NOT LISTED FOR SALE

434 Pennsylvania Ave Saint Cloud, FL 34769

Downtown Saint Cloud Neighborhood

Estimated Value: $318,000 - $346,000

3 Beds
2 Baths
1,468 Sq Ft
$225/Sq Ft Est. Value

Last Sold January 24, 2024

Last sale price $320,000 $218 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,762/month

38 Days on Market

Highlights

  • Fishing Pier
  • No HOA
  • Terrazzo Flooring
  • Main Floor Primary Bedroom
  • Laundry Room
  • Outdoor Storage

About This Home

As of January 2024

PRICE IMPROVEMENT!!! PRICED TO SELL!!! ASSUMABLE MORTGAGE MAY BE AVAILABLE TO QUALIFIED BUYERS!!! Tranquility and charm describe this home. With just a few short blocks from Lake Toho, you can enjoy all the waterfront activities, boating, fishing, walking trails, picnic area and beach. This 3 bedroom, 2 bath home has flexibility to fit all your needs. Enter into a large living room with the eat in kitchen to the left. Two large bedrooms with a secluded master bedroom with bath on the opposite side of the home. Laundry room is complete with washer and dryer included. You will enjoy the oversized bonus room that can be used as a family room or office, your choice, possibilities endless. Close to downtown St. Cloud, restaurants, shops and lake. Perfect location! Stop by today or call for a showing, this will not last long.

Last Agent to Sell the Property

Donna Brumbelow

CORCORAN CONNECT LLC Brokerage Phone: 407-953-9118 License #3412248 Listed on: 09/06/2023

CORCORAN CONNECT LLC

Last Buyer's Agent

Tatiane Aponte

MUSA REALTY COMPANY INC License #3139909

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4

Year Built

  • Built in 1959

Lot Details

  • 7,405 Sq Ft Lot
  • East Facing Home
  • Wood Fence
  • Property is zoned SR1A

Home Design

  • Slab Foundation
  • Metal Roof
  • Block Exterior

Interior Spaces

  • 1,468 Sq Ft Home
  • Ceiling Fan
  • Blinds

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Terrazzo
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • Driveway
  • On-Street Parking

Outdoor Features

  • Fishing Pier
  • Access To Lake
  • Water Skiing Allowed
  • Exterior Lighting
  • Outdoor Storage
  • Private Mailbox

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Cooling System Mounted To A Wall/Window

Community Details

  • No Home Owners Association
  • Lake Front Add Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4

Year Built

Built in 1959

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1468
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 1959
  • Building Area Total: 1568
  • Lot Size Sq Ft: 7405
  • Directions to Property: From St. Cloud Lakeshore Blvd. Right on Pennsylvania Avenue, home on right.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1045493
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 217.98
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Attribution Contact: 407-953-9118
  • Tax Year: 2022
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate, Terrazzo
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Primary Bedroom Main Floor, Split Bedroom
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Window Features: Blinds
  • Street Number Modifier: 434
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 136.38
  • Room Count: 7

Exterior Features

  • Direction Faces: East
  • Exterior Features: Lighting, Private Mailbox, Sidewalk, Storage
  • Roof: Metal
  • Pool Private: No
  • Water Body Name: LAKE TOHO
  • Waterfront: No
  • Road Surface Type: Paved
  • Disclosures: Lead Paint, Seller Property Disclosure
  • Water Access: Lake
  • Water Extras: Fishing Pier,Skiing Allowed
  • Water Extras YN: 1
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Driveway, On Street

Utilities

  • Utilities: Public
  • Cooling: Central Air, Wall/Window Unit(s)
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR1A
  • Parcel Number: 01-26-30-0001-0374-0050
  • Additional Parcels: No
  • Fencing: Fenced, Wood
  • Flood Zone Code: x
  • Homestead YN: 1
  • Lot Size Square Meters: 688

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3.84
  • Tax Block: 374
  • Tax Book Number: b
  • Tax Lot: 5

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 6, 2023
Closed on
Jan 24, 2024
Sold by
Johnson Debra C
Bought by
Tran Heidi
Seller's Agent
Donna Brumbelow
CORCORAN CONNECT LLC
Buyer's Agent
Tatiane Aponte
MUSA REALTY COMPANY INC
List Price
$344,500
Sold Price
$320,000
Premium/Discount to List
-$24,500
-7.11%
Views
70
Current Estimated Value
$330,751

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,751
Avg. Annual Appreciation
2.02%
Original Mortgage
$210,990
Outstanding Balance
$207,261
Interest Rate
6.61%
Mortgage Type
VA
Estimated Equity
$123,490

Purchase Details

Listed on
Dec 16, 2019
Closed on
Apr 13, 2020
Sold by
Oakley Eric S
Bought by
Johnson Ralph Alden and Johnson Ralph Alden
Seller's Agent
Kelly Foster
FLORIDA LUX LISTINGS, LLC
Buyer's Agent
Donna Brumbelow
List Price
$225,000
Sold Price
$205,000
Premium/Discount to List
-$20,000
-8.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.50%
Original Mortgage
$205,000
Interest Rate
3.2%
Mortgage Type
VA

