NOT LISTED FOR SALE

438 Pennsylvania Ave Saint Cloud, FL 34769

Downtown Saint Cloud Neighborhood

Estimated Value: $287,000 - $354,501

3 Beds
2 Baths
2,136 Sq Ft
$151/Sq Ft Est. Value

Sale Details

Date Sold: February 13, 2018

Last sale price $155,000 $73 Per Sq Ft

Est. 112% increase in value since last sale

Current estimated payment $2,158 / mo

3 Days on Market

Highlights

  • Public Boat Ramp
  • Deck
  • Corner Lot
  • Access To Lake
  • Wood Flooring
  • Furnished

About This Home

As of February 2018

Located less than a half a mile from beautiful Lake Front Park and situated in the middle of St Cloud's city limits you do not want to miss out on this great opportunity; especially with all the upcoming development getting ready to take place. This charming home from the past not only has a covered front and back porch but a BALCONY outside of the upstairs loft to soak up the tranquil scenery and the perfect cool weather. This little gem will make your buyers feel at home without breaking the bank!

Last Agent to Sell the Property

Josh Browning

License #3341904 Listed on: 12/17/2017

Last Buyer's Agent

Steven Pugh

EXP REALTY LLC License #647821

EXP REALTY LLC

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $353

Year Built

  • Built in 1922

Lot Details

  • 7,492 Sq Ft Lot
  • East Facing Home
  • Corner Lot
  • Property is zoned SR1A

Parking

  • 2 Car Garage

Home Design

  • Elevated Home
  • Bi-Level Home
  • Metal Roof
  • Siding

Interior Spaces

  • 2,136 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Fireplace
  • Blinds
  • Wood Flooring
  • Crawl Space
  • Oven

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Access To Lake
  • Access to Brackish Water
  • Balcony
  • Deck
  • Covered Patio or Porch

Location

  • City Lot

Utilities

  • Cooling System Mounted To A Wall/Window
  • Heating System Mounted To A Wall or Window

Listing and Financial Details

Community Details

Overview

  • No Home Owners Association
  • Lake Front Add Subdivision

Recreation

  • Public Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$353

Year Built

Built in 1922

Lot Details

7,492 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Other
  • Construction Materials: Siding
  • Fireplace: Yes
  • Living Area: 2136
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 1922
  • Building Area Total: 2767
  • Lot Size Sq Ft: 7492
  • Status: Sold
  • Down Payment Resource URL: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=O5550876&show_results=true&skip_sso=true
  • Down Payment Resource URL 2: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=O5550876&cview=true&show_results=true&customer_portal=true
  • Homestead Y N: No
  • Total Acreage: 0 to less than 1/4
  • Home Warranty Y N: No
  • Property Description: Elevated
  • Ratio: Close Price\List Price: 1.10714
  • Price per Sq Ft: 72.57
  • Close to Original List Price Ratio: 1.10714
  • Ratio: Current Price\Building Area Total: 56.02
  • View: No
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2017
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Hardwood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Oven
  • Foundation Details: Crawlspace
  • Total Bedrooms: 3
  • Levels: Two
  • Window Features: Blinds
  • Room Count: 4
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: East
  • Exterior Features: Balcony
  • Roof: Metal
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Patio, Porch
  • Water Access: Brackish Water, Lake
  • Water View Y N: No
  • Water Access Y N: Yes
  • Water Extras Y N: No
  • Flood Zone Panel: 12097C0095G

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Covered Parking Spaces: 2
  • Open Parking: No

Utilities

  • Utilities: Public
  • Cooling: Wall/Window Unit(s)
  • Heating: Wall Units / Window Unit
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Public Boat Ramp
  • Association: No
  • Senior Community: No
  • Association Fee Requirement: None

Lot Info

  • Zoning: SR1A
  • Parcel Number: 01-26-30-0001-0374-0055
  • Additional Parcels: No
  • Lot Features: Corner Lot, City Lot, Sidewalk
  • Flood Zone Code: X
  • Flood Zone Date: 2013-06-18
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Furnished: Furnished
  • Lease Restrictions Y N: No

