watervliet, MI 49098
3
Beds
1
Bath
1,368
Sq Ft
8,211
Sq Ft Lot
Highlights
- Traditional Architecture
- No HOA
- Window Unit Cooling System
- Wood Flooring
- 1 Car Detached Garage
- Living Room
About This Home
As of January 2025Great Home! Fixer upper!! Make it your forever home or as an investment property. The inside of the home offers new appliances in the kitchen. Wood floors in the dining and main floor bedroom. Some of the ceilings need to be replaced. 2 bedrooms upstairs and there is another room that can be used as another bedroom. Has a new attic fan, needs to be hooked up. The outside offers a large backyard with a detached garage. Roof was replaced within 10 years. New sidewalks were recently added to the area. Walking distance to downtown Watervliet, post office and library. Close to the hospital, schools, stores, restaurants and Interstate 94.
Home is occupied.
Last Agent to Sell the Property
ERA Reardon Realty License #6501314509 Listed on: 04/01/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,252
Year Built
- Built in 1910
Lot Details
- 8,211 Sq Ft Lot
- Lot Dimensions are 50 x 166
- Level Lot
- Back Yard Fenced
Parking
- 1 Car Detached Garage
Home Design
- Traditional Architecture
- Vinyl Siding
Interior Spaces
- 1,368 Sq Ft Home
- 2-Story Property
- Living Room
- Dining Area
- Wood Flooring
Kitchen
- Range
- Microwave
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Main Level Bedroom
- 1 Full Bathroom
Laundry
- Laundry on main level
- Laundry Chute
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Heating System Uses Natural Gas
- Window Unit Heating System
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 1, 2024
Closed on
Jan 15, 2025
Sold by
Cobb Chad Monte and Cobb Shawn
Bought by
Rossow Nicholas C
Seller's Agent
B.J. Parrish
ERA Reardon Realty
Buyer's Agent
Dave Springsteen
Cressy & Everett Real Estate
List Price
$74,000
Sold Price
$69,000
Premium/Discount to List
-$5,000
-6.76%
Total Days on Market
440
Views
111
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,749
Avg. Annual Appreciation
137.91%
Original Mortgage
$10,000
Outstanding Balance
$9,964
Interest Rate
6.6%
Estimated Equity
$86,785
Purchase Details
Closed on
Sep 30, 2003
Sold by
Berry Dennis Joe and Berry Cynthia L
Bought by
Cobb Chad M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,910
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 10, 1998
Purchase Details
Closed on
Jul 20, 1992
Purchase Details
Closed on
Jul 16, 1989
Similar Home in Watervliet, MI
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $69,000 | None Listed On Document | |
| Warranty Deed | $39,900 | -- | |
| Deed | $32,800 | -- | |
| Deed | $25,200 | -- | |
| Deed | $21,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $10,000 | No Value Available | |
| Open | $62,445 | New Conventional | |
| Previous Owner | $40,000 | Unknown | |
| Previous Owner | $58,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | Unknown | |
| Previous Owner | $35,910 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/15/2025 01/15/25 | Sold | $69,000 | -6.8% | $50 / Sq Ft |
| 05/09/2024 05/09/24 | Pending | -- | -- | -- |
| 02/26/2024 02/26/24 | For Sale | $74,000 | 0.0% | $54 / Sq Ft |
| 02/25/2024 02/25/24 | Off Market | $74,000 | -- | -- |
| 12/08/2023 12/08/23 | Price Changed | $74,000 | -3.3% | $54 / Sq Ft |
| 09/16/2023 09/16/23 | Price Changed | $76,500 | -8.9% | $56 / Sq Ft |
| 07/28/2023 07/28/23 | Price Changed | $84,000 | -6.1% | $61 / Sq Ft |
| 06/26/2023 06/26/23 | Price Changed | $89,500 | -1.6% | $65 / Sq Ft |
| 04/17/2023 04/17/23 | Price Changed | $91,000 | -3.7% | $67 / Sq Ft |
| 02/24/2023 02/24/23 | For Sale | $94,500 | -- | $69 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,444 | $64,100 | $0 | $0 |
| 2024 | $1,301 | $59,600 | $0 | $0 |
| 2023 | $1,249 | $50,100 | $0 | $0 |
| 2022 | $1,004 | $48,000 | $0 | $0 |
| 2021 | $1,252 | $46,400 | $4,500 | $41,900 |
| 2020 | $1,243 | $40,300 | $0 | $0 |
| 2019 | $1,222 | $31,100 | $4,900 | $26,200 |
| 2018 | $1,191 | $31,100 | $0 | $0 |
| 2017 | $1,173 | $30,300 | $0 | $0 |
| 2016 | $1,150 | $27,400 | $0 | $0 |
| 2015 | $1,155 | $25,200 | $0 | $0 |
| 2014 | $1,015 | $25,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
B.J. Parrish
B
Seller's Agent in 2025
B.J. Parrish
ERA Reardon Realty
(269) 325-7774
5 Total Sales
-
Dave Springsteen
Buyer's Agent in 2025
Dave Springsteen
Cressy & Everett Real Estate
(269) 462-2500
147 Total Sales
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 23005518
APN: 11-78-0340-0180-00-4
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