Purchase Details

Listed on
May 1, 2013
Closed on
Jul 15, 2013
Sold by
Siebenaler Christopher P and Siebenaler Darell M
Bought by
Oakley Eric S
Seller's Agent
Johana Torres
HOMESTEAD REALTY INC
Buyer's Agent
Kelly Foster
FLORIDA LUX LISTINGS, LLC
List Price
$130,000
Sold Price
$119,000
Premium/Discount to List
-$11,000
-8.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.39%
Original Mortgage
$95,200
Interest Rate
4.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 21, 2009
Sold by
Stockum Ann Marie
Bought by
Siebenaler Christopher P and Siebenaler Darell M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,007
Interest Rate
5.01%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 20, 2002
Sold by
Cannon Marie A
Bought by
Cannon Marie A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tran Heidi $320,000 Nona Title
Tran Heidi $320,000 Nona Title
Johnson Ralph Alden $205,000 Fidelity Natl Ttl Of Fl Inc
Oakley Eric S $119,000 A Premier Title Llc
Siebenaler Christopher P $110,000 Principal Title Services Llc
Cannon Marie A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tran Heidi $210,990
Closed Tran Heidi $210,990
Previous Owner Johnson Ralph Alden $210,990
Previous Owner Johnson Ralph Alden $205,000
Previous Owner Oakley Eric S $95,200
Previous Owner Siebenaler Christopher P $108,007
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/24/2024 01/24/24 Sold $320,000 -5.6% $218 / Sq Ft
10/15/2023 10/15/23 Pending -- -- --
09/27/2023 09/27/23 Price Changed $339,000 -1.6% $231 / Sq Ft
09/06/2023 09/06/23 For Sale $344,500 +68.0% $235 / Sq Ft
04/13/2020 04/13/20 Sold $205,000 0.0% $140 / Sq Ft
03/04/2020 03/04/20 Pending -- -- --
02/27/2020 02/27/20 Price Changed $205,000 -4.7% $140 / Sq Ft
02/24/2020 02/24/20 Price Changed $215,000 -2.3% $146 / Sq Ft
02/20/2020 02/20/20 Price Changed $220,000 -2.2% $150 / Sq Ft
01/15/2020 01/15/20 For Sale $225,000 0.0% $153 / Sq Ft
01/04/2020 01/04/20 Pending -- -- --
12/16/2019 12/16/19 For Sale $225,000 +89.1% $153 / Sq Ft
06/16/2014 06/16/14 Off Market $119,000 -- --
07/15/2013 07/15/13 Sold $119,000 -4.7% $81 / Sq Ft
06/03/2013 06/03/13 Pending -- -- --
05/12/2013 05/12/13 Price Changed $124,900 -3.9% $85 / Sq Ft
05/01/2013 05/01/13 For Sale $130,000 -- $89 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4 $185,216 -- --
2023 $4 $179,822 $0 $0
2022 $4 $174,585 $0 $0
2021 $4 $169,500 $34,600 $134,900
2020 $2,462 $158,200 $30,700 $127,500
2019 $2,102 $116,400 $26,200 $90,200
2018 $1,910 $102,600 $22,500 $80,100
2017 $1,755 $90,900 $17,200 $73,700
2016 $1,621 $84,200 $15,000 $69,200
2015 $1,498 $75,700 $15,000 $60,700
2014 $1,362 $67,700 $13,400 $54,300
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2024

    Donna Brumbelow

    CORCORAN CONNECT LLC

    (770) 365-2980

    2 in this area

    22 Total Sales

    Donna Brumbelow
    Section Image
  • Tatiane Aponte

    Buyer's Agent in 2024

    Tatiane Aponte

    MUSA REALTY COMPANY INC

    (305) 804-4366

    5 in this area

    123 Total Sales

    Tatiane Aponte
    Section Image
  • Kelly Foster

    Seller's Agent in 2020

    Kelly Foster

    FLORIDA LUX LISTINGS, LLC

    (321) 946-1004

    2 in this area

    46 Total Sales

    Kelly Foster
    Section Image

  • J

    Seller's Agent in 2013

    Johana Torres

    HOMESTEAD REALTY INC

    Section Image
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Map

Source: Stellar MLS

MLS Number: S5090537

Stellar MLS

APN: 01-26-30-0001-0374-0050

Florida Osceola County Saint Cloud 34769 Downtown Saint Cloud

434 Pennsylvania Ave, Saint Cloud, FL

This home is located at 434 Pennsylvania Ave, Saint Cloud, FL 34769 since 06 September 2023 and is currently estimated at $330,751, approximately $225 per square foot. This property was built in 1959. 434 Pennsylvania Ave is a home located in Osceola County with nearby schools including Michigan Avenue Elementary School, St. Cloud High School, and St. Cloud Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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