Tax Info

  • Tax Annual Amount: 353
  • Tax Block: 374
  • Tax Book Number: B-61
  • Tax Lot: 5

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 5, 2026
Sold by
Silva Kathleen
Bought by
Current Estimated Value
$328,829

Purchase Details

Listed on
Dec 17, 2017
Closed on
Feb 2, 2018
Sold by
Bellomy Williams Shrea R
Bought by
Comiskey Jason and Bellomy Freda
Seller's Agent
Josh Browning
Buyer's Agent
Steven Pugh
EXP REALTY LLC
List Price
$140,000
Sold Price
$155,000
Premium/Discount to List
$15,000
10.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.97%
Original Mortgage
$124,000
Interest Rate
3.99%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Downtown Saint Cloud, FL

  • John Gomez Real Estate Agent - EXP REALTY LLC

    John Gomez

    EXP REALTY LLC

    (321) 989-6839

    66 Total Sales

    1 in Downtown Saint Cloud

    $425,300 Price

    John Gomez
     Section Image
  • Axel Colon Real Estate Agent - G FIRST REALTY LLC

    Axel Colon

    Responds Quickly

    G FIRST REALTY LLC

    (689) 220-6981

    123 Total Sales

    3 in Downtown Saint Cloud

    $283K - $325K Price Range

    Axel Colon
     Section Image
  • Matt Davies Real Estate Agent - COLDWELL BANKER REALTY

    Matt Davies

    COLDWELL BANKER REALTY

    (321) 320-8017

    98 Total Sales

    2 in Downtown Saint Cloud

    $175K - $300K Price Range

    Matt Davies
     Section Image
  • Barrett Spray Real Estate Agent - KELLER WILLIAMS ADVANTAGE REALTY

    Barrett Spray

    KELLER WILLIAMS ADVANTAGE REALTY

    (689) 215-8180

    363 Total Sales

    9 in Downtown Saint Cloud

    $215K - $362K Price Range

    Barrett Spray
     Section Image
  • Doug Hampton Real Estate Agent - PREMIER SOTHEBYS INT'L REALTY

    Doug Hampton

    PREMIER SOTHEBYS INT'L REALTY

    (352) 310-8533

    73 Total Sales

    1 in Downtown Saint Cloud

    $305,000 Price

    Doug Hampton
     Section Image
  • Dawn DiNoto Real Estate Agent - Real Broker, LLC

    Dawn DiNoto

    Responds Quickly

    Real Broker, LLC

    (951) 501-3926

    102 Total Sales

    2 in Downtown Saint Cloud

    $145,000 Price Range

    Dawn DiNoto
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$100 None Listed On Document
Comiskey Jason $155,000 Blue Water Clear Title Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $90,000
Previous Owner Comiskey Jason $124,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/13/2018 02/13/18 Sold $155,000 +10.7% $73 / Sq Ft
12/21/2017 12/21/17 Pending -- -- --
12/17/2017 12/17/17 For Sale $140,000 -- $66 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,221 $258,700 $46,800 $211,900
2024 $3,594 $253,000 $46,800 $206,200
2023 $3,594 $186,672 $0 $0
2022 $3,186 $192,200 $35,100 $157,100
2021 $2,856 $155,800 $34,600 $121,200
2020 $2,632 $144,100 $30,700 $113,400
2019 $2,403 $127,500 $26,200 $101,300
2018 $2,186 $114,800 $24,000 $90,800
2017 $353 $61,831 $0 $0
2016 $351 $60,560 $0 $0
2015 $361 $60,140 $0 $0
2014 $362 $59,663 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • JB

    Seller's Agent in 2018

    Josh Browning

  • Steven Pugh Real Estate Agent - EXP REALTY LLC

    Buyer's Agent in 2018

    Steven Pugh

    EXP REALTY LLC

    (407) 873-0057

    43 in this area

    259 Total Sales

    Steven Pugh
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Map

Source: Stellar MLS

MLS Number: O5550876

Stellar MLS

APN: 01-26-30-0001-0374-0055

Florida Osceola County Saint Cloud 34769 Downtown Saint Cloud

438 Pennsylvania Ave, Saint Cloud, